Atlas
Sefide
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
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Carespay
We are a leading credit card processing company, with expertise and experience in meeting the unique needs in past decade.If you’d like to discover how our PCI-compliant credit card payment processing solutions can help you take your business to the next level, schedule a free consultation with our merchant services team today.
We are a leading credit card processing company, with expertise and experience in meeting the unique needs in past decade.If you’d like to discover how our PCI-compliant credit card payment processing solutions can help you take your business to the next level, schedule a free consultation with our merchant services team today.
Lightspeednl
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Bepi
Billing platform for D2C business
Billing platform for D2C business
Klasha
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Tribe Payments
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
Currency-one
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Edenred
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Papaya
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub.
Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub.
Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
EMSpay
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
ASPay
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
Callpay
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Aye4fin
As one of the leading consultancies in the field of digital payments, aye4fin has been consulting international companies, marketplaces and payment service providers on the development and expansion of innovative payment solutions since 2016. Our credo is – create positive commerce experiences – therefore is why we work hand in hand with our clients from strategy to launch. As part of the renowned Consileon Group with over 500 highly specialized experts, we can deliver customized projects with a wide range of expertise.
As one of the leading consultancies in the field of digital payments, aye4fin has been consulting international companies, marketplaces and payment service providers on the development and expansion of innovative payment solutions since 2016. Our credo is – create positive commerce experiences – therefore is why we work hand in hand with our clients from strategy to launch. As part of the renowned Consileon Group with over 500 highly specialized experts, we can deliver customized projects with a wide range of expertise.
Forter
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
