About

OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
Nigeria
Founded 2018
more than 1000
Last updated: Sep 05, 2025
On PayAtlas since Oct 2023

Focus Areas

Services offered by OPAY

Merchant Services
Card Processing Services
Asset Management
Card Issuing Services
Payment Technologies
Open Banking

Industries served by OPAY

  • Airlines & Flight Aggregators
  • Apparel & Fashion
  • Automotive
  • Banking
  • Books, Magazines & Newspapers
  • Business Services
  • Car Rentals
  • Cloud & Web Services
  • Construction Materials & Equipment
  • Cosmetics, Skin & Hair Care
  • Crowdfunding & Fundraising
  • Dating Platforms
  • E-learning & Edtech
  • Electronics & Home Appliances
  • Essay Writing & Academic Services
  • +20
  • Events & Ticketing
  • FX & Currency Exchange
  • Forex Trading
  • Furniture Stores
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • General Retail (Non-specialised)
  • Government Payments
  • Grocery & Food Stores
  • Health & Beauty Retail
  • Hotels & Accommodation
  • Insurance
  • Legal Services
  • Luxury Goods & Jewelry
  • Money Services (MSBs) & Remittance
  • Multi-level Marketing (MLM)
  • Nutraceuticals & Supplements
  • OTAs & Travel Services
  • SaaS / Software
  • Skill Gaming & Esports
  • Utilities & Energy

Regions covered by OPAY

  • MENA
  • Rest of African countries

Reviews

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Supported Features

Compact
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Payment methods

  • Bank transfer 1
  • Card network 2
Bank transfer
  • Bank transfer
Card network
  • Mastercard
  • Visa

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • MasterCard
  • Visa
  • MasterCard
  • Visa

Transaction currencies

  • National currencies 184
National currencies
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BOV, BRL, BSD, BTN, BWP, BYN, BYR, BZD, CAD, CDF, CHE, CHF, CHW, CLF, CLP, CNY, COP, COU, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MRU, MUR, MVR, MWK, MXN, MXV, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, SSP, STD, STN, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, USN, UYI, UYU, UYW, UZS, VEF, VES, VND, VUV, WST, XAF, XBA, XBB, XBC, XBD, XCD, XDR, XOF, XPF, XSU, XUA, YER, ZAR, ZMK, ZMW, ZWL

Settlement currencies

  • National currencies 184
National currencies
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BOV, BRL, BSD, BTN, BWP, BYN, BYR, BZD, CAD, CDF, CHE, CHF, CHW, CLF, CLP, CNY, COP, COU, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MRU, MUR, MVR, MWK, MXN, MXV, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, SSP, STD, STN, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, USN, UYI, UYU, UYW, UZS, VEF, VES, VND, VUV, WST, XAF, XBA, XBB, XBC, XBD, XCD, XDR, XOF, XPF, XSU, XUA, YER, ZAR, ZMK, ZMW, ZWL
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