Atlas
Phoenix-payments
Phoenix Payments is an electronic money institution licenced in Lithuania that focuses on alternative banking and payment solutions. We provide IBAN accounts and process SEPA transactions for individuals and businesses while ensuring secure and simple online banking.
We believe that sophisticated solutions develop from simple choices. This is why Phoenix Payments is well placed to cater to the financial needs of businesses via a wide selection of financial services. Our global footprint covering multiple continents demonstrates that we can solve our customers' complex, cross-border challenges.
Phoenix Payments is an electronic money institution licenced in Lithuania that focuses on alternative banking and payment solutions. We provide IBAN accounts and process SEPA transactions for individuals and businesses while ensuring secure and simple online banking.
We believe that sophisticated solutions develop from simple choices. This is why Phoenix Payments is well placed to cater to the financial needs of businesses via a wide selection of financial services. Our global footprint covering multiple continents demonstrates that we can solve our customers' complex, cross-border challenges.
Montypay
Welcome to MontyPay – your ultimate end-to-end payment solution provider, catering to everyone from startups to seasoned businesses! Based in the UK, our global footprint spans across multiple countries including Cyprus, Lebanon, Nigeria, UAE, and Indonesia. 🌍 Need to revolutionize your payment solutions? Look no further! With MontyPay, we've got you covered with innovative online and in-store payment solutions, including our cutting-edge Smart POS system. Need an ecommerce website? Leave it to us – we'll build it from scratch, tailored to your unique needs and specifications. Need innovative checkout services that streamline the customer experience? We’ve got you covered with QCheck! Our self-service checkout solution that lets your customers browse the menu, pay, or split the bill seamlessly. At MontyPay, we're paving the way to a cashless future where your business thrives and your revenues soar to new heights!
Welcome to MontyPay – your ultimate end-to-end payment solution provider, catering to everyone from startups to seasoned businesses! Based in the UK, our global footprint spans across multiple countries including Cyprus, Lebanon, Nigeria, UAE, and Indonesia. 🌍 Need to revolutionize your payment solutions? Look no further! With MontyPay, we've got you covered with innovative online and in-store payment solutions, including our cutting-edge Smart POS system. Need an ecommerce website? Leave it to us – we'll build it from scratch, tailored to your unique needs and specifications. Need innovative checkout services that streamline the customer experience? We’ve got you covered with QCheck! Our self-service checkout solution that lets your customers browse the menu, pay, or split the bill seamlessly. At MontyPay, we're paving the way to a cashless future where your business thrives and your revenues soar to new heights!
MiFinity
It has a growing network of Global partner relationships and a best-in-class, highly secure and regulated technology platform. MiFinity’s eWallet is focused on the online gaming, travel, Forex and eCommerce sectors. It is a fast, simple, and secure way for customers to perform transactions with multiple local payment options in different currencies. MiFinity is a true ‘omnichannel’ payment provider to the global online payment market.
MiFinity’s core product, the MiFinity eWallet, is available to customers in over 224 countries and territories and has over 75 integrated payment methods available, offering customers a choice of 17 native currencies and 21 languages in the MiFinity iFrame, app and desktop experience. Customers can also purchase MiFinity eVouchers from popular reseller sites to fund their eWallet, with a wide range of currencies and values available. In addition, MiFinity provides every customer within the EEA and UK a free IBAN enabling super quick money transfers.
It has a growing network of Global partner relationships and a best-in-class, highly secure and regulated technology platform. MiFinity’s eWallet is focused on the online gaming, travel, Forex and eCommerce sectors. It is a fast, simple, and secure way for customers to perform transactions with multiple local payment options in different currencies. MiFinity is a true ‘omnichannel’ payment provider to the global online payment market.
MiFinity’s core product, the MiFinity eWallet, is available to customers in over 224 countries and territories and has over 75 integrated payment methods available, offering customers a choice of 17 native currencies and 21 languages in the MiFinity iFrame, app and desktop experience. Customers can also purchase MiFinity eVouchers from popular reseller sites to fund their eWallet, with a wide range of currencies and values available. In addition, MiFinity provides every customer within the EEA and UK a free IBAN enabling super quick money transfers.
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Silkpay
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
OPAY
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
CLEARACCEPT
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Jcc
JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for almost 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions.
Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services.
JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for almost 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions.
Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services.
Monri
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Swapin
Swapin helps consumers to buy, sell, or pay with crypto through a web app and enables businesses to accept crypto through payment solutions in an EU-regulated environment.
Swapin helps consumers to buy, sell, or pay with crypto through a web app and enables businesses to accept crypto through payment solutions in an EU-regulated environment.
Germius
Germius solutions: Chargeback Prevention, Subscription Management, Recurring Payments, Payment Orchestration, Fraud Protection. Take your business to the next level with Germius!
Germius solutions: Chargeback Prevention, Subscription Management, Recurring Payments, Payment Orchestration, Fraud Protection. Take your business to the next level with Germius!
Rietumu Banka
Rietumu Banka is a Latvian commercial bank established in 1992. One of the major private banks in the Baltic States focused on providing high-class services to corporates and individuals.
Being one of the largest private banks in the Baltic States, we specialize in providing top class financial services to enterprises and affluent individuals.
Headquartered in Riga, Latvia, we service to customers not only in the Baltics, but also all over the European Union, in the UK and beyond.
Our customers recognize us for:
- Being one of the very first and major private banks in Baltic states
- Providing top class banking services
- Offering a full range of corporate financial services, including crediting and investments in client businesses
- Wide range of savings and capital growth programs
- Being flexible and open
- Having experienced, professional and friendly customers' needs team
- Reliability and privacy
Rietumu Banka is a Latvian commercial bank established in 1992. One of the major private banks in the Baltic States focused on providing high-class services to corporates and individuals.
Being one of the largest private banks in the Baltic States, we specialize in providing top class financial services to enterprises and affluent individuals.
Headquartered in Riga, Latvia, we service to customers not only in the Baltics, but also all over the European Union, in the UK and beyond.
Our customers recognize us for:
- Being one of the very first and major private banks in Baltic states
- Providing top class banking services
- Offering a full range of corporate financial services, including crediting and investments in client businesses
- Wide range of savings and capital growth programs
- Being flexible and open
- Having experienced, professional and friendly customers' needs team
- Reliability and privacy
Paystrax
PAYSTRAX is an innovative Financial Technology company which provides European merchants with state-of-the-art solutions for all their card payment transaction needs. The company offers multi-currency settlement and transaction services for POS terminals, e-commerce, m-commerce and mail/phone orders, in addition to services such as tokenisation, fraud and chargeback management. No matter how or where you sell your goods or services, we help you get your payments as quickly, securely and cost-efficiently as possible.
Having set up a unique, streamlined selection of highly scalable multi-channel, multi-currency cloud solutions, PAYSTRAX also offers value-add services to Payment Service Providers, who can leverage the company’s quick onboarding process and extensive product selection to their own benefit.
PAYSTRAX holds a Principal Membership license with Mastercard and VISA.
PAYSTRAX is an innovative Financial Technology company which provides European merchants with state-of-the-art solutions for all their card payment transaction needs. The company offers multi-currency settlement and transaction services for POS terminals, e-commerce, m-commerce and mail/phone orders, in addition to services such as tokenisation, fraud and chargeback management. No matter how or where you sell your goods or services, we help you get your payments as quickly, securely and cost-efficiently as possible.
Having set up a unique, streamlined selection of highly scalable multi-channel, multi-currency cloud solutions, PAYSTRAX also offers value-add services to Payment Service Providers, who can leverage the company’s quick onboarding process and extensive product selection to their own benefit.
PAYSTRAX holds a Principal Membership license with Mastercard and VISA.
PayPlug
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs.
With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond.
Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions.
Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs.
With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond.
Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions.
Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
Gatewaypay
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
