Atlas
IPay88 global
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally.
Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices.
iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally.
Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices.
iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
I-serve
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
Revolut
Revolut offers comprehensive business solutions designed to streamline financial operations and enhance global transactions. With features like multi-currency accounts, expense management, and real-time analytics, Revolut helps businesses manage their finances more efficiently. Its platform supports seamless international payments, integrates with various accounting tools, and provides advanced security features to protect transactions.
Revolut: reviews
Revolut is praised for its intuitive platform and extensive range of features that simplify international transactions and expense management.
Revolut: competitors
When seeking alternatives to Revolut, Wise, Chime, Starling Bank, and Monzo are notable mentions.
Revolut offers comprehensive business solutions designed to streamline financial operations and enhance global transactions. With features like multi-currency accounts, expense management, and real-time analytics, Revolut helps businesses manage their finances more efficiently. Its platform supports seamless international payments, integrates with various accounting tools, and provides advanced security features to protect transactions.
Revolut: reviews
Revolut is praised for its intuitive platform and extensive range of features that simplify international transactions and expense management.
Revolut: competitors
When seeking alternatives to Revolut, Wise, Chime, Starling Bank, and Monzo are notable mentions.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Bizum
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Clarency
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
Fintonic
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Lulu
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
Skycash
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems.
SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business!
SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems.
SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business!
SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
Monri
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
PeP Online
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
Gigadat
Gigadat Is a Fin Tech group that specializes in alternate payment solutions specifically focused for the Canadian market. Gigadats customer base consists of Global leaders in the payment industry as well as Global leaders in online retail markets.
Gigadats high level of 24/7 personal service provided to the consumer sets us apart from other facilitators
Gigadat Is a Fin Tech group that specializes in alternate payment solutions specifically focused for the Canadian market. Gigadats customer base consists of Global leaders in the payment industry as well as Global leaders in online retail markets.
Gigadats high level of 24/7 personal service provided to the consumer sets us apart from other facilitators
Arvato Finance Services Ltd.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
City24
City24 is the largest terminal network in Ukraine, with over 20,000 terminals in more than 2,000 settlements. It also has a well-developed online and offline payment infrastructure.
Payment terminals, the website, and the mobile app allow users to pay for more than 3,000 services and utilities.
City24 is the largest terminal network in Ukraine, with over 20,000 terminals in more than 2,000 settlements. It also has a well-developed online and offline payment infrastructure.
Payment terminals, the website, and the mobile app allow users to pay for more than 3,000 services and utilities.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
