Atlas
Epoint payments
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Univapay
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities.
UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains.
UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities.
UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains.
UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
AION BANK
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Decard
Instant
payments
online
Instant
payments
online
Banrisul
A unique bank. Because it understands you.
A unique bank. Because it understands you.
KoboPay
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Branch
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Cashsentinel
Your one-stop shop for contracting and payments.
CashSentinel helps you formalize and validate deals, secure funds, trigger payments, and streamline collaboration — all in one compliant platform.
We process hundreds of millions in payment flows each year for intermediaries, brokers, contractors, and financing entities — across industries like automotive sales, renovation and construction, and marketplaces.
Our solution, MyPortal, is a turnkey, white-label service combining digital contracting, client onboarding, KYC, escrow, payment splitting, and payouts — built to simplify complex transactions and accelerate trust between all parties.
Your one-stop shop for contracting and payments.
CashSentinel helps you formalize and validate deals, secure funds, trigger payments, and streamline collaboration — all in one compliant platform.
We process hundreds of millions in payment flows each year for intermediaries, brokers, contractors, and financing entities — across industries like automotive sales, renovation and construction, and marketplaces.
Our solution, MyPortal, is a turnkey, white-label service combining digital contracting, client onboarding, KYC, escrow, payment splitting, and payouts — built to simplify complex transactions and accelerate trust between all parties.
Oaknorth
The digital bank for entrepreneurs, by entrepreneurs. We provide bespoke credit and banking services to businesses with £1m-£100m turnover across the UK and US.
With funding ranging from £1m to tens of millions, we have lent billions to businesses across a whole range of sectors, performing among the top 1% of commercial banks globally.
To date, OakNorth financing has helped create tens of thousands of new jobs and affordable homes.
The digital bank for entrepreneurs, by entrepreneurs. We provide bespoke credit and banking services to businesses with £1m-£100m turnover across the UK and US.
With funding ranging from £1m to tens of millions, we have lent billions to businesses across a whole range of sectors, performing among the top 1% of commercial banks globally.
To date, OakNorth financing has helped create tens of thousands of new jobs and affordable homes.
Lumonpay
We are Lumon, your trusted currency partner.
Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency.
Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible.
We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
We are Lumon, your trusted currency partner.
Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency.
Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible.
We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
Matchmove
MatchMove is a fintech company that is disrupting the digital payments and next-generation banking industry with its proprietary embedded finance solutions available within any app. By acquiring Shopmatic, MatchMove has expanded its services around Spend, Send, Lend to now include sell and more!
MatchMove's platform empowers businesses and their customers to easily and safely spend both online and offline through instantly issued cards on major card networks. Additionally, its Send capabilities include P2P domestic transfers, QR payments, cross-border remittances, P2M, and mass disbursements to global recipients. The MatchMove banking OS platform also extends to Lend, providing customised lending solutions based on customers' spending and sending patterns.
The Shopmatic platform enables businesses to create their web stores, manage their business operations, and reach out to customers across multiple channels, including social media and marketplaces.
MatchMove is a fintech company that is disrupting the digital payments and next-generation banking industry with its proprietary embedded finance solutions available within any app. By acquiring Shopmatic, MatchMove has expanded its services around Spend, Send, Lend to now include sell and more!
MatchMove's platform empowers businesses and their customers to easily and safely spend both online and offline through instantly issued cards on major card networks. Additionally, its Send capabilities include P2P domestic transfers, QR payments, cross-border remittances, P2M, and mass disbursements to global recipients. The MatchMove banking OS platform also extends to Lend, providing customised lending solutions based on customers' spending and sending patterns.
The Shopmatic platform enables businesses to create their web stores, manage their business operations, and reach out to customers across multiple channels, including social media and marketplaces.
BRAZAbank
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business.
We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies.
No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions.
Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business.
We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies.
No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions.
Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
Qonto
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Ozan
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
Paymint
PayMint is a local company established in Egypt, Providing businesses with a powerful payment solution that allows them an easy cashless paymints, strong payroll management system and also provide businesses with fringe benefits for employees which makes PayMint the best solution that provides this bundle of services.
PayMint is a local company established in Egypt, Providing businesses with a powerful payment solution that allows them an easy cashless paymints, strong payroll management system and also provide businesses with fringe benefits for employees which makes PayMint the best solution that provides this bundle of services.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
