UPAY TECHNOLOGY LTD

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The Best Crypto Card & Wallet for Seamless Global Payments

UPay is a licensed Visa-backed crypto card platform, enabling users to spend BTC, ETH, USDT, and USDC directly through virtual and physical cards. Live in 180+ countries with 320K+ cards issued and 300K+ active users, UPay is regulated across four jurisdictions — MSO (Hong Kong), VASP In-Principle Approval (Lithuania), and MSB registration.
United States
Founded 2023
10 - 50
Last updated: Sep 16, 2026
On PayAtlas since Sep 2026

Focus Areas

Services offered by UPAY TECHNOLOGY LTD

Asset Management
Mobile Wallet Services
Asset Management
International Money Transfers
Asset Management
Currency Exchange Services
Merchant Services
Card Processing Services
Merchant Services
Cryptocurrency Payment Services
Payment Technologies
AML & KYC Services
Payment Technologies
Data Encryption Services

Industries served by UPAY TECHNOLOGY LTD

  • Crypto Exchanges & Trading
  • Payments / PSP / Gateways
  • Wallets & Custodians

Regions covered by UPAY TECHNOLOGY LTD

  • North America

Reviews

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Supported Features

Compact
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Payment methods

  • Card network 1
  • Crypto currency 2
  • Mobile wallet 4
Card network
  • Visa
Crypto currency
  • Bitcoin
  • Ethereum
Mobile wallet
  • Apple pay
  • Google pay
  • Paypal
  • Wechat pay

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • Visa
  • Visa

Provider integrations

Any connected third-party companies that provide their services throughout. UPAY TECHNOLOGY LTD.

Transaction currencies

  • Crypto currencies 4
  • Fiat currencies 3
Crypto currencies
BTC, ETH, USDC, USDT
Fiat currencies
AED, EUR, USD

Settlement currencies

  • Crypto currencies 4
  • Fiat currencies 3
Crypto currencies
BTC, ETH, USDC, USDT
Fiat currencies
AED, EUR, USD

Licenses

List of supported licenses that enable merchants to operate in different countries.
  • Bank of Lithuania
  • Bank of Lithuania

Features

AML and KYC Compliance
Third-party AML & KYC integrations
Transactions AML Monitoring & KYC Verification
Crypto
Crypto offramp payouts
Fraud Prevention
Anti-Fraud Detection
Payment Channels
In-person payments (POS Solutions)
Mobile payments
Online checkout payments
Payment Flows
Credit and debit card payments
Cryptocurrency payments
Digital wallet payments
Prepaid card payments
Payment Scenarios
P2P Payments
Refunds
Fully refunds
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Contacts

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