Atlas
Paytop
PayTop’s Promise: Innovative, simplified financial services at the best price!
PayTop, a French startup founded in 2012, is the French leader in international online payment services. PayTop offers a range of services (money transfers, currency exchange, and a multi-currency payment card) that allow the general public to send money and make payments anywhere in the world — easily, securely, and at the best rates. The company is backed by Truffle Capital, a key shareholder in the FinTech sector.
PayTop’s Promise: Innovative, simplified financial services at the best price!
PayTop, a French startup founded in 2012, is the French leader in international online payment services. PayTop offers a range of services (money transfers, currency exchange, and a multi-currency payment card) that allow the general public to send money and make payments anywhere in the world — easily, securely, and at the best rates. The company is backed by Truffle Capital, a key shareholder in the FinTech sector.
Veracash
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Blackcatcard
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Platio
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Arvato Finance Services Ltd.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Sense Bank
Sense Bank is one of the largest Ukrainian banks. The bank was founded in 1992. From 2001, it operated under the name JSC "Alfa-Bank" and, since 2004, was part of a private international banking holding company based in Luxembourg. In 2022, a decision was made to abandon the Alfa-Bank brand, and the bank's legal name was changed to JSC "Sense Bank," along with the creation of a new brand, Sense Bank.
On July 22, 2023, the Ministry of Finance of Ukraine and the Deposit Guarantee Fund signed a purchase agreement for 100% of the shares of JSC "Sense Bank." Sense Bank was transferred to state ownership.
Sense Bank holds leading positions in all segments of the banking market, is one of the most stable and reliable banks in Ukraine, and is included in the list of systemically important banks of Ukraine, as approved by the decision of the National Bank of Ukraine's board in 2023.
Sense Bank is one of the largest Ukrainian banks. The bank was founded in 1992. From 2001, it operated under the name JSC "Alfa-Bank" and, since 2004, was part of a private international banking holding company based in Luxembourg. In 2022, a decision was made to abandon the Alfa-Bank brand, and the bank's legal name was changed to JSC "Sense Bank," along with the creation of a new brand, Sense Bank.
On July 22, 2023, the Ministry of Finance of Ukraine and the Deposit Guarantee Fund signed a purchase agreement for 100% of the shares of JSC "Sense Bank." Sense Bank was transferred to state ownership.
Sense Bank holds leading positions in all segments of the banking market, is one of the most stable and reliable banks in Ukraine, and is included in the list of systemically important banks of Ukraine, as approved by the decision of the National Bank of Ukraine's board in 2023.
BetterBro
We are here if you need cards and alternative payment methods across LATAM or other countries. Our turnkey integrations provide high approval rates, backed by robust anti-fraud protection
We are here if you need cards and alternative payment methods across LATAM or other countries. Our turnkey integrations provide high approval rates, backed by robust anti-fraud protection
Callpay
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Montonio
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Zai
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
AURPAY
Empower Your Business with Crypto Payment AURPAY provides non-custodial option,real-time fund arrival in forms of powerful API,E-commerce plugins and hosted payment pages.
Empower Your Business with Crypto Payment AURPAY provides non-custodial option,real-time fund arrival in forms of powerful API,E-commerce plugins and hosted payment pages.
Capitalpay
Your phone, your money, your freedom.
Capitalpay mobile money services make it easy and safe for you to transact from anywhere, anytime.
Your phone, your money, your freedom.
Capitalpay mobile money services make it easy and safe for you to transact from anywhere, anytime.
Payrails
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
FASTERPAY
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
Ingenico
Ingenico is the global leader in payment acceptance and services. We support our customers, and their customers to do more with payments. Active in 37 countries, with over 3,500 employees we have been at the forefront of the commerce landscape for over four decades. With more than 40 million payment devices deployed worldwide, powered by over 2,500 apps, the company is servicing the needs of millions of consumers every day. Through our advanced integrated solutions and network of partnerships, we simplify the world of payments and bring value added services to move commerce forward.
Ingenico is the global leader in payment acceptance and services. We support our customers, and their customers to do more with payments. Active in 37 countries, with over 3,500 employees we have been at the forefront of the commerce landscape for over four decades. With more than 40 million payment devices deployed worldwide, powered by over 2,500 apps, the company is servicing the needs of millions of consumers every day. Through our advanced integrated solutions and network of partnerships, we simplify the world of payments and bring value added services to move commerce forward.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
