Atlas
Ecommbanx
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services.
Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed.
In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services.
Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed.
In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
Credibanco
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
DIXIPAY europe
DIXIPAY is an Innovative Electronic Payment Service Provider offering financial services globally through the internet, depending on the latest IT technology in this field.
Our services include credit cards, prepaid cards, e-wallet payments, online money remittance, and e-commerce service.
Our payment system allows individuals to open accounts free of charge, in order to send and receive money from their friends and families via internet, pay bills or purchase online from any merchant or internet shop worldwide at any time.
As for our corporate customers and internet based business, we offer turnkey solutions to accept payment and credit card online through flexible merchant accounts, which in turn provide the maximum comfort and safety for the buyers, and of course, the highest rate of sales for merchants.
DIXIPAY’s web fingerprints and device identifier is a unique fraud prevention solution for both individual customers and merchants.
DIXIPAY is an Innovative Electronic Payment Service Provider offering financial services globally through the internet, depending on the latest IT technology in this field.
Our services include credit cards, prepaid cards, e-wallet payments, online money remittance, and e-commerce service.
Our payment system allows individuals to open accounts free of charge, in order to send and receive money from their friends and families via internet, pay bills or purchase online from any merchant or internet shop worldwide at any time.
As for our corporate customers and internet based business, we offer turnkey solutions to accept payment and credit card online through flexible merchant accounts, which in turn provide the maximum comfort and safety for the buyers, and of course, the highest rate of sales for merchants.
DIXIPAY’s web fingerprints and device identifier is a unique fraud prevention solution for both individual customers and merchants.
BPC
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Connexpay
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
Flutterwave
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes.
Flutterwave: reviews
Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes.
Flutterwave: competitors
Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes.
Flutterwave: reviews
Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes.
Flutterwave: competitors
Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
Payswix EU
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
BAC
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
Apto Payments
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
ICEPAY
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Spectrumpay
Marketplace for everything your Online Business needs in Payments.
Our cooperation partners offers include: card payment processing, business accounts, payment software solutions, payment card products issuing
What you get: advantageous offers from various financial institutions in EU, favorable pricing for your international business, advanced technologies and high approval rate of transactions
These solutions will save time and costs, so that you can dedicate all your energy to YOUR BUSINESS.
Marketplace for everything your Online Business needs in Payments.
Our cooperation partners offers include: card payment processing, business accounts, payment software solutions, payment card products issuing
What you get: advantageous offers from various financial institutions in EU, favorable pricing for your international business, advanced technologies and high approval rate of transactions
These solutions will save time and costs, so that you can dedicate all your energy to YOUR BUSINESS.
Joompay
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Buyway
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
Banco Azteca
Banco Azteca is a Mexican bank dedicated to promoting financial inclusion by offering accessible products and services to those without traditional banking options. With a strong focus on digital solutions, Banco Azteca enables businesses to easily and securely make payments to employees and conduct transactions year-round. Their Azteca Business Banking platform, along with the BEA Móvil mobile app, provides a simple, fast, and secure way to manage finances. By prioritizing banking accessibility, Banco Azteca aims to foster inclusive prosperity for all segments of the population, enhancing the overall financial well-being of communities.
Banco Azteca: reviews
Customers appreciate the user-friendly digital platforms, which make transactions simple and convenient, ensuring a positive banking experience year-round.
Banco Azteca: competitors
Alternatives to Braintree include Banco Azul, Banco BMG and BanCoppel.
Banco Azteca is a Mexican bank dedicated to promoting financial inclusion by offering accessible products and services to those without traditional banking options. With a strong focus on digital solutions, Banco Azteca enables businesses to easily and securely make payments to employees and conduct transactions year-round. Their Azteca Business Banking platform, along with the BEA Móvil mobile app, provides a simple, fast, and secure way to manage finances. By prioritizing banking accessibility, Banco Azteca aims to foster inclusive prosperity for all segments of the population, enhancing the overall financial well-being of communities.
Banco Azteca: reviews
Customers appreciate the user-friendly digital platforms, which make transactions simple and convenient, ensuring a positive banking experience year-round.
Banco Azteca: competitors
Alternatives to Braintree include Banco Azul, Banco BMG and BanCoppel.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
