About

Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub. Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Malta
Last updated: Sep 05, 2025
On PayAtlas since Apr 2025

Focus Areas

Services offered by Papaya

Merchant Services
Card Processing Services
Asset Management
Card Issuing Services
Business Support
IBAN Account Services
Asset Management
Online Banking and Neobank Services

Industries served by Papaya

  • Banking
  • Business Services
  • FX & Currency Exchange
  • General Retail (Non-specialised)
  • Health & Beauty Retail
  • Insurance
  • Online Courses & Education
  • Payments / PSP / Gateways
  • Wallets & Custodians

Regions covered by Papaya

  • MENA
  • North-West Europe
  • South-East Europe

Reviews

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Supported Features

Compact
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Payment methods

  • Bank transfer 2
  • Card network 2
Bank transfer
  • Bank transfer
  • SEPA
Card network
  • Mastercard
  • Visa

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • MasterCard
  • Visa
  • MasterCard
  • Visa
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