Atlas
LHV Bank
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
Ebury
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management.
Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees.
Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management.
Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees.
Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
Gemba
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Gemba is an award-winning neobank and a prominent financial infrastructure provider with a full-stack business management app, specializing in tailored business solutions.
Our high-tech online banking services offer a robust financial toolkit to streamline your business operations. Gemba provides efficient, professional financial services tailored to your business needs at any stage of growth, whether you're just starting or already a thriving enterprise.
With our white-label solution, we empower you to transform your corporate, wealth, or business management advisory, family office, financial or legal institution, and trusts & foundations advisory into your own corporate banking platform. Your clients will be able to open current accounts directly on your website, generating revenue for your business.
Gemba has been recognized and engaged in growth programs by EY FinTech, Barclays Eagle Labs, Grow Global London and TechNation.
Regentfe
Established 2010 by former American Express and RBS Business and Commercial bankers, Regent FE is a UK based Financial Institution providing exceptional customer service and support. We work closely with our customers ensuring that their global business runs smoothly. From onboarding complex and foreign companies, to supporting payments and currency needs of a growing global community.
Today, Regent FE is established in the UK and Europe, servicing customers from every continent. Please reach out to see how we can save you Time, Money and enable you to take control of your international payments, collections and currency management.
Established 2010 by former American Express and RBS Business and Commercial bankers, Regent FE is a UK based Financial Institution providing exceptional customer service and support. We work closely with our customers ensuring that their global business runs smoothly. From onboarding complex and foreign companies, to supporting payments and currency needs of a growing global community.
Today, Regent FE is established in the UK and Europe, servicing customers from every continent. Please reach out to see how we can save you Time, Money and enable you to take control of your international payments, collections and currency management.
Hoppacard
Our state-of-the-art technology and expertise allow us to provide top-notch solutions with a platform that empower individuals and businesses to seamlessly navigate the world of digital transactions.
Our commitment is to deliver quality, security, and personalized design that sets us apart as a trusted partner in the ever-evolving realm of financial services. Our goal is to bring consistency and transparency into a deeply inconsistent and opaque environment, making sure that no pain is felt anymore by businesses in need, or their customers. Our modular, fully customizable payment processing platform is designed for any B2B or B2B2C company.
We are here to help you:
- enable your customers with accounts, cards and payment flexibility: speedy, easy payments-in and payments-out, payment cards, remittance, easy conversion, and more.
- empower your business with full scope, end-to-end payment solutions, available as a ready-made, white-label, or an API embedded solution.
Our state-of-the-art technology and expertise allow us to provide top-notch solutions with a platform that empower individuals and businesses to seamlessly navigate the world of digital transactions.
Our commitment is to deliver quality, security, and personalized design that sets us apart as a trusted partner in the ever-evolving realm of financial services. Our goal is to bring consistency and transparency into a deeply inconsistent and opaque environment, making sure that no pain is felt anymore by businesses in need, or their customers. Our modular, fully customizable payment processing platform is designed for any B2B or B2B2C company.
We are here to help you:
- enable your customers with accounts, cards and payment flexibility: speedy, easy payments-in and payments-out, payment cards, remittance, easy conversion, and more.
- empower your business with full scope, end-to-end payment solutions, available as a ready-made, white-label, or an API embedded solution.
Payz
Since 2000, Payz has been providing payment solutions to customers and businesses across the globe, offering instant, safe and convenient payment services.
A lot has changed during that time, but our online e-wallet remains one of the longest established in the world, and we continue to provide the best service and payment solutions to our customers. And it works everywhere. You can send and receive money worldwide in over 50 currencies and make payments almost anywhere with the Payz physical and virtual cards. With over two decades of expertise, we pride ourselves on our ever evolving payment products. And we’ve won a few awards too, such as the Best Prepaid Card Design at the Prepaid365 Awards and also been nominated for Best Payment Solutions at the Global Gaming Awards, but we don’t like to shout about it.
We’re proud to be owned by PSI-Pay Ltd, a team driven by industry professionals with extensive, global experience in banking and alternative payments.
Since 2000, Payz has been providing payment solutions to customers and businesses across the globe, offering instant, safe and convenient payment services.
A lot has changed during that time, but our online e-wallet remains one of the longest established in the world, and we continue to provide the best service and payment solutions to our customers. And it works everywhere. You can send and receive money worldwide in over 50 currencies and make payments almost anywhere with the Payz physical and virtual cards. With over two decades of expertise, we pride ourselves on our ever evolving payment products. And we’ve won a few awards too, such as the Best Prepaid Card Design at the Prepaid365 Awards and also been nominated for Best Payment Solutions at the Global Gaming Awards, but we don’t like to shout about it.
We’re proud to be owned by PSI-Pay Ltd, a team driven by industry professionals with extensive, global experience in banking and alternative payments.
PAYONE
With over 260,000 customers and 3.8 billion transactions processed annually, PAYONE is the leading payment provider in Germany and Austria. Whether in brick-and-mortar stores, mobile, or online – PAYONE helps merchants and service providers with the challenges of cashless payments.
As a full-service payment provider, PAYONE develops digital payment processes that are fast, simple, and secure. Beyond traditional payment services, PAYONE also provides tailored solutions for all industries and company sizes.
PAYONE is a joint venture between Worldline and the DSV Group (German Savings Banks Association).
With over 260,000 customers and 3.8 billion transactions processed annually, PAYONE is the leading payment provider in Germany and Austria. Whether in brick-and-mortar stores, mobile, or online – PAYONE helps merchants and service providers with the challenges of cashless payments.
As a full-service payment provider, PAYONE develops digital payment processes that are fast, simple, and secure. Beyond traditional payment services, PAYONE also provides tailored solutions for all industries and company sizes.
PAYONE is a joint venture between Worldline and the DSV Group (German Savings Banks Association).
Comercia Global Payments
The mission of Comercia Global Payments is to provide the highest quality payment management service in the world, through strong partnerships and a generous commitment to our customers and employees.
As a subsidiary of "la Caixa" and Global Payments, Comercia Global Payments upholds the goals of both parent companies by offering the best and most comprehensive payment management service to the largest number of customers and intermediaries, providing flexible and tailored solutions to meet their needs.
Among the core values that guide our company are innovation, continuous improvement, and exceeding our customers' expectations.
These values and fundamental principles of action are the cornerstone of Comercia Global Payments, serving as the guiding framework for the entire organization and the key to our management model.
The mission of Comercia Global Payments is to provide the highest quality payment management service in the world, through strong partnerships and a generous commitment to our customers and employees.
As a subsidiary of "la Caixa" and Global Payments, Comercia Global Payments upholds the goals of both parent companies by offering the best and most comprehensive payment management service to the largest number of customers and intermediaries, providing flexible and tailored solutions to meet their needs.
Among the core values that guide our company are innovation, continuous improvement, and exceeding our customers' expectations.
These values and fundamental principles of action are the cornerstone of Comercia Global Payments, serving as the guiding framework for the entire organization and the key to our management model.
EasyBits
The company was founded in 2018 by the specialists of FinTech sphere having vast experience and a great number of completed projects. EASYBITS.io is a platform of the European level for cryptocurrencies trading, which provides services in Ukraine, for Ukrainians.
Our priorities
- We make access to cryptocurrencies and their use as simple and accessible as possible.
- We strive to become a model of trust and develop crypto payments in Ukraine and around the world.
Our mission
We want to create an opportunity for free use of cryptocurrency in the territory of Ukraine for each and every one. We believe that everyone should be able to freely and legally buy any cryptocurrency and use it for investment or settlement. We strive to fill the vacuum of legal buying/selling of cryptocurrency in the territory of Ukraine. Support us!
The company was founded in 2018 by the specialists of FinTech sphere having vast experience and a great number of completed projects. EASYBITS.io is a platform of the European level for cryptocurrencies trading, which provides services in Ukraine, for Ukrainians.
Our priorities
- We make access to cryptocurrencies and their use as simple and accessible as possible.
- We strive to become a model of trust and develop crypto payments in Ukraine and around the world.
Our mission
We want to create an opportunity for free use of cryptocurrency in the territory of Ukraine for each and every one. We believe that everyone should be able to freely and legally buy any cryptocurrency and use it for investment or settlement. We strive to fill the vacuum of legal buying/selling of cryptocurrency in the territory of Ukraine. Support us!
BVNK
BVNK provides modern payments infrastructure for businesses. We unify banks and blockchains in a single platform, so innovators can launch new payments products quickly. We've been awarded “Best Crypto Payments Provider” at the Finance Magnates Awards in London for the second year running, recognised by Forester, FXC Intelligence and KBW as one of the most promising up-and-coming payment companies. In addition, we were recognised as one of Newsweek’s top 100 most loved workplaces.
BVNK provides modern payments infrastructure for businesses. We unify banks and blockchains in a single platform, so innovators can launch new payments products quickly. We've been awarded “Best Crypto Payments Provider” at the Finance Magnates Awards in London for the second year running, recognised by Forester, FXC Intelligence and KBW as one of the most promising up-and-coming payment companies. In addition, we were recognised as one of Newsweek’s top 100 most loved workplaces.
Ryvyl EU
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
Sepay
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011.
SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments.
Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011.
SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments.
Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
Jetpay
Financeincorp
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer.
Our financial solutions empower everyone to embrace the digital future.
1. Paymix Pro - corporate payment account for businesses
2. iPaymix - personal e-wallet account for individuals
3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments
4. Paymix Via - payment gateway for merchants to accept online payments
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer.
Our financial solutions empower everyone to embrace the digital future.
1. Paymix Pro - corporate payment account for businesses
2. iPaymix - personal e-wallet account for individuals
3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments
4. Paymix Via - payment gateway for merchants to accept online payments
Payglocal
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
