Your preferred platform in Spain for loans, credit scores, and financial decisions.

We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology. As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform. Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
Spain
Last updated: Sep 05, 2025
On PayAtlas since May 2025

Focus Areas

Services offered by Fintonic

Payment Technologies
Open Banking
Business Support
Payment Management Services

Industries served by Fintonic

  • Banking
  • General Retail (Non-specialised)
  • Health & Beauty Retail
  • Insurance

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Supported Features

Compact
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Payment methods

  • Bank transfer 1
  • Card network 2
Bank transfer
  • Bank transfer
Card network
  • Mastercard
  • Visa
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