Atlas
MONELIQ LIMITED
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Joompay
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Horizon
We are an award-winning and fastest-growing merchant service company in the nation. We offer businesses the ability to accept debit and credit cards as forms of payment, from processing the transactions to helping find the right equipment to fit their needs -- all while saving them money.
We are an organization built on a culture of diversity and inclusion. Our team operates with a foundation built on family, community, teamwork, and dedication.
We are an award-winning and fastest-growing merchant service company in the nation. We offer businesses the ability to accept debit and credit cards as forms of payment, from processing the transactions to helping find the right equipment to fit their needs -- all while saving them money.
We are an organization built on a culture of diversity and inclusion. Our team operates with a foundation built on family, community, teamwork, and dedication.
Centralpay
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Senangpay
Founded by local entrepreneurs, senangPay began as a simple solution to facilitate online payment transactions for Malaysians. Over the years, it has established itself as a comprehensive payment hub, embodying a commitment to excellence and continuous innovation in the dynamic landscape of online payments.
senangPay has revolutionised payment methods for countless local merchants of all scales. It offers a diverse range of payment options, from cutting-edge FPX transfers and e-wallets to Buy Now Pay Later and retail payment solutions.
Garnering international recognition, in 2022, senangPay joined forces with DOKU. Following the acquisition, it is now embarking on a journey to facilitate cross-border transactions.
Founded by local entrepreneurs, senangPay began as a simple solution to facilitate online payment transactions for Malaysians. Over the years, it has established itself as a comprehensive payment hub, embodying a commitment to excellence and continuous innovation in the dynamic landscape of online payments.
senangPay has revolutionised payment methods for countless local merchants of all scales. It offers a diverse range of payment options, from cutting-edge FPX transfers and e-wallets to Buy Now Pay Later and retail payment solutions.
Garnering international recognition, in 2022, senangPay joined forces with DOKU. Following the acquisition, it is now embarking on a journey to facilitate cross-border transactions.
Sunpay
Sunpay is a Payment Service Provider in Cambodia, which is providing digital solutions.
Sunpay is a Payment Service Provider in Cambodia, which is providing digital solutions.
Oceanpayment
Oceanpayment, a professional global payment service provider strives to offer Safe, Swift, Specialized and Simple payment solutions to merchants conducting cross-border business such as ecommerce, online games, online travel etc. Our one stop solution will assist you to ensure an effective payment journey.
Whether you are start-ups or multinationals, we offer you unparalleled product portfolio with multiple currencies and languages to fit your need, helping you collect money universally with advanced payment methods which include all major credit cards, debit cards, and alternative payment methods.
Offering over 500 payment methods in one platform, Oceanpayment enables you to convert more sales by providing customers with a broad range of payment methods and reduce the operational cost of working with many different payment providers.
Oceanpayment, a professional global payment service provider strives to offer Safe, Swift, Specialized and Simple payment solutions to merchants conducting cross-border business such as ecommerce, online games, online travel etc. Our one stop solution will assist you to ensure an effective payment journey.
Whether you are start-ups or multinationals, we offer you unparalleled product portfolio with multiple currencies and languages to fit your need, helping you collect money universally with advanced payment methods which include all major credit cards, debit cards, and alternative payment methods.
Offering over 500 payment methods in one platform, Oceanpayment enables you to convert more sales by providing customers with a broad range of payment methods and reduce the operational cost of working with many different payment providers.
Veem
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
Bizum
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Bizum is an instant, easy, and secure way to pay with your mobile phone. It is a payment system designed for everyone, working from one bank account to another and integrated into your bank’s app. With it, you can pay your friends, shop in stores, and make online purchases.
This service is driven by Spanish banks and connects customers’ existing bank accounts by linking them to their mobile phone numbers (no IBAN code is required). Today, more than 30 banks already offer Bizum’s services, representing a market share of over 99%.
Altras
Send money worldwide instantly—direct to Visa cards, no cash pickups needed.
Send money worldwide instantly—direct to Visa cards, no cash pickups needed.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Fintonic
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
Holvi
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Lulu
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
LuLu Financial Holdings is a leading name in financial service sector primarily dealing in foreign exchange, global money transfer and salary and wage administration.
Established in 2008, LuLu International Exchange has its global headquarters in Abu Dhabi and operates across several GCC countries such as Oman, Kuwait, Qatar, Bahrain as well as India, Bangladesh, Singapore and Philippines.
Starting off with their first branch in UAE in September 2009, the company today operates out of 11 countries with more than 225 branches worldwide.
Paylira
PayLira operates as a payment bridge in Turkey, collaborating with numerous private institutions to ensure the secure delivery of your collections. Benefiting from strategic partnerships, PayLira elevates the standard of payment processing, guaranteeing trust and efficiency every step of the way.
PayLira operates as a payment bridge in Turkey, collaborating with numerous private institutions to ensure the secure delivery of your collections. Benefiting from strategic partnerships, PayLira elevates the standard of payment processing, guaranteeing trust and efficiency every step of the way.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
