XAPO
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Xapo Bank is the world’s first Bitcoin-enabled bank to fully integrate traditional finance with cryp
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Gibraltar
Last updated: Sep 05, 2025
On PayAtlas since Mar 2025
Focus Areas
Services offered by XAPO
Asset Management
Online Banking and Neobank Services
Merchant Services
Cryptocurrency Payment Services
Asset Management
Currency Exchange Services
Industries served by XAPO
- Banking
- Crypto Exchanges & Trading
- FX & Currency Exchange
Regions covered by XAPO
- North America
- North-West Europe
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Supported Features
Compact
Detailed
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Payment methods
- Bank transfer 1
- Card network 2
Bank transfer
- Bank transfer
Card network
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Mastercard
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Visa
Card networks
Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
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MasterCard
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Visa
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MasterCard
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Visa
Settlement currencies
- National currencies 1
National currencies
USD
Features
Crypto
Crypto offramp payouts
Fiat-to-crypto onramp
Payment Flows
Cryptocurrency payments
Payouts
Crypto Payouts
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Contacts
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