Atlas
Melements
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
Payglocal
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
N26
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Credissimo
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Freemarketfx
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
OmniPayment
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
First Atlantic Commerce
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America.
FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America.
FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
Mamopay
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
ICEPAY
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
PAYMATICO
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain.
We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
Terms.tech
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Kassa24
Kassa24 is the largest payment acceptance network in Kazakhstan.
Our service helps Kazakhstani citizens securely pay for over 6,000 services. Kassa24 has more than 17,000 branded payment terminals across all regions of Kazakhstan, as well as over 100 unique CashOut terminals in Almaty, Astana, and Shymkent.
What can you pay for through Kassa24?
We regularly enter into official agreements with providers throughout Kazakhstan. Our partner list includes major banks, financial organizations, betting companies, mobile operators, internet service providers, educational institutions, hospitals, and medical centers. Users also have access to a wide range of utility, government, transport, and entertainment services.
Kassa24 is the largest payment acceptance network in Kazakhstan.
Our service helps Kazakhstani citizens securely pay for over 6,000 services. Kassa24 has more than 17,000 branded payment terminals across all regions of Kazakhstan, as well as over 100 unique CashOut terminals in Almaty, Astana, and Shymkent.
What can you pay for through Kassa24?
We regularly enter into official agreements with providers throughout Kazakhstan. Our partner list includes major banks, financial organizations, betting companies, mobile operators, internet service providers, educational institutions, hospitals, and medical centers. Users also have access to a wide range of utility, government, transport, and entertainment services.
Nayax
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
