Atlas
FIS
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Cobase
Cobase is a leading technology provider that helps organizations take control of their banking, payments, and treasury operations. Our multi-bank Treasury platform was designed from the ground up to eliminate the inefficiencies of fragmented corporate banking infrastructures. By unifying essential financial processes into one platform.
Cobase is a leading technology provider that helps organizations take control of their banking, payments, and treasury operations. Our multi-bank Treasury platform was designed from the ground up to eliminate the inefficiencies of fragmented corporate banking infrastructures. By unifying essential financial processes into one platform.
Valettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
Nexi
Nexi, in Italy is the leading PayTech company, the reference point for the digital payments in the Country. The company, listed on MTA of Borsa Italiana, operates in strong partnership with ~150 partner banks: thanks to its end-to-end omni-channel technology connects banks, merchants and consumers with the aim of changing the way people and companies pay and collect money every day, thus accelerating the spread of digital payments and the transition to a cashless society, which is essential for the modernization of the Country.
Nexi, in Italy is the leading PayTech company, the reference point for the digital payments in the Country. The company, listed on MTA of Borsa Italiana, operates in strong partnership with ~150 partner banks: thanks to its end-to-end omni-channel technology connects banks, merchants and consumers with the aim of changing the way people and companies pay and collect money every day, thus accelerating the spread of digital payments and the transition to a cashless society, which is essential for the modernization of the Country.
Reem
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Xpollens
Xpollens is the Banking-as-a-Service (BaaS) platform of Groupe BPCE, specializing in embedded payment solutions. Harnessing the power of next-generation payments, we make life easier for Finance and Payments teams, automate processes, improve the customer experience and boost revenue all round, through a simple API integration. Our suite of white-label financial tools encompasses account opening and management, Visa card issuance, pay-in and pay-out capabilities.
Thanks to our API and EMI license (Electronic Money Instution), seamlessly integrating digital financial products into your operations and offerings becomes a hassle-free endeavor, eliminating concerns about regulatory complexities.
Xpollens is the Banking-as-a-Service (BaaS) platform of Groupe BPCE, specializing in embedded payment solutions. Harnessing the power of next-generation payments, we make life easier for Finance and Payments teams, automate processes, improve the customer experience and boost revenue all round, through a simple API integration. Our suite of white-label financial tools encompasses account opening and management, Visa card issuance, pay-in and pay-out capabilities.
Thanks to our API and EMI license (Electronic Money Instution), seamlessly integrating digital financial products into your operations and offerings becomes a hassle-free endeavor, eliminating concerns about regulatory complexities.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
Paymentus
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
ASPay
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AB Bank PLC.
Clearent
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Mollie
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Payme
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
