Atlas
Total processing
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost.
We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost.
We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Segpay
Segpay is a global payment platform, offering custom solutions including payment facilitator, direct merchant accounts and secure online payment gateway services. The company specializes in online credit card processing for e-commerce and subscription services for global merchants. Segpay provides secure turnkey solutions to accept payments online, with a guarantee that funds are always safe and protected with its proprietary Fraud Mitigation System™ and unmatched customer service and support.
Segpay is a global payment platform, offering custom solutions including payment facilitator, direct merchant accounts and secure online payment gateway services. The company specializes in online credit card processing for e-commerce and subscription services for global merchants. Segpay provides secure turnkey solutions to accept payments online, with a guarantee that funds are always safe and protected with its proprietary Fraud Mitigation System™ and unmatched customer service and support.
Fast Pay
FastPay is Kurdistan’s quickest, most convenient, and safest mobile wallet where millions of customers will have their smart money for Shopping, Mobile recharge, Internet recharge, Money transfers, Bill payments and more. It is a PA DSS certified application which confirms the full security of users’ data and transactions.
FastPay is Kurdistan’s quickest, most convenient, and safest mobile wallet where millions of customers will have their smart money for Shopping, Mobile recharge, Internet recharge, Money transfers, Bill payments and more. It is a PA DSS certified application which confirms the full security of users’ data and transactions.
SG EPAY PTE
SGePay was established in 2013 with a simple goal, create solutions that make collecting digital payments seamless, painless and secure.
We focus on understanding our merchant's needs and pain points for payment, and build strong, scalable solutions to meet those needs. We help you Collect More, Faster.
SGePay was established in 2013 with a simple goal, create solutions that make collecting digital payments seamless, painless and secure.
We focus on understanding our merchant's needs and pain points for payment, and build strong, scalable solutions to meet those needs. We help you Collect More, Faster.
Safe2pay
Hey, we are Safe2Pay!
We are a fintech focused on online payment mediation. After all, we believe in and work towards making online transactions simple, secure, fast, and accessible for all types of businesses.
Here, you’ll find everything you need to manage your online receivables, along with the most popular payment methods on the market, and much more.
Simplify your way of selling online with Safe2Pay.
Hey, we are Safe2Pay!
We are a fintech focused on online payment mediation. After all, we believe in and work towards making online transactions simple, secure, fast, and accessible for all types of businesses.
Here, you’ll find everything you need to manage your online receivables, along with the most popular payment methods on the market, and much more.
Simplify your way of selling online with Safe2Pay.
MPay
M-Pay is an e-wallet app in the UAE that lets you shop, pay & receive funds, recharge and bill payments, hire cleaners and other professional services.
M-Pay is an e-wallet app in the UAE that lets you shop, pay & receive funds, recharge and bill payments, hire cleaners and other professional services.
GB PRIME PAY
"GB Prime Pay" is a financial infrastructure platform for businesses of all sizes.
GB Prime Pay develops and provides top-notch payment solutions helping merchants boost their sales volumes and grow their businesses by giving access to all payment options including credit card, debit card, mobile banking, e-wallets, and alternative payment methods with the highest and latest international standards, security, and 24/7 assistance services.
"GB Prime Pay" is a financial infrastructure platform for businesses of all sizes.
GB Prime Pay develops and provides top-notch payment solutions helping merchants boost their sales volumes and grow their businesses by giving access to all payment options including credit card, debit card, mobile banking, e-wallets, and alternative payment methods with the highest and latest international standards, security, and 24/7 assistance services.
Klasha
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Centrapay
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Currency-one
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Currencyfair
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
