Simplifying the complexities of payments

We support online businesses who are frustrated by payment complexities, assisting them with value-added solutions that increase revenue and decrease costs: merchant accounts, chargeback management, and payment technology.
Netherlands
Founded 2010
Last updated: Sep 05, 2025
On PayAtlas since Nov 2024

Focus Areas

Services offered by AltoPay

Payment Technologies
3D Secure MPI Services
Merchant Services
Alternative and Local Payment Services
Payment Technologies
API Aggregation
Merchant Services
Bank Acquiring Services
Merchant Services
Card Processing Services
Business Support
Consulting and Advisory Services
Business Support
Corporate Payment Platforms
Asset Management
Cross-Border Payment Platforms
Merchant Services
Cryptocurrency Payment Services
Business Support
Customer Support for Payment Solutions
Payment Technologies
Data Analytics for Payments
Payment Technologies
Data Encryption Services
Payment Technologies
Fraud Prevention Services
Payment Technologies
Infrastructure & Hosting for Payments
Merchant Services
Merchant Account Services
Business Support
Merchant Onboarding Services
Business Support
Payment Management Services
Payment Technologies
Payment Orchestration Platforms
Payment Technologies
Payment Reconciliation Services
Payment Technologies
Payment Tokenization Services
Merchant Services
Payout & Topup Services
Payment Technologies
PCI DSS Compliance Services
Merchant Services
Real-Time Payment Services
Merchant Services
Subscription & Billing Services

Industries served by AltoPay

  • Adult
  • Airlines & Flight Aggregators
  • Alcohol
  • Apparel & Fashion
  • Automotive
  • Books, Magazines & Newspapers
  • Business Services
  • CBD & Cannabis
  • Car Rentals
  • Cloud & Web Services
  • Cosmetics, Skin & Hair Care
  • Couriers & Mail Delivery
  • Crypto Exchanges & Trading
  • Dating Platforms
  • Domain Registration & Hosting
  • +34
  • Dropshipping
  • E-learning & Edtech
  • Electronics & Home Appliances
  • Events & Ticketing
  • FX & Currency Exchange
  • Food Delivery
  • Forex Trading
  • Furniture Stores
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • General Retail (Non-specialised)
  • Grocery & Food Stores
  • Health & Beauty Retail
  • Hotels & Accommodation
  • Insurance
  • Luxury Goods & Jewelry
  • Marketing & Advertising
  • Mobility & Transport
  • Money Services (MSBs) & Remittance
  • Multi-level Marketing (MLM)
  • Nutraceuticals & Supplements
  • OTAs & Travel Services
  • Online Courses & Education
  • Pet & Pet Tech
  • Pharmacies & Online Pharma
  • SaaS / Software
  • Skill Gaming & Esports
  • Streaming & Media Subscriptions
  • Telecom & Internet Providers
  • Tobacco & Vaping
  • Video Games & In-game Purchases
  • Vitamins & Supplements
  • VoIP & Communication Services
  • Wallets & Custodians
  • Weapons & Ammunition

Regions covered by AltoPay

  • Central America
  • North America
  • North-West Europe
  • South America
  • South-East Europe

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Supported Features

Compact
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Payment methods

  • Bank transfer 7
  • Bnpl service 1
  • Card network 6
  • Financial services 1
  • Local card network 1
  • Mobile payment 1
  • Mobile wallet 5
Bank transfer
  • Bancontact
  • Eps
  • Giropay
  • iDeal
  • Multibanco
  • Przelewy24
  • SEPA
Bnpl service
  • Klarna
Card network
  • American express
  • Discover
  • Jcb
  • Mastercard
  • Unionpay
  • Visa
Financial services
  • PaySafeCard
Local card network
  • Cartes bancaires
Mobile payment
  • QR code
Mobile wallet
  • Apple pay
  • Google pay
  • Paypal
  • Postepay
  • Qiwi wallet

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa

Transaction currencies

  • National currencies 68
National currencies
AED, ARS, AUD, BGN, BRL, CAD, CHE, CHF, CHW, CLP, CNY, COP, CUC, CZK, DKK, EEK, EUR, GBP, GEL, GIP, HKD, HRK, HUF, ILS, IMP, ISK, JEP, JOD, JPY, KPW, KRW, KZT, LKR, LTL, LVL, MAD, MDL, MRO, MRU, MUR, MVR, MXN, NIO, NOK, NZD, PEN, PLN, PYG, RON, RSD, RUB, SCR, SEK, SGD, THB, TND, TOP, TRY, TZS, UAH, USD, USN, UYU, UZS, VEF, VND, XUA, ZAR

Settlement currencies

  • National currencies 11
National currencies
AUD, BRL, CAD, CHF, CLP, COP, EUR, GBP, MXN, PEN, USD

Features

Checkout
Checkout editable amount
Checkout Editor (Branding & Customization)
Email receipts
Checkout / Hosted Payment Page
Hosted payment fields
One-click Payments
Payment links
Currency Conversion
Dynamic Currency Conversion (DCC)
Rule based Dynamic Currency Conversion (DCC)
Data
Bin base services
Data Exports (to CSV or XLS format)
Global Search
Dispute Management
Chargeback Alerts
Disputes & Chargebacks Management
Fraud Prevention
3D Secure v1 Authentications
3D Secure v2 Authentications
AI/ML-driven Fraud Detection
Anti-Fraud Detection
Rule-based fraud management
Smart blacklisting
Integration Tools
PCI Host-to-host payments
Mobile SDKs (iOS, Android)
Server-side SDKs
Shopping Cart Plugins
Merchant Management
Merchant Onboarding (KYB) management
Payment Channels
Card-not-present payments (MOTO)
In-App Payments
In-Game payments
In-Platform Payments
Mobile payments
Online checkout payments
Phone-Based payments
Payment Flows
Bank transfers
Credit and debit card payments
Cryptocurrency payments
Digital wallet payments
Payment hub
MID Balances syncronization
PSP health monitoring
Third-party Payment Provider Integrations
Refunds
Fully refunds
Partial refunds
Reporting
Alerts Management
Custom Reports
Financial Forecasting
Key Metrics Dashboard
Predefined Reports
Revenue Recognition
Schedule Reports
Routing
Conversion based routing
Fallback & Cascading Routing
Geo based routing
BIN/INN based routing
Rule Based Routing
Subscriptions & Billing
Card-on-file transactions (Non-cvc)
Payment Invoicing (email pdf invoices)
Recurring Payments
Subscriptions Management
Tokenisation
3D Secure/MPI Service
Address Verification Service (AVS)
Cross-channel tokenisation
Network Level Tokens
Secure Token Storage
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