Optimus is an Electronic Money Institution regulated in the UK by the Financial Conduct Authority. We are Principal Members of Mastercard®. We are a leading provider of Embedded Finance, CaaS and BaaS services.

We serve the new and traditional financial world from Digital Payments and Fintech to Banks and Lenders.

Optimus APIs offer fast and seamless implementation, alongside a range of Mastercard®-backed card programmes, payment solutions and virtual accounts.

Optimus prides itself on delivering scalable strategies and continuous operational support, offering a range of financial solutions from BIN sponsorship to comprehensive programme management.