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Alternative and Local Payment Services
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445 companies
Mar 17, 2026
Last updated: Mar 17, 2026
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Chapa
chapa.co Ethiopia
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia. Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia. Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Paysme
paysme.co.uk United Kingdom
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards. Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards. Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Epoint payments
epoint.az Azerbaijan
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Digiteal
digiteal.eu Belgium
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Cm payments
cm.com Netherlands
CM.com (AMS: CMCOM) is a global leader in cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Our communications and payments platform empowers marketing, sales and customer support to automate engagement with customers across multiple mobile channels, blended with seamless payment capabilities that drive sales, gain customers and increase customer happiness.
CM.com (AMS: CMCOM) is a global leader in cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Our communications and payments platform empowers marketing, sales and customer support to automate engagement with customers across multiple mobile channels, blended with seamless payment capabilities that drive sales, gain customers and increase customer happiness.
Univapay
univapay.com Japan
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities. UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains. UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities. UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains. UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
Revpay
revpay.com.br Brazil
Imagine how empowered a woman is who wakes up every day and goes out, under the sun or rain, to sell her products and pursue her dreams! Can you imagine it? This is exactly what MOVES and DRIVES us — wherever there is a saleswoman, from Oiapoque to Chuí, Sourrev will be there, empowering this woman to achieve her financial independence, which is our big dream: to IMPACT lives every day!
Imagine how empowered a woman is who wakes up every day and goes out, under the sun or rain, to sell her products and pursue her dreams! Can you imagine it? This is exactly what MOVES and DRIVES us — wherever there is a saleswoman, from Oiapoque to Chuí, Sourrev will be there, empowering this woman to achieve her financial independence, which is our big dream: to IMPACT lives every day!
Brinks
brinks.fr France
The world is changing, and Brink’s, once a service provider, has become a solutions creator. Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security. Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
The world is changing, and Brink’s, once a service provider, has become a solutions creator. Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security. Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
Skycash
skycash.com Poland
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems. SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business! SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
SkyCash Poland S.A. is a licensed, secure mobile payment platform with the goal of revolutionizing mobile payments! SkyCash sets trends in the mobile payment industry by introducing mobility to e-tickets and charging systems. SkyCash is well-known to millions of drivers as an application that facilitates parking, as well as allows you to purchase a ticket from the level of your phone - making travel by public transportation easier for residents of many Polish cities. SkyCash Poland S.A. is also a partner for your business! SkyCash for Business is a service dedicated to companies that want to streamline their payment processes and increase control over their finances. With us, you will quickly and conveniently settle payments for parking or public transportation tickets. Working with SkyCash for Business, managing business travel for employees becomes simpler.
Telco
telco.in United States
Telcoin, a multinational fintech operating in 171 countries, is revolutionizing global finance by merging blockchain technology, telecommunications, and banking. We are launching the world’s first regulated blockchain bank and eUSD, a pioneering bank-issued “Digital Cash” stablecoin. Our decentralized financial infrastructure powers secure, self-custodial blockchain payments and banking services worldwide. This compliance-driven, banking-first approach leverages blockchain technology to redefine how the world interacts with money online.
Telcoin, a multinational fintech operating in 171 countries, is revolutionizing global finance by merging blockchain technology, telecommunications, and banking. We are launching the world’s first regulated blockchain bank and eUSD, a pioneering bank-issued “Digital Cash” stablecoin. Our decentralized financial infrastructure powers secure, self-custodial blockchain payments and banking services worldwide. This compliance-driven, banking-first approach leverages blockchain technology to redefine how the world interacts with money online.
Ipague
ipague.com.br Brazil
B2C Payment Gateway with 5 years of experience in the high-risk market, created by some of the pioneers in payment processing within Brazil. Simple and effective solutions for those seeking a partner to handle their monetary transactions within Brazil and overseas.
B2C Payment Gateway with 5 years of experience in the high-risk market, created by some of the pioneers in payment processing within Brazil. Simple and effective solutions for those seeking a partner to handle their monetary transactions within Brazil and overseas.
Paynt
paynt.com Estonia
We are a fully integrated payment solution and infrastructure provider. Our platform allows streamlining back-office operations with unparalleled automation and efficiency in mind. It was created by knowledgeable industry experts based on input from our partners in the payments space and addresses the most pressing needs of any acquirer/ISO or agent in the wider payments community. We want to be known for our passion for tech and our drive to succeed and scale together with you. From the humble beginnings to providing services to thousands of customers in Europe and beyond we are proud to bring you the best in payments. Let's Paynt the future together!
We are a fully integrated payment solution and infrastructure provider. Our platform allows streamlining back-office operations with unparalleled automation and efficiency in mind. It was created by knowledgeable industry experts based on input from our partners in the payments space and addresses the most pressing needs of any acquirer/ISO or agent in the wider payments community. We want to be known for our passion for tech and our drive to succeed and scale together with you. From the humble beginnings to providing services to thousands of customers in Europe and beyond we are proud to bring you the best in payments. Let's Paynt the future together!
Przelewy24
przelewy24.pl Poland
Przelewy24 is the largest online payment operator in Poland offering innovative solutions for e-commerce. Using Przelewy24 allows you to carry out transactions on all devices and use many payment methods – fast transfers, BLIK, card payments, mobile payments (Apple Pay, Google Pay), electronic wallets and instalments.
Przelewy24 is the largest online payment operator in Poland offering innovative solutions for e-commerce. Using Przelewy24 allows you to carry out transactions on all devices and use many payment methods – fast transfers, BLIK, card payments, mobile payments (Apple Pay, Google Pay), electronic wallets and instalments.
Zai
hellozai.com Australia
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Clearhaus
clearhaus.com Denmark
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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