Atlas
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Holvi
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Treezor
Founded in 2016, Treezor is offering Banking as a Service #BaaS. Treezor offers white-labeled #payment services (card issuing, acquiring, SCT, SDD...) for FinTechs & businesses (neobanks, market places, crowdfunding, money pots, collaborative platforms...). Treezor is a regulated Electronic Money & Payment Institution approved by the French regulator (ACPR), enabling it to offer its solutions in 25 countries.
Treezor is a Mastercard® Principal Member and part of Societe Generale group.
Founded in 2016, Treezor is offering Banking as a Service #BaaS. Treezor offers white-labeled #payment services (card issuing, acquiring, SCT, SDD...) for FinTechs & businesses (neobanks, market places, crowdfunding, money pots, collaborative platforms...). Treezor is a regulated Electronic Money & Payment Institution approved by the French regulator (ACPR), enabling it to offer its solutions in 25 countries.
Treezor is a Mastercard® Principal Member and part of Societe Generale group.
Vanco
Vanco serves a wide variety of community organizations and software vendors, each with their own needs. Vanco’s technology connects more than 45,000 faith-based, nonprofit, professional services and education organizations nationwide.
For more than 30 years, churches, school districts, child care providers, adult education programs and other organizations have trusted Vanco for their payments, donations and administrative software needs. At our heart, we believe every transaction tells the story of the impact our clients are making in the communities they serve.
We exist to serve those who enrich their communities. Vanco assists organizations that enhance the lives of their neighbors, volunteers, leaders, child care providers and educators.
After a recent period of significant growth, Vanco has offices across the United States and in Mexico and Australia.
Vanco serves a wide variety of community organizations and software vendors, each with their own needs. Vanco’s technology connects more than 45,000 faith-based, nonprofit, professional services and education organizations nationwide.
For more than 30 years, churches, school districts, child care providers, adult education programs and other organizations have trusted Vanco for their payments, donations and administrative software needs. At our heart, we believe every transaction tells the story of the impact our clients are making in the communities they serve.
We exist to serve those who enrich their communities. Vanco assists organizations that enhance the lives of their neighbors, volunteers, leaders, child care providers and educators.
After a recent period of significant growth, Vanco has offices across the United States and in Mexico and Australia.
Platio
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
Bridge Solution
Bridge Solution is an innovative SaaS platform in need of reliable payment partners to scale globally. We are looking for processing solutions to help us securely and conveniently accept payments from customers around the world.
Bridge Solution is an innovative SaaS platform in need of reliable payment partners to scale globally. We are looking for processing solutions to help us securely and conveniently accept payments from customers around the world.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
Text2Pay
Built for Business
Businesses need to get paid and get paid fast. From deposits to real time orders. The easy to use Text2pay interface gets the job done.
Designed for Fast Payments
From the control panel create the money request to be paid within 15 minutes. Your client will receive a text message with payment link. This will guarantee you get paid and get paid fast.
The Latest Payment Options
Text2pay makes it easy to get paid allowing the user to use the latest Apple pay, Samsung Pay and most credit cards so you get paid securely and easily.
Built for Business
Businesses need to get paid and get paid fast. From deposits to real time orders. The easy to use Text2pay interface gets the job done.
Designed for Fast Payments
From the control panel create the money request to be paid within 15 minutes. Your client will receive a text message with payment link. This will guarantee you get paid and get paid fast.
The Latest Payment Options
Text2pay makes it easy to get paid allowing the user to use the latest Apple pay, Samsung Pay and most credit cards so you get paid securely and easily.
GP webpay
A modern and safe system for card payments on the internet
GP webpay payment gateway enables payments using domestic and international cards issued by the Mastercard, VISA, Diners Club and American Express.
A modern and safe system for card payments on the internet
GP webpay payment gateway enables payments using domestic and international cards issued by the Mastercard, VISA, Diners Club and American Express.
E-Comprocessing (ECP)
E-Comprocessing - Your link to card schemes
E-Comprocessing offers world-class acquiring services to EU-based eCommerce merchants and IPSPs. Risk and treasury teams, supported by purpose-built full Level 1 PCI DSS compliant gateways, fully manage and control successful merchant activities.
E-Comprocessing's acquiring services are available for an extensive range of business categories that are domiciled or have an operational entity in Europe. E-Comprocessing works closely with its partners to ensure that a balanced and stable portfolio is maintained to ensure a continued processing solution for its partners’ merchants.
E-Comprocessing - Your link to card schemes
E-Comprocessing offers world-class acquiring services to EU-based eCommerce merchants and IPSPs. Risk and treasury teams, supported by purpose-built full Level 1 PCI DSS compliant gateways, fully manage and control successful merchant activities.
E-Comprocessing's acquiring services are available for an extensive range of business categories that are domiciled or have an operational entity in Europe. E-Comprocessing works closely with its partners to ensure that a balanced and stable portfolio is maintained to ensure a continued processing solution for its partners’ merchants.
Elitepay
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
ASPay
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
Freecharge
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country.
A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country.
A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
