Atlas
Icard
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Payku
Online payment and billing management platform.
We offer:
Debit, Credit, Transfers, Donations, Subscriptions, Payment Links, Recurrence & Payouts.
Be part of the payment revolution.
Online payment and billing management platform.
We offer:
Debit, Credit, Transfers, Donations, Subscriptions, Payment Links, Recurrence & Payouts.
Be part of the payment revolution.
Mypasspoint
Passpoint empowers fintechs and global businesses to launch and scale globally with ease by providing seamless access to the critical payment infrastructure (collections, transfers, and currency conversions) they require in their target markets.
Passpoint empowers fintechs and global businesses to launch and scale globally with ease by providing seamless access to the critical payment infrastructure (collections, transfers, and currency conversions) they require in their target markets.
Zong
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
PayCific
PAYCIFIC Merchant Services is specialized in providing Merchant Accounts for the businesses. The industries we serve are eCommerce, Financial Services, Information Technology, Nutraceutical, Pharmaceuticals and many more. We also help setting up a new business across the globe.
PAYCIFIC Merchant Services is specialized in providing Merchant Accounts for the businesses. The industries we serve are eCommerce, Financial Services, Information Technology, Nutraceutical, Pharmaceuticals and many more. We also help setting up a new business across the globe.
E-Comprocessing (ECP)
E-Comprocessing - Your link to card schemes
E-Comprocessing offers world-class acquiring services to EU-based eCommerce merchants and IPSPs. Risk and treasury teams, supported by purpose-built full Level 1 PCI DSS compliant gateways, fully manage and control successful merchant activities.
E-Comprocessing's acquiring services are available for an extensive range of business categories that are domiciled or have an operational entity in Europe. E-Comprocessing works closely with its partners to ensure that a balanced and stable portfolio is maintained to ensure a continued processing solution for its partners’ merchants.
E-Comprocessing - Your link to card schemes
E-Comprocessing offers world-class acquiring services to EU-based eCommerce merchants and IPSPs. Risk and treasury teams, supported by purpose-built full Level 1 PCI DSS compliant gateways, fully manage and control successful merchant activities.
E-Comprocessing's acquiring services are available for an extensive range of business categories that are domiciled or have an operational entity in Europe. E-Comprocessing works closely with its partners to ensure that a balanced and stable portfolio is maintained to ensure a continued processing solution for its partners’ merchants.
Convera
Convera is a global commercial fintech that powers international business by moving money with ease. We provide tech-led payment solutions to help more than 25,000 customers globally grow with confidence, from small businesses, to CFOs and treasurers. As experts in foreign exchange, risk and compliance, with an unrivaled regulatory footprint, Convera’s financial network spans more than 140 currencies and 200 countries and territories.
Convera is a global commercial fintech that powers international business by moving money with ease. We provide tech-led payment solutions to help more than 25,000 customers globally grow with confidence, from small businesses, to CFOs and treasurers. As experts in foreign exchange, risk and compliance, with an unrivaled regulatory footprint, Convera’s financial network spans more than 140 currencies and 200 countries and territories.
Payswix EU
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Billwerk.plus
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Svea bank
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Tealit
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Melements
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
Zettle
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
FreedomPay
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services.
Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.
As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services.
Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.
As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
Payglocal
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
