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Fena

Fena

fena.co
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Get paid faster for less with open banking

We help hundreds of UK businesses cut card fees by up to 85%, offer instant settlement for improved cash flow, eliminate chargebacks and fraud, and enable 20-second transactions without typing card details, all while working alongside existing payment setups with zero monthly fees or integration costs.
United Kingdom
Founded 2019
10 - 50
Last updated: Dec 16, 2025
On PayAtlas since Dec 2025

Focus Areas

Services offered by Fena

Asset Management
Online Banking and Neobank Services
Development & Production
Shopping Cart and Plugins Development
Merchant Services
Subscription & Billing Services
Merchant Services
Invoice Payment Services
Merchant Services
Alternative and Local Payment Services
Merchant Services
Real-Time Payment Services
Payment Technologies
White-label Payment Solutions
Payment Technologies
Payment Reconciliation Services
Payment Technologies
Open Banking
Payment Technologies
API Aggregation

Industries served by Fena

  • Airlines & Flight Aggregators
  • Alcohol
  • Apparel & Fashion
  • Auto Sales
  • Automotive
  • Books, Magazines & Newspapers
  • CBD & Cannabis
  • Charities & NGOs
  • Cosmetics, Skin & Hair Care
  • Crypto Exchanges & Trading
  • Dropshipping
  • E-learning & Edtech
  • Events & Ticketing
  • Furniture Stores
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • +16
  • Insurance
  • Legal Services
  • Luxury Goods & Jewelry
  • Money Services (MSBs) & Remittance
  • Nutraceuticals & Supplements
  • OTAs & Travel Services
  • Online Courses & Education
  • Payments / PSP / Gateways
  • Pet & Pet Tech
  • Pharmacies & Online Pharma
  • Restaurants & Delivery
  • SaaS / Software
  • Skill Gaming & Esports
  • Tobacco & Vaping
  • Video Games & In-game Purchases
  • Vitamins & Supplements

Regions covered by Fena

  • North-West Europe

Reviews

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Supported Features

Compact
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Payment methods

  • Bank transfer 1
  • Card network 6
  • Cash network 1
  • Invoice payment 1
  • Mobile payment 1
  • Mobile wallet 2
  • Others 1
Bank transfer
  • Bank transfer
Card network
  • American express
  • Discover
  • Jcb
  • Mastercard
  • Unionpay
  • Visa
Cash network
  • Cash on delivery
Invoice payment
  • E-invoicing
Mobile payment
  • QR code
Mobile wallet
  • Apple pay
  • Google pay
Others
  • POS

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa
  • American Express
  • Discover
  • JCB
  • MasterCard
  • UnionPay
  • Visa

Provider integrations

Any connected third-party companies that provide their services throughout. Fena.

Shopping carts

  • Magento Community
  • OpenCart
  • PrestaShop
  • Shopify
  • Woocommerce
  • Magento Community
  • OpenCart
  • PrestaShop
  • Shopify
  • Woocommerce

Transaction currencies

  • National currencies 1
National currencies
GBP

Settlement currencies

  • National currencies 1
National currencies
GBP

Licenses

List of supported licenses that enable merchants to operate in different countries.
  • Financial Conduct Authority
  • Financial Conduct Authority

Features

AML and KYC Compliance
Third-party AML & KYC integrations
Transactions AML Monitoring & KYC Verification
Checkout
Email receipts
Checkout / Hosted Payment Page
One-click Payments
Payment links
Crypto
Fiat-to-crypto onramp
Data
Data Exports (to CSV or XLS format)
Dispute Management
Chargeback Alerts
Disputes & Chargebacks Management
Fee & Discount Management
Discounts Management
Fees Management (Rule based)
Fraud Prevention
3D Secure v1 Authentications
3D Secure v2 Authentications
AI/ML-driven Fraud Detection
Anti-Fraud Detection
Third-party risk scoring integrations
Rule-based fraud management
Smart blacklisting
Integration Tools
PCI Host-to-host payments
Server-side SDKs
Shopping Cart Plugins
Merchant Management
Merchant Onboarding (KYB) management
White-label Merchant Portal
Payment Channels
In-App Payments
In-Game payments
In-person payments (POS Solutions)
In-Platform Payments
Mobile payments
Online checkout payments
Phone-Based payments
Payment Flows
Bank transfers
Credit and debit card payments
Digital wallet payments
Online banking payments
Prepaid card payments
Payment hub
MID Balances syncronization
PSP health monitoring
Third-party Payment Provider Integrations
Payment Scenarios
P2P Payments
Partial/Bulk Payments
Split Payments
Two-step payments (Delayed Capture)
Payouts
Instant card payouts
Reconciliations
Merchant Transaction Reconciliations
PSP MID Balance Reconciliations
PSP Transaction Auto-Reconciliations
PSP Transaction Manual Reconciliations
Refunds
Fully refunds
Partial refunds
Reporting
Alerts Management
Key Metrics Dashboard
Predefined Reports
Third-party Accounting tools integrations
Routing
Balance based routing
Fallback & Cascading Routing
Load balancing routing
Subscriptions & Billing
Payment Invoicing (email pdf invoices)
Recurring Payments
Subscriptions Customer Portal
Subscriptions Management
Taxes
Dynamic Tax Rates
Tax ID validation
Tax Management (VAT)
Tokenisation
Address Verification Service (AVS)
Network Level Tokens
Secure Token Storage
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Contacts

fena.co
Website
fena_toolkit
Instagram
fena-labs
LinkedIn
Fena
YouTube
Other links
Pricing Docs Api reference Terms Onboarding Portal Status page Support Blog

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