Flexible Fintech. Unwavering Reliability.

FinXP, founded in 2014, is an award-winning European payments fintech. The company’s mission is to enable its customers to quickly and easily, make and receive payments in whatever form best suits them. The company offers IBAN accounts, Card Issuing, SEPA Direct Debit services, Clearing services, Innovative Payout Solutions, and an Omnichannel Payment Gateway. The company is registered with the European Payment Council (for SEPA payments), with SWIFT, and it is a principal member of Mastercard.
Malta
Founded 2014
50 - 100
Last updated: Sep 05, 2025
On PayAtlas since Feb 2025

Focus Areas

Services offered by FinXP

Asset Management
Card Issuing Services
Merchant Services
Card Processing Services
Asset Management
Cross-Border Payment Platforms
Business Support
IBAN Account Services

Industries served by FinXP

  • Adult
  • Airlines & Flight Aggregators
  • Banking
  • Business Services
  • CBD & Cannabis
  • Charities & NGOs
  • Cloud & Web Services
  • Crypto Exchanges & Trading
  • Dating Platforms
  • E-learning & Edtech
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • General Retail (Non-specialised)
  • Marketing & Advertising
  • Money Services (MSBs) & Remittance
  • Nutraceuticals & Supplements
  • +8
  • OTAs & Travel Services
  • Payments / PSP / Gateways
  • Pharmacies & Online Pharma
  • Skill Gaming & Esports
  • Telecom & Internet Providers
  • Utilities & Energy
  • Venture Capital & Private Equity
  • Wallets & Custodians

Regions covered by FinXP

  • Central America
  • Greater China
  • MENA
  • North America
  • North-West Europe
  • Persian Gulf countries
  • Rest of Asia Pacific
  • South America
  • South-East Europe

Reviews

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Supported Features

Compact
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Payment methods

  • Bank transfer 2
  • Card network 2
  • Mobile wallet 1
Bank transfer
  • Bank transfer
  • SEPA
Card network
  • Mastercard
  • Visa
Mobile wallet
  • Paypal

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • MasterCard
  • Visa
  • MasterCard
  • Visa

Transaction currencies

  • National currencies 1
National currencies
EUR

Settlement currencies

  • National currencies 1
National currencies
EUR

Licenses

List of supported licenses that enable merchants to operate in different countries.
  • Malta Financial Services Authority
  • Malta Financial Services Authority

Features

Checkout
Checkout / Hosted Payment Page
Data
Global Search
Fraud Prevention
Anti-Fraud Detection
Merchant Management
Merchant Onboarding (KYB) management
Payment Channels
In-Platform Payments
Mobile payments
Payment Flows
Bank transfers
Routing
Geo based routing
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