Atlas
DPS
DPS is uniquely capable of linking the complexity of pension and asset management with the goals of employers, pension funds, (former) employees, and retirees. DPS is the integrated service provider for pension funds. We support pension fund boards in their governance processes, provide advice on asset management, actuarial matters, pensions, communication, risk management, and audit. In addition, we handle investments, pension administration, and pension communication in-house, as well as financial and investment administration for our pension fund clients. This full-service offering is unique in the Netherlands.
DPS is uniquely capable of linking the complexity of pension and asset management with the goals of employers, pension funds, (former) employees, and retirees. DPS is the integrated service provider for pension funds. We support pension fund boards in their governance processes, provide advice on asset management, actuarial matters, pensions, communication, risk management, and audit. In addition, we handle investments, pension administration, and pension communication in-house, as well as financial and investment administration for our pension fund clients. This full-service offering is unique in the Netherlands.
Brucbond
Bruc Bond is a boutique banking firm with expertise in corporate banking & B2B payments.
We work with the singular purpose of transforming global corporate banking by bringing private banking experience to corporate clients through our experienced and highly qualified client success teams, located around key global financial centers and in partnership with Tier-1 global financial institutions.
We bridge Small Medium-sized Enterprises (SMEs) with global network partner banks on B2B transactions
International transactional accounts, cross-border payments and currency exchange
Straightforward & Efficient account opening process
Remote verification, with no travel required
Dedicated, multi−currency and single-currency bank accounts in multiple jurisdictions
A simple and intuitive online banking platform allows clients to manage multiple accounts via a single interface
Bruc Bond is a boutique banking firm with expertise in corporate banking & B2B payments.
We work with the singular purpose of transforming global corporate banking by bringing private banking experience to corporate clients through our experienced and highly qualified client success teams, located around key global financial centers and in partnership with Tier-1 global financial institutions.
We bridge Small Medium-sized Enterprises (SMEs) with global network partner banks on B2B transactions
International transactional accounts, cross-border payments and currency exchange
Straightforward & Efficient account opening process
Remote verification, with no travel required
Dedicated, multi−currency and single-currency bank accounts in multiple jurisdictions
A simple and intuitive online banking platform allows clients to manage multiple accounts via a single interface
CBD
Commercial Bank of Dubai is one of the leading banks in the UAE, offering innovative and bespoke personal banking and business banking services, through state-of-the-art digital channels including mobile and online banking and through an extensive branch and ATM network. Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.
Commercial Bank of Dubai is one of the leading banks in the UAE, offering innovative and bespoke personal banking and business banking services, through state-of-the-art digital channels including mobile and online banking and through an extensive branch and ATM network. Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.
ETAmoney
Solution for online business
Flexible solution for shops, banks, IPSPs, e-wallets, mobile apps
and any other online business types.
Solution for online business
Flexible solution for shops, banks, IPSPs, e-wallets, mobile apps
and any other online business types.
Floryn
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
GKG
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries.
Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries.
Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Jaja
Jaja is on a mission to redefine and simplify the credit card experience, giving people more time to do the things they love. It’s in our DNA. If things are complicated, we fix them. We Make Simple.
We’ve created a simple-to-use app and online service, to simplify how people manage their money in an ever-increasing world of self-fulfilment. We believe in giving our customers the freedom of get things done effortlessly, when and wherever they want.
Jaja is on a mission to redefine and simplify the credit card experience, giving people more time to do the things they love. It’s in our DNA. If things are complicated, we fix them. We Make Simple.
We’ve created a simple-to-use app and online service, to simplify how people manage their money in an ever-increasing world of self-fulfilment. We believe in giving our customers the freedom of get things done effortlessly, when and wherever they want.
Onafriq
As a pioneering payments company building the African payments infrastructure for the next 100 years, Onafriq connects businesses to the continent through our global payment network.
We connect over 500 million mobile money wallets, 200 million bank accounts, and 400,000 agents in Nigeria. Our omnichannel network enables domestic and cross-border disbursements and collections, card issuing and processing, agency banking, and treasury services.
By linking mobile money operators, money transfer operators, banks, fintech companies, development organisations, and online and offline merchants to each other, we create a world of financial opportunities.
Our ‘network of networks’, backed by top-notch regulation and offices across Africa and others in the UK, US, and China, sets the stage for simplified access and growth. In 2023, Onafriq was honoured as the Fintech of the Year at the African Banker Awards, a testament to our impact and innovation in the financial sector.
As a pioneering payments company building the African payments infrastructure for the next 100 years, Onafriq connects businesses to the continent through our global payment network.
We connect over 500 million mobile money wallets, 200 million bank accounts, and 400,000 agents in Nigeria. Our omnichannel network enables domestic and cross-border disbursements and collections, card issuing and processing, agency banking, and treasury services.
By linking mobile money operators, money transfer operators, banks, fintech companies, development organisations, and online and offline merchants to each other, we create a world of financial opportunities.
Our ‘network of networks’, backed by top-notch regulation and offices across Africa and others in the UK, US, and China, sets the stage for simplified access and growth. In 2023, Onafriq was honoured as the Fintech of the Year at the African Banker Awards, a testament to our impact and innovation in the financial sector.
Monese
We’re reimagining the way banking works.
We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us who live, work, travel, study or send money abroad.
We’re the mobile app alternative to the banks, offering accounts you can open instantly so that you don’t lose access to the money you need every time you cross a border on a map.
We’re here for everyone, not just for those with perfect credit scores or the right set of utility bills.
We’re reimagining the way banking works.
We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us who live, work, travel, study or send money abroad.
We’re the mobile app alternative to the banks, offering accounts you can open instantly so that you don’t lose access to the money you need every time you cross a border on a map.
We’re here for everyone, not just for those with perfect credit scores or the right set of utility bills.
Noveba
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Paystream
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
Redapplefinance
Red Apple Finance Ltd is part of the Red Apple Group which has been trading successfully in the broker market for almost 25 years. In 2016 we decided to build our own premium finance platform.
For us, our business is built on reputation and customer service and therefore making sure the customer journey was as seamless as possible was crucial when it came to our financing the premiums for those customers who wanted this flexibility.
Why use us?
We are privately owned and have built, developed and maintain all of our own systems and intellectual property in-house. This makes us extremely agile and responsive to our customers needs always looking for quicker, smarter and better ways to help them. We feel that we provide a voice to small and medium sized businesses that may not be able to get competitive access to a premium funding facility and our hands-on approach means that we can work with you for the best outcome for your customers.
Red Apple Finance Ltd is part of the Red Apple Group which has been trading successfully in the broker market for almost 25 years. In 2016 we decided to build our own premium finance platform.
For us, our business is built on reputation and customer service and therefore making sure the customer journey was as seamless as possible was crucial when it came to our financing the premiums for those customers who wanted this flexibility.
Why use us?
We are privately owned and have built, developed and maintain all of our own systems and intellectual property in-house. This makes us extremely agile and responsive to our customers needs always looking for quicker, smarter and better ways to help them. We feel that we provide a voice to small and medium sized businesses that may not be able to get competitive access to a premium funding facility and our hands-on approach means that we can work with you for the best outcome for your customers.
Sedelcapital
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
Shifttransfer
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
Smileandpay
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business.
Created in Paris in October 2015, it is the French card payment solution accessible to everyone.
All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals.
In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field.
SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business.
Created in Paris in October 2015, it is the French card payment solution accessible to everyone.
All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals.
In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field.
SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
