Atlas
N26
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Credissimo
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Freemarketfx
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Gemba
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
OmniPayment
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
First Atlantic Commerce
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America.
FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America.
FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
AlliancePay
Secured and Convenient Solution to Power Your Business and Personal Transactions.
Your trusted partner for secure and convenient payment service solutions.
We offer a wide range of payment options and tools designed to power your transactions seamlessly.
Secured and Convenient Solution to Power Your Business and Personal Transactions.
Your trusted partner for secure and convenient payment service solutions.
We offer a wide range of payment options and tools designed to power your transactions seamlessly.
Montonio
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Mamopay
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
ICEPAY
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Sumup
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
PAYMATICO
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
