Atlas
SPECTRA MERCHANT SERVICES
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
Signetpay
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
Moneytech Payments
More. It's what we're all about. More finance to help you grow. More expertise to make sure it happens. More inventive financial solutions to make things simpler. And more listening so we can customise, or even develop, the perfect financial solution for your business. More frees you from your day-to-day worries so you can get on with the business of growth. And we're driven by a burning desire to help you accelerate that growth.
We're Moneytech. Business Lending Simplified.
More. It's what we're all about. More finance to help you grow. More expertise to make sure it happens. More inventive financial solutions to make things simpler. And more listening so we can customise, or even develop, the perfect financial solution for your business. More frees you from your day-to-day worries so you can get on with the business of growth. And we're driven by a burning desire to help you accelerate that growth.
We're Moneytech. Business Lending Simplified.
INSOLUTIONS GLOBAL
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Banrisul
A unique bank. Because it understands you.
A unique bank. Because it understands you.
Celerocommerce
Celero Commerce offers payment processing services, business management software, and data intelligence to small and medium-sized businesses, in one holistic platform. Celero empowers business owners and executives to focus on driving growth and profitability.
Celero Commerce offers payment processing services, business management software, and data intelligence to small and medium-sized businesses, in one holistic platform. Celero empowers business owners and executives to focus on driving growth and profitability.
Digitalcapital
Digital Capital is an authorised electronic money institution by Financial Conduct Authority.
We are offering a variety of solutions including:
Regulatory solutions
Payment solutions
Card solutions
Acquiring solutions
Money remittance
Hospitality solutions
Digital Capital is an authorised electronic money institution by Financial Conduct Authority.
We are offering a variety of solutions including:
Regulatory solutions
Payment solutions
Card solutions
Acquiring solutions
Money remittance
Hospitality solutions
Fincofex
The world is changing faster than ever before. Technologies are sky rocketing, the levels of comfort are unprecedented, yet the way we store and manage our funds had not really changed.
Bounded by profits and bureaucracy – traditional banks can not keep up with the all increasing pace. Yet we can.
The world is changing faster than ever before. Technologies are sky rocketing, the levels of comfort are unprecedented, yet the way we store and manage our funds had not really changed.
Bounded by profits and bureaucracy – traditional banks can not keep up with the all increasing pace. Yet we can.
Fgcmoney
Remittances
Direct to bank · Cash pick-up · Home delivery
Moving money can be stressful and security of the money always remain a primary concern. At FGC Money, we take this concern very seriously and ensure that your money reaches the beneficiary swiftly and securely and in least possible time.
Remittances
Direct to bank · Cash pick-up · Home delivery
Moving money can be stressful and security of the money always remain a primary concern. At FGC Money, we take this concern very seriously and ensure that your money reaches the beneficiary swiftly and securely and in least possible time.
Indigofx
Indigo FX is one of UK's leading deliverable foreign exchange brokers, offering private individuals and businesses the ability to achieve significantly better foreign currency exchange rates over their banks.
Authorised by the Financial Conduct Authority under the 2009 Payment Services Directive, Indigo FX prides itself on quick and secure transfers to over 150 countries worldwide.
We understand that every business is unique and therefore requires a dedicated partner with the skill set to fully understand your requirements and risk exposure.
Indigo FX is one of UK's leading deliverable foreign exchange brokers, offering private individuals and businesses the ability to achieve significantly better foreign currency exchange rates over their banks.
Authorised by the Financial Conduct Authority under the 2009 Payment Services Directive, Indigo FX prides itself on quick and secure transfers to over 150 countries worldwide.
We understand that every business is unique and therefore requires a dedicated partner with the skill set to fully understand your requirements and risk exposure.
Magnafinancial
Magna Financial is one of the world's leading specialist foreign exchange providers. We are a dynamic business, dealing with both corporate, and private clients globally.
We believe service is of paramount importance, therefore we provide a premium service to all clients, combining a depth of specialist expertise and market insight. In addition we work with the first class trading systems and provide dedicated account management.
We want to understand your full needs and will work with you in the best way to introduce strategies which help execute your trades and minimise costs.
Magna Financial is one of the world's leading specialist foreign exchange providers. We are a dynamic business, dealing with both corporate, and private clients globally.
We believe service is of paramount importance, therefore we provide a premium service to all clients, combining a depth of specialist expertise and market insight. In addition we work with the first class trading systems and provide dedicated account management.
We want to understand your full needs and will work with you in the best way to introduce strategies which help execute your trades and minimise costs.
Mint
Changing what’s possible in payments. Most payments companies were designed to simply process value… but we believe every transaction should add value, for our merchants and their customers.
Whether that’s through products that save space and time, transaction fees that decrease as you grow, or one-of-a-kind partnerships that reward you for just being in business. Our pioneering payment products have won innovation awards, and are loved by businesses all over Australia, New Zealand, Singapore and beyond. From everyday merchants seeking a more rewarding payment solution; to banks and channel partners looking to launch their own customised payment products. Online, in-store, in-app and beyond.
Changing what’s possible in payments. Most payments companies were designed to simply process value… but we believe every transaction should add value, for our merchants and their customers.
Whether that’s through products that save space and time, transaction fees that decrease as you grow, or one-of-a-kind partnerships that reward you for just being in business. Our pioneering payment products have won innovation awards, and are loved by businesses all over Australia, New Zealand, Singapore and beyond. From everyday merchants seeking a more rewarding payment solution; to banks and channel partners looking to launch their own customised payment products. Online, in-store, in-app and beyond.
Modulrfinance
Modulr enables thousands of businesses, from SMEs to enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment methods, accounts, and card products.
We’ve created an industry-leading platform with comprehensive online tools and API access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability also enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance and Investment & Wealth.
We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs, and hold settlement accounts at the Bank of England.
Modulr enables thousands of businesses, from SMEs to enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment methods, accounts, and card products.
We’ve created an industry-leading platform with comprehensive online tools and API access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability also enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance and Investment & Wealth.
We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs, and hold settlement accounts at the Bank of England.
Monetia
A leader in the Business Process Outsourcing sector in Poland, providing services in the area of transactional outsourcing.
A leader in the Business Process Outsourcing sector in Poland, providing services in the area of transactional outsourcing.
Nordea
We are a universal bank with a 200-year history of supporting and growing the Nordic economies – enabling dreams and aspirations for a greater good. Every day, we work to support our customers’ financial development, delivering best-in-class omnichannel customer experiences and driving sustainable change.
We are a full-service universal bank and the third largest corporation in the Nordic region and one of the top 10 financial services companies in Europe based on market capitalisation. We are present in 17 countries, including our four Nordic home markets which together constitute the 10th largest economy in the world.
As demand for digital services increases, we're continuously working to become your future digital bank by improving the products and services we offer, such as new online banking platforms, mobile payments and analytics tools, to name a few.
We are a universal bank with a 200-year history of supporting and growing the Nordic economies – enabling dreams and aspirations for a greater good. Every day, we work to support our customers’ financial development, delivering best-in-class omnichannel customer experiences and driving sustainable change.
We are a full-service universal bank and the third largest corporation in the Nordic region and one of the top 10 financial services companies in Europe based on market capitalisation. We are present in 17 countries, including our four Nordic home markets which together constitute the 10th largest economy in the world.
As demand for digital services increases, we're continuously working to become your future digital bank by improving the products and services we offer, such as new online banking platforms, mobile payments and analytics tools, to name a few.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
