About

SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.

Hong Kong

10 - 50

Last updated: Sep 05, 2025

On PayAtlas since Sep 2023

Focus Areas

Services offered by SPECTRA MERCHANT SERVICES

Merchant Services

Card Processing Services

Merchant Services

Alternative and Local Payment Services

Asset Management

Card Issuing Services

Industries served by SPECTRA MERCHANT SERVICES

Apparel & Fashion
Automotive
Books, Magazines & Newspapers
Car Rentals
Construction Materials & Equipment
Cosmetics, Skin & Hair Care
E-learning & Edtech
Electronics & Home Appliances
Events & Ticketing
Furniture Stores
General Retail (Non-specialised)
Government Payments
Grocery & Food Stores
Health & Beauty Retail
Hotels & Accommodation
+5
Legal Services
Luxury Goods & Jewelry
OTAs & Travel Services
SaaS / Software
Utilities & Energy

Regions covered by SPECTRA MERCHANT SERVICES

Greater China
Rest of Asia Pacific

Reviews

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Payment methods

Card network

Mastercard
Unionpay
Visa

Mobile wallet

Alipay
Google pay

Others

Card networks

Major credit card networks include Visa, Mastercard, American Express, and Discover, but there are others.

Transaction currencies

National currencies

AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BOV, BRL, BSD, BTN, BWP, BYN, BYR, BZD, CAD, CDF, CHE, CHF, CHW, CLF, CLP, CNY, COP, COU, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MRU, MUR, MVR, MWK, MXN, MXV, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, SSP, STD, STN, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, USN, UYI, UYU, UYW, UZS, VEF, VES, VND, VUV, WST, XAF, XBA, XBB, XBC, XBD, XCD, XDR, XOF, XPF, XSU, XUA, YER, ZAR, ZMK, ZMW, ZWL