Atlas
Nayax LTD
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth.
Nayax: reviews
Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth.
Nayax: reviews
Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Clapay
At Clapay, our mission is to build a payments infrastructure to connect Africa to the global economy. We achieve this by creating technologies, tools and infrastructure for businesses and institutions that want to provide a smoother and more secure payment experience for their customers.
Founded in 2019 by a team of African finance and technology enthusiasts. Clapay is one of the fastest growing payment companies with an extensive network spanning 10 countries. Since its inception, Clapay has processed nearly $2 million in payments and 25 million transactions in more than 10 African countries where it currently operates.
At Clapay, our mission is to build a payments infrastructure to connect Africa to the global economy. We achieve this by creating technologies, tools and infrastructure for businesses and institutions that want to provide a smoother and more secure payment experience for their customers.
Founded in 2019 by a team of African finance and technology enthusiasts. Clapay is one of the fastest growing payment companies with an extensive network spanning 10 countries. Since its inception, Clapay has processed nearly $2 million in payments and 25 million transactions in more than 10 African countries where it currently operates.
Geoswift
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Flyfish
At Flyfish we believe that the future of payments is frictionless. We build financial technology solutions that enable our customers to launch and scale according to their needs.
At Flyfish we believe that the future of payments is frictionless. We build financial technology solutions that enable our customers to launch and scale according to their needs.
Lusopay
Lusopay is a payment service provider. We offer a variety of payment methods for your collections:
1 - MB Way
2 - Multibanco references
3 - Payshop references
4 - Simplified transfers (via open banking)
5 - Interest-free installment payments with Codifis Pay
Include our payment methods on your invoices, online stores, or customer portals.
We were the first company in this sector to be authorized by the Bank of Portugal to receive and send funds via both Multibanco and PayShop references, and the second Payment Institution to be established in Portugal.
According to the law, and to ensure the security of funds, entities engaged in fund transfers must be authorized to operate, be supervised by the Bank of Portugal, and hold a special registration with the Bank of Portugal.
Lusopay is a payment service provider. We offer a variety of payment methods for your collections:
1 - MB Way
2 - Multibanco references
3 - Payshop references
4 - Simplified transfers (via open banking)
5 - Interest-free installment payments with Codifis Pay
Include our payment methods on your invoices, online stores, or customer portals.
We were the first company in this sector to be authorized by the Bank of Portugal to receive and send funds via both Multibanco and PayShop references, and the second Payment Institution to be established in Portugal.
According to the law, and to ensure the security of funds, entities engaged in fund transfers must be authorized to operate, be supervised by the Bank of Portugal, and hold a special registration with the Bank of Portugal.
Uniongate
Union Gate is an International payment service provider in the EU, CIS, USA and other countries of the world. The company creates advanced products and services, complementing all this with an individual, flexible approach to each client.
Union Gate is an International payment service provider in the EU, CIS, USA and other countries of the world. The company creates advanced products and services, complementing all this with an individual, flexible approach to each client.
Paymundo
Simplifying Global Payment Solutions
Welcome to Paymundo, where we make global payments seamless and secure. Discover how our innovative solutions can help your business thrive in today's fast-paced financial landscape. Join us on our journey to revolutionize the way the world transacts.
Simplifying Global Payment Solutions
Welcome to Paymundo, where we make global payments seamless and secure. Discover how our innovative solutions can help your business thrive in today's fast-paced financial landscape. Join us on our journey to revolutionize the way the world transacts.
Aircash
Aircash is an e-money/payment institution with an EU and Swiss license that is operating in core European markets. Products are a cash voucher and cash/money transfer Aircash app, bundled with an Aircash Mastercard card. Aircash users are using Aircash for instant money transfer and for day-to-day purposes to top up online accounts, purchase bus and ferry tickets, pay for parking, purchase vignettes and tolls, purchase gift cards, pay utility bills, etc.
Aircash is an e-money/payment institution with an EU and Swiss license that is operating in core European markets. Products are a cash voucher and cash/money transfer Aircash app, bundled with an Aircash Mastercard card. Aircash users are using Aircash for instant money transfer and for day-to-day purposes to top up online accounts, purchase bus and ferry tickets, pay for parking, purchase vignettes and tolls, purchase gift cards, pay utility bills, etc.
Paymont
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
Contomobile
Contomobile does e-finance. Simply and reliably. We offer instant European IBAN accounts, both personal and business, and a growing set of streamlined tools for sending, receiving and managing funds. Multicurrency and cross-border, or local. With the ease of a swipe or a tap in our friendly app. In a world where money and payments need to be as mobile as modern goods and services – as mobile as you are, that is – Contomobile lets you do more right from your mobile device. We’re part of the Forbis Group, the maker of FORPOST banking software which leading international banks rely on to meet the challenges of modern finance and which powers Contomobile. Forbis’s specialized Fininbox unit provides our strong financial IT infrastructure. We thus combine great app design with long expertise and deep resources for financial integrity and security. Contomobile is licensed and supervised as an electronic money institution by the Bank of Lithuania.
Contomobile does e-finance. Simply and reliably. We offer instant European IBAN accounts, both personal and business, and a growing set of streamlined tools for sending, receiving and managing funds. Multicurrency and cross-border, or local. With the ease of a swipe or a tap in our friendly app. In a world where money and payments need to be as mobile as modern goods and services – as mobile as you are, that is – Contomobile lets you do more right from your mobile device. We’re part of the Forbis Group, the maker of FORPOST banking software which leading international banks rely on to meet the challenges of modern finance and which powers Contomobile. Forbis’s specialized Fininbox unit provides our strong financial IT infrastructure. We thus combine great app design with long expertise and deep resources for financial integrity and security. Contomobile is licensed and supervised as an electronic money institution by the Bank of Lithuania.
Paydock
Paydock is an innovative payment orchestration platform that enables financial institutions, digital merchants, B2B platforms and not-for-profit organisations to increase revenue and efficiency while substantially reducing costs. Key Highlights - Regain ownership, flexibility and control of payment systems - Improved customer/donor experience - Simplified payment integrations both now and into the future - Closed compliance gaps with maximised profits across payments stack - Elegant fail-overs should something go wrong with your provider Started in Australia and since expanded into the UK, PayDock is the result of 11 years of analysis and working closely with merchants to identify their payment needs and opportunities within digital strategy. For the last 3 years we’ve been forging a new type of payment service. A payment orchestration platform that lets you take payments the way you want, take advantage of new services and grow your business without being trapped.
Paydock is an innovative payment orchestration platform that enables financial institutions, digital merchants, B2B platforms and not-for-profit organisations to increase revenue and efficiency while substantially reducing costs. Key Highlights - Regain ownership, flexibility and control of payment systems - Improved customer/donor experience - Simplified payment integrations both now and into the future - Closed compliance gaps with maximised profits across payments stack - Elegant fail-overs should something go wrong with your provider Started in Australia and since expanded into the UK, PayDock is the result of 11 years of analysis and working closely with merchants to identify their payment needs and opportunities within digital strategy. For the last 3 years we’ve been forging a new type of payment service. A payment orchestration platform that lets you take payments the way you want, take advantage of new services and grow your business without being trapped.
Xendit asia
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Silkpay
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Bitandpay
Bitantpay is a Swiss fintech company that accelerates the business of customers worldwide. Bitandpay's modular, flexible, and scalable technology enables leading companies to accept next-generation payments, offer all payment options, and benefit from card issuing, banking, risk, and fraud management services. By connecting businesses with customers
Bitantpay is a Swiss fintech company that accelerates the business of customers worldwide. Bitandpay's modular, flexible, and scalable technology enables leading companies to accept next-generation payments, offer all payment options, and benefit from card issuing, banking, risk, and fraud management services. By connecting businesses with customers
Freepay
Freepay er en betalingsgateway, der gør det muligt for dig at modtage betalinger online på din webshop. Freepay er ejet og drevet af Freeway-koncernen, der har hovedkvarter i Viborg. Med Freepay får du et betalingsvindue til din webshop, der er designet til at skabe så høj en konverteringsgrad og så god en brugeroplevelse som muligt. HØJ SIKKERHED: Du kan trygt benytte Freepay. Vi opererer med de højeste sikkerhedsniveauer på markedet. NEMT: Du kan nemt skifte til os. Vi hjælper dig til at gøre skiftet hurtigt og effektivt, og brugervenligheden er i top for både dig og dine kunder. 20 ÅRS ERFARING: Du kan stole på os. Vi har over 20 års erfaring med internethandel i bagagen, og vores mission er stadig at have markedets bedste produkt. PAYOUT: Freepay PayOut er en alsidig og brugervenlig løsning, der gør det muligt for virksomheder at foretage realtime-udbetalinger til kunder, leverandører og medarbejdere på en hurtig og problemfri måde.
Freepay er en betalingsgateway, der gør det muligt for dig at modtage betalinger online på din webshop. Freepay er ejet og drevet af Freeway-koncernen, der har hovedkvarter i Viborg. Med Freepay får du et betalingsvindue til din webshop, der er designet til at skabe så høj en konverteringsgrad og så god en brugeroplevelse som muligt. HØJ SIKKERHED: Du kan trygt benytte Freepay. Vi opererer med de højeste sikkerhedsniveauer på markedet. NEMT: Du kan nemt skifte til os. Vi hjælper dig til at gøre skiftet hurtigt og effektivt, og brugervenligheden er i top for både dig og dine kunder. 20 ÅRS ERFARING: Du kan stole på os. Vi har over 20 års erfaring med internethandel i bagagen, og vores mission er stadig at have markedets bedste produkt. PAYOUT: Freepay PayOut er en alsidig og brugervenlig løsning, der gør det muligt for virksomheder at foretage realtime-udbetalinger til kunder, leverandører og medarbejdere på en hurtig og problemfri måde.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
