Atlas
Billplz
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
BluePay Tecnologia S.A.
BluePay is the technology company founded to operate Pix and related services connected to Ótimo SCD Bank. BluePay is responsible for developing and implementing customized projects related to Pix and integrating with Central Bank of Brazil infraestructure.
BluePay is the technology company founded to operate Pix and related services connected to Ótimo SCD Bank. BluePay is responsible for developing and implementing customized projects related to Pix and integrating with Central Bank of Brazil infraestructure.
PayQ
We specialize in offering payment solutions to webshops globally. We are technology-driven and customer-centric. When we started, our goal was to succeed in and change the world of online payments. Since then, we have grown rapidly. Merchants can easily connect to the PayQ Payment Gateway, which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data.
We specialize in offering payment solutions to webshops globally. We are technology-driven and customer-centric. When we started, our goal was to succeed in and change the world of online payments. Since then, we have grown rapidly. Merchants can easily connect to the PayQ Payment Gateway, which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data.
Zai
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Fidelity Payment Services
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
Paytweak
**WE MAKE THE LINK!**
At PAYTWEAK, we offer a universal payment API and services connected to 500 banks, PSPs, and wallets, enabling businesses to securely accept electronic payments across all channels worldwide. We facilitate collection, down payments, recovery, remote sales, and point-of-sale payments through innovative features.
Our proprietary technologies—#Blockchain, #AI (artificial intelligence), and #MachineLearning—combined with our PCI-DSS 4.0 certified infrastructure, make #Paytweak both the EXPERT and LEADER in secure remote payments. We trigger instant payments that accelerate collections and reduce the payment delay for your customers.
Paytweak is a #Fintech of the #FrenchTech based in Paris, with its historical headquarters in Normandy, serving clients all across EUROPE, the USA, the UK, ASIA, and JAPAN.
**WE MAKE THE LINK!**
At PAYTWEAK, we offer a universal payment API and services connected to 500 banks, PSPs, and wallets, enabling businesses to securely accept electronic payments across all channels worldwide. We facilitate collection, down payments, recovery, remote sales, and point-of-sale payments through innovative features.
Our proprietary technologies—#Blockchain, #AI (artificial intelligence), and #MachineLearning—combined with our PCI-DSS 4.0 certified infrastructure, make #Paytweak both the EXPERT and LEADER in secure remote payments. We trigger instant payments that accelerate collections and reduce the payment delay for your customers.
Paytweak is a #Fintech of the #FrenchTech based in Paris, with its historical headquarters in Normandy, serving clients all across EUROPE, the USA, the UK, ASIA, and JAPAN.
PAYMATICO
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
Terms.tech
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Lightspeednl
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Joompay
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Eupago
Eupago is a Payment Institution supervised by the Bank of Portugal, specializing in payment solutions. Founded in Porto in 2015, it has experienced rapid growth and is expanding its activities in the European market. The fintech aims to provide the best solutions for different types of businesses and relies on a multidisciplinary team specialized in technology and innovation. By fostering a culture of closeness, it has gained the trust of its clients by offering services and features that are simple, intuitive, and tailored to each business.
Eupago is a Payment Institution supervised by the Bank of Portugal, specializing in payment solutions. Founded in Porto in 2015, it has experienced rapid growth and is expanding its activities in the European market. The fintech aims to provide the best solutions for different types of businesses and relies on a multidisciplinary team specialized in technology and innovation. By fostering a culture of closeness, it has gained the trust of its clients by offering services and features that are simple, intuitive, and tailored to each business.
BlueSnap
At BlueSnap, we look at payments a little differently. Our All-in-One Payment Orchestration Platform helps businesses accept payments globally and is designed to increase revenue and reduces costs. We provide a comprehensive back-end solutions that simplifies the complexity of payments, managing the full process from start to finish. BlueSnap supports payments through multiple sales channels such as online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal. And for businesses looking for embedded payments, we offer white-labeled payments for platforms with automated underwriting and onboarding that supports marketplaces and split payments.
At BlueSnap, we look at payments a little differently. Our All-in-One Payment Orchestration Platform helps businesses accept payments globally and is designed to increase revenue and reduces costs. We provide a comprehensive back-end solutions that simplifies the complexity of payments, managing the full process from start to finish. BlueSnap supports payments through multiple sales channels such as online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal. And for businesses looking for embedded payments, we offer white-labeled payments for platforms with automated underwriting and onboarding that supports marketplaces and split payments.
Decard
Instant
payments
online
Instant
payments
online
Bizum
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Currencyfair
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
