Atlas
Saxo
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you.
Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money.
We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest.
Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you.
Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money.
We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest.
Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
Icard
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Zong
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
Melements
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
Gemba
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Mamopay
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Ibsettle
bsettle is a licensed Electronic Money Institution supervised by the Central Bank of Lithuania.
ibsettle offers dedicated IBAN accounts, SEPA transfers, international money transfers (SWIFT) and foreign exchange (FX) to businesses engaged in cross-border trade.
bsettle is a licensed Electronic Money Institution supervised by the Central Bank of Lithuania.
ibsettle offers dedicated IBAN accounts, SEPA transfers, international money transfers (SWIFT) and foreign exchange (FX) to businesses engaged in cross-border trade.
Kogopay
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
Monerium
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
VIVEUM
With VIVEUM, your shop supports over 300 payment methods
With more than 300 different payment methods, including credit cards, PayPal, online banking, and e-wallets, we are one of the top payment providers in e-commerce. Offer international payment methods in your shop to provide a solution your foreign customers are familiar with. This will increase your conversion rate.
With VIVEUM, your shop supports over 300 payment methods
With more than 300 different payment methods, including credit cards, PayPal, online banking, and e-wallets, we are one of the top payment providers in e-commerce. Offer international payment methods in your shop to provide a solution your foreign customers are familiar with. This will increase your conversion rate.
Odeonpay
The Only Payment company You need in Asia
The Only Payment company You need in Asia
Billplz
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
Oroundapsp
This entire world is a complex system and our busy days need solutions to improve our lifestyle. Be a part of the development by using the best financial services and let the future be to your advantage. Statistics proved that over 1 billion dollars are traded online daily. This means the online market is increasing as we speak because everybody knows how to make online payments. We are sure you know that, so it’s time to find one of the safest payment methods. OroundaPSP is now, here, close to you, to keep things under control. Who we are? Our brief story - The Promise We would like to start our presentation with a promise because we are sure we will keep it. OroundaPSP came to life in 2015 with the goal of providing the best financial service and teach everyone how to make online payment safe and sound. If you think it took us too long, you have to understand that we decided to wait until the perfect product was created. So, now, here it is.
This entire world is a complex system and our busy days need solutions to improve our lifestyle. Be a part of the development by using the best financial services and let the future be to your advantage. Statistics proved that over 1 billion dollars are traded online daily. This means the online market is increasing as we speak because everybody knows how to make online payments. We are sure you know that, so it’s time to find one of the safest payment methods. OroundaPSP is now, here, close to you, to keep things under control. Who we are? Our brief story - The Promise We would like to start our presentation with a promise because we are sure we will keep it. OroundaPSP came to life in 2015 with the goal of providing the best financial service and teach everyone how to make online payment safe and sound. If you think it took us too long, you have to understand that we decided to wait until the perfect product was created. So, now, here it is.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
