Universe of Payments

Our goal is to make financial transactions accessible to everyone, allowing users to make payments at any time, from any location, and in any currency. We want to empower individuals to manage their finances effortlessly and without limitations.
Georgia
Founded 2020
50 - 100
Last updated: Sep 05, 2025
On PayAtlas since Feb 2023

Focus Areas

Services offered by Expay

Merchant Services
Alternative and Local Payment Services
Merchant Services
Card Processing Services
Merchant Services
Cryptocurrency Payment Services

Industries served by Expay

  • Banking
  • Cloud & Web Services
  • Crypto Exchanges & Trading
  • Forex Trading
  • Gambling & Betting (Casinos, Sportsbook & Poker)
  • General Retail (Non-specialised)
  • Legal Services
  • Marketing & Advertising
  • Payments / PSP / Gateways
  • Skill Gaming & Esports
  • Wallets & Custodians

Regions covered by Expay

  • MENA
  • North-West Europe
  • South-Central Asia
  • South-East Europe

Reviews

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Supported Features

Compact
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Payment methods

  • Bank transfer 3
  • Card network 3
  • Mobile payment 1
Bank transfer
  • Bank transfer
  • СБП (Система Быстрых Платежей)
  • SEPA
Card network
  • Mastercard
  • Mir
  • Visa
Mobile payment
  • QR code

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.
  • MIR
  • MasterCard
  • Visa
  • MIR
  • MasterCard
  • Visa

Provider integrations

Any connected third-party companies that provide their services throughout. Expay.

Transaction currencies

  • Crypto currencies 4
  • National currencies 5
Crypto currencies
BTC, ETC, ETH, USDT
National currencies
EUR, GBP, KGS, KZT, UZS

Settlement currencies

  • Crypto currencies 4
  • National currencies 5
Crypto currencies
BTC, ETC, ETH, USDT
National currencies
EUR, GBP, KGS, KZT, UZS

Features

Checkout
Checkout / Hosted Payment Page
One-click Payments
Fraud Prevention
Anti-Fraud Detection
Rule-based fraud management
Payment Flows
Bank transfers
Credit and debit card payments
Digital wallet payments
Online banking payments
Prepaid card payments
Payment Scenarios
P2P Payments
Payouts
Card-to-card (P2P) transactions
Crypto Payouts
Original Credit Transactions (OCT)
Reporting
Custom Reports
Key Metrics Dashboard
Predefined Reports
Revenue Recognition
Schedule Reports
Routing
Fallback & Cascading Routing
Rule Based Routing
Volume distributed routing
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