Atlas
Bepi
Billing platform for D2C business
Billing platform for D2C business
Merchantwarrior
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements.
Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume.
Payment Solutions
Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements.
Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume.
Payment Solutions
Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
Lateral
Latpay are a leading Payment and Merchant Service Provider in Australia, UK and Canada, offering an integrated online payment solution to businesses around the world. Comprising industry-leading technology, exceptional compliance and fraud management proficiencies, Latpay are proud to provide complete payment solutions to both conventional and bespoke e-Commerce challenges. With an average 99.99% up-time over the last 17 years, our platform also offers access to online billing, transaction reporting and reconciliation services that enable you to better manage all facets of payment processing operations, all in one place.
If you’re after a payment platform that is flexible, secure, scalable and affordable, head to our website and get started with Latpay.
Latpay are a leading Payment and Merchant Service Provider in Australia, UK and Canada, offering an integrated online payment solution to businesses around the world. Comprising industry-leading technology, exceptional compliance and fraud management proficiencies, Latpay are proud to provide complete payment solutions to both conventional and bespoke e-Commerce challenges. With an average 99.99% up-time over the last 17 years, our platform also offers access to online billing, transaction reporting and reconciliation services that enable you to better manage all facets of payment processing operations, all in one place.
If you’re after a payment platform that is flexible, secure, scalable and affordable, head to our website and get started with Latpay.
Klasha
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Apto Payments
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
Akonihub
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
Brinks
The world is changing, and Brink’s, once a service provider, has become a solutions creator.
Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security.
Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
The world is changing, and Brink’s, once a service provider, has become a solutions creator.
Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security.
Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Financialhouse
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Almapay
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
Paytrip
**PayTrip simplifies financial support and instant transfers between family and friends.**
Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa.
Support your loved ones financially in real time, anytime and anywhere in the world.
Download the mobile app now via the App Store or Google Play.
**PayTrip simplifies financial support and instant transfers between family and friends.**
Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa.
Support your loved ones financially in real time, anytime and anywhere in the world.
Download the mobile app now via the App Store or Google Play.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
Veracash
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
