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402pay

402pay

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402pay.co United States
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The high-risk payments API

402pay is a high-risk payment platform. Through a single API, 402pay helps businesses accept card, crypto, and digital payments to scale faster and operate cross-border.
United States
Founded 2026
Last updated: Nov 08, 2026
On PayAtlas since Nov 2026

Focus Areas

Services offered by 402pay

Merchant Services
Card Processing Services
Merchant Services
Cryptocurrency Payment Services
Payment Technologies
API Aggregation

Industries served by 402pay

  • Adult
  • Banking
  • Business Opportunities & Lead Gen
  • Business Services
  • CBD & Cannabis
  • Cloud & Web Services
  • Cosmetics, Skin & Hair Care
  • Crypto Exchanges & Trading
  • Dating Platforms
  • Dropshipping
  • Events & Ticketing
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • Health & Beauty Retail
  • Hotels & Accommodation
  • NFT Marketplaces
  • +13
  • Nutraceuticals & Supplements
  • OTAs & Travel Services
  • Online Courses & Education
  • Payments / PSP / Gateways
  • Pharmacies & Online Pharma
  • SaaS / Software
  • Skill Gaming & Esports
  • Streaming & Media Subscriptions
  • Tobacco & Vaping
  • Video Games & In-game Purchases
  • Vitamins & Supplements
  • VoIP & Communication Services
  • Wallets & Custodians

Regions covered by 402pay

  • Caribbean
  • Central America
  • Greater China
  • MENA
  • North America
  • North-West Europe
  • Persian Gulf countries
  • Rest of Asia Pacific
  • South America
  • South-Central Asia
  • South-East Europe

Reviews

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Supported Features

Compact
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Payment methods

  • Alternative 1
  • Bank transfer 8
  • Bnpl service 4
  • Card network 7
  • Crypto currency 3
  • Mobile wallet 12
Alternative
  • Telegram Pay
Bank transfer
  • Interac
  • Open banking
  • Przelewy24
  • SEPA
  • Sofort
  • SWIFT
  • Webpay
  • Zelle
Bnpl service
  • Affirm
  • Afterpay
  • Klarna
  • Zip
Card network
  • American express
  • Diners club
  • Discover
  • Maestro
  • Mastercard
  • Unionpay
  • Visa
Crypto currency
  • Bitcoin
  • Cryptocurrency payments
  • Ethereum
Mobile wallet
  • Alipay
  • Amazon pay
  • Apple pay
  • Binance pay
  • Cash app
  • Google pay
  • Grabpay
  • Paypal
  • Revolut
  • Samsung pay
  • Skrill
  • Venmo

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa

Shopping carts

  • 1Shopping Cart
  • 2Checkout
  • 3DCart
  • ASP.net Storefront
  • Americommerce
  • Bigcommerce
  • BroadLeaf Commerce
  • CS-Cart
  • CleverBridge
  • Commercev3.com
  • CoreCommerce
  • Demandware
  • Drupal Commerce
  • Ebay Enterprise
  • Ecwid.com
  • Elastic Path
  • Fortune3
  • FoxyCart
  • Fry Inc.
  • Goodsie
  • Hybris
  • IBM WebSphere Commerce
  • Intershop
  • Jadasite
  • Jumpseller
  • K-eCommerce
  • Kalio
  • LemonStand
  • Magento Community
  • Magento Enterprise
  • Marketlive
  • Miva Merchant
  • Moltin
  • Mozu
  • Neto
  • Netsuite SuiteCommerce
  • NopCommerce
  • OpenCart
  • Oracle ATG Web Commerce
  • PinnacleCart
  • PrestaShop
  • ProductCart
  • ShopVisible
  • Shopify
  • Shopio
  • Shopizer
  • Softslate
  • SpreeCommerce
  • Squarespace
  • Storenvy
  • Supadupa.me
  • Sylius
  • Tictail
  • TomatoCart
  • UltraCart
  • Virtuemart
  • Volusion
  • Wazala
  • Woocommerce
  • X-Cart
  • Yahoo Store
  • ZenCart
  • Znode Storefront
  • eCrater
  • 1Shopping Cart
  • 2Checkout
  • 3DCart
  • ASP.net Storefront
  • Americommerce
  • Bigcommerce
  • BroadLeaf Commerce
  • CS-Cart
  • CleverBridge
  • Commercev3.com
  • CoreCommerce
  • Demandware
  • Drupal Commerce
  • Ebay Enterprise
  • Ecwid.com
  • Elastic Path
  • Fortune3
  • FoxyCart
  • Fry Inc.
  • Goodsie
  • Hybris
  • IBM WebSphere Commerce
  • Intershop
  • Jadasite
  • Jumpseller
  • K-eCommerce
  • Kalio
  • LemonStand
  • Magento Community
  • Magento Enterprise
  • Marketlive
  • Miva Merchant
  • Moltin
  • Mozu
  • Neto
  • Netsuite SuiteCommerce
  • NopCommerce
  • OpenCart
  • Oracle ATG Web Commerce
  • PinnacleCart
  • PrestaShop
  • ProductCart
  • ShopVisible
  • Shopify
  • Shopio
  • Shopizer
  • Softslate
  • SpreeCommerce
  • Squarespace
  • Storenvy
  • Supadupa.me
  • Sylius
  • Tictail
  • TomatoCart
  • UltraCart
  • Virtuemart
  • Volusion
  • Wazala
  • Woocommerce
  • X-Cart
  • Yahoo Store
  • ZenCart
  • Znode Storefront
  • eCrater

Transaction currencies

  • Fiat currencies 184
Fiat currencies
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BOV, BRL, BSD, BTN, BWP, BYN, BYR, BZD, CAD, CDF, CHE, CHF, CHW, CLF, CLP, CNY, COP, COU, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MRU, MUR, MVR, MWK, MXN, MXV, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, SSP, STD, STN, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, USN, UYI, UYU, UYW, UZS, VEF, VES, VND, VUV, WST, XAF, XBA, XBB, XBC, XBD, XCD, XDR, XOF, XPF, XSU, XUA, YER, ZAR, ZMK, ZMW, ZWL

Settlement currencies

  • Crypto currencies 5
Crypto currencies
BTC, ETH, LTC, USDC, USDT

Features

Checkout
Checkout editable amount
Email receipts
Checkout / Hosted Payment Page
Hosted payment fields
One-click Payments
Payment links
Crypto
Fiat-to-crypto onramp
Data
Data Exports (to CSV or XLS format)
Global Search
Fraud Prevention
AI/ML-driven Fraud Detection
Anti-Fraud Detection
Third-party risk scoring integrations
Smart blacklisting
Integration Tools
PCI Host-to-host payments
Server-side SDKs
Shopping Cart Plugins
Merchant Management
White-label Merchant Portal
Settlement Management
Payment Channels
In-App Payments
In-Bot payments
In-Platform Payments
Mobile payments
Online checkout payments
Payment Flows
Bank transfers
Credit and debit card payments
Cryptocurrency payments
Digital wallet payments
Installment payments (Buy now pay later)
Online banking payments
Prepaid card payments
Payment hub
Third-party Payment Provider Integrations
Payment Scenarios
P2P Payments
Partial/Bulk Payments
Split Payments
Payouts
Crypto Payouts
Reporting
Alerts Management
Custom Reports
Key Metrics Dashboard
Revenue Recognition
Routing
Balance based routing
Conversion based routing
Fallback & Cascading Routing
Geo based routing
Rule Based Routing
Volume distributed routing
Load balancing routing
Didn't find a specific feature?
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Contacts

402pay.co
Website

Other links

Pricing Docs Api reference Terms Onboarding Portal Support Blog

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