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Buy now, pay later Services
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15 companies
Mar 10, 2026
Last updated: Mar 10, 2026
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AirPay
1
1 review
airpay.co.in India
Airpay is a unique payment platform which helps e-commerce & retail companies collect contact-less payments. We help businesses envision a world beyond cash providing the best experience to merchants and their customers. airpay is an all encompassing payment solution provider, working towards making monetary transactions, simpler, easier and quicker
Airpay is a unique payment platform which helps e-commerce & retail companies collect contact-less payments. We help businesses envision a world beyond cash providing the best experience to merchants and their customers. airpay is an all encompassing payment solution provider, working towards making monetary transactions, simpler, easier and quicker
FastoPayments
fasto.co Estonia
FastoPayments. Your Trusted Payment Partner in Europe We provide secure payment processing, IBAN banking solutions, advanced fraud prevention, and effective chargeback management. Our services also include growth support with social media Fraud Prevention tools to safeguard your business Chargeback Management to reduce losses and protect revenue
FastoPayments. Your Trusted Payment Partner in Europe We provide secure payment processing, IBAN banking solutions, advanced fraud prevention, and effective chargeback management. Our services also include growth support with social media Fraud Prevention tools to safeguard your business Chargeback Management to reduce losses and protect revenue
Ecommpay
ecommpay.com United Kingdom
Our full-stack solution combines direct acquiring capabilities, 100+ alternative payment methods, Direct Debits, open banking and mass payout capabilities (and more) via a single integration.
Our full-stack solution combines direct acquiring capabilities, 100+ alternative payment methods, Direct Debits, open banking and mass payout capabilities (and more) via a single integration.
Airwallex
airwallex.com Singapore
Airwallex is a leading global payments and financial platform, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.Airwallex supports over 150,000 businesses globally and is trusted by brands such as Brex, Canva, Rippling, Navan, Qantas, SHEIN and many more.
Airwallex is a leading global payments and financial platform, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.Airwallex supports over 150,000 businesses globally and is trusted by brands such as Brex, Canva, Rippling, Navan, Qantas, SHEIN and many more.
Emlpayments
emlpayments.com United States
EML Payments is a global payments company that operates in Australia, the UK, Europe, and the US. Our customers are diverse and include major banks in Europe, government, retail brands and financial services companies.
EML Payments is a global payments company that operates in Australia, the UK, Europe, and the US. Our customers are diverse and include major banks in Europe, government, retail brands and financial services companies.
Fortres BanCorp
fortres.tech Singapore
Boost your growth with powerful, easy-to-use payment processing tools. Fortres BanCorp unifies online, point of sale, and B2B payments into a single platform. Perfect for businesses ready to scale.
Boost your growth with powerful, easy-to-use payment processing tools. Fortres BanCorp unifies online, point of sale, and B2B payments into a single platform. Perfect for businesses ready to scale.
Paynova
paynova.com United Kingdom
Feel safe – wherever and whomever you are buying from Paynova makes buying safe & simple and gives you control to Pay Later when you’ve received your goods.
Feel safe – wherever and whomever you are buying from Paynova makes buying safe & simple and gives you control to Pay Later when you’ve received your goods.
Twistopay
twistopay.com Czechia
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
QPay
qpay.om Oman
QPay is the first licensed buy now, pay later company under the the central Bank of Oman Sand Box in #Oman that offers a convenient and flexible financing solution for consumers. With QPay, shoppers can make purchases and pay for them over time, usually without any interest charges. QPay ensures a trusted payment experience by implementing one-time passcode authentication after shoppers enter their credit card credentials This ensures the security and convenience of the payment process. QPay is a popular choice for consumers as it is fairly easy to get approved for, compared to traditional credit cards and personal loans. QPay provides a seamless and efficient way for consumers to manage their purchases and payments.
QPay is the first licensed buy now, pay later company under the the central Bank of Oman Sand Box in #Oman that offers a convenient and flexible financing solution for consumers. With QPay, shoppers can make purchases and pay for them over time, usually without any interest charges. QPay ensures a trusted payment experience by implementing one-time passcode authentication after shoppers enter their credit card credentials This ensures the security and convenience of the payment process. QPay is a popular choice for consumers as it is fairly easy to get approved for, compared to traditional credit cards and personal loans. QPay provides a seamless and efficient way for consumers to manage their purchases and payments.
Amazon Payment Services
paymentservices.amazon.com United Arab Emirates
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
EPayLater
epaylater.in India
Founded in December of 2015 and based in Mumbai, India, ePaylater is a zero cost credit solution for SMEs for purchasing their supplies. This solution is available to SMEs across physical and digital sales channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest free credit. For the suppliers to the SM, this helps to unblock capital, eliminate risks and collection overheads, and most importantly, it helps in boosting the sales.
Founded in December of 2015 and based in Mumbai, India, ePaylater is a zero cost credit solution for SMEs for purchasing their supplies. This solution is available to SMEs across physical and digital sales channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest free credit. For the suppliers to the SM, this helps to unblock capital, eliminate risks and collection overheads, and most importantly, it helps in boosting the sales.
QWIKWIRE
qwikwire.com Philippines
Qwikwire is an invoicing and payments platform for large enterprises. It specializes in complex payments where the clients use ERP systems like SAP and Oracle and standard API integrations are inadequate. Our modules are easy to integrate with any local or international gateway and settlement banks of our clients' choice.
Qwikwire is an invoicing and payments platform for large enterprises. It specializes in complex payments where the clients use ERP systems like SAP and Oracle and standard API integrations are inadequate. Our modules are easy to integrate with any local or international gateway and settlement banks of our clients' choice.
PayNearMe
home.paynearme.com United States
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Tabby
tabby.ai United Arab Emirates
Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 14 million users choose Tabby to stay in control of their spending and make the most out of their money. Over 40,000 global brands and small businesses, including SHEIN, Amazon, Adidas, IKEA, H&M, Samsung and Noon use Tabby’s technology to accelerate growth and gain loyal customers by offering flexible payments online and in stores. Tabby is active in Saudi Arabia, UAE, and Kuwait, and is now valued at $1.5 billion in its last round of funding from Wellington Management, STV, Mubadala Investment Capital, PayPal Ventures, Arbor Ventures, Bluepool, Hassana Investment Capital, Soros Capital Management and Saudi Venture Capital.
Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 14 million users choose Tabby to stay in control of their spending and make the most out of their money. Over 40,000 global brands and small businesses, including SHEIN, Amazon, Adidas, IKEA, H&M, Samsung and Noon use Tabby’s technology to accelerate growth and gain loyal customers by offering flexible payments online and in stores. Tabby is active in Saudi Arabia, UAE, and Kuwait, and is now valued at $1.5 billion in its last round of funding from Wellington Management, STV, Mubadala Investment Capital, PayPal Ventures, Arbor Ventures, Bluepool, Hassana Investment Capital, Soros Capital Management and Saudi Venture Capital.
Aplazo
aplazo.mx Mexico
We are a platform that offers “buy now, pay later” (BNPL) payment solutions and marketing tools that enable physical and digital merchants to offer their users the option to purchase products through installment payments.
We are a platform that offers “buy now, pay later” (BNPL) payment solutions and marketing tools that enable physical and digital merchants to offer their users the option to purchase products through installment payments.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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