Atlas
Nayax
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Monzo Bank
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Zemplerbank
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Clarency
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
Lulu
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
Monerium
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
Skycash
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems.
SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business!
SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems.
SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business!
SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
Monri
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
VIVEUM
With VIVEUM, your shop supports over 300 payment methods
With more than 300 different payment methods, including credit cards, PayPal, online banking, and e-wallets, we are one of the top payment providers in e-commerce. Offer international payment methods in your shop to provide a solution your foreign customers are familiar with. This will increase your conversion rate.
With VIVEUM, your shop supports over 300 payment methods
With more than 300 different payment methods, including credit cards, PayPal, online banking, and e-wallets, we are one of the top payment providers in e-commerce. Offer international payment methods in your shop to provide a solution your foreign customers are familiar with. This will increase your conversion rate.
Start2Pay
Payments as they are meant to be
We provide help with processing payments of all kinds: payment cards, e-money, internet banking, prepaid cards – give your clients а choice!
Start2Pay is a powerful and flexible technical gateway for
e-commerce, designed to benefit merchants throughout the globe with robust, adaptable and scalable integrations.
Payments as they are meant to be
We provide help with processing payments of all kinds: payment cards, e-money, internet banking, prepaid cards – give your clients а choice!
Start2Pay is a powerful and flexible technical gateway for
e-commerce, designed to benefit merchants throughout the globe with robust, adaptable and scalable integrations.
Paymentus
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
PeP Online
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
Arvato Finance Services Ltd.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
