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Merchant Account Services
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1426 companies
Jul 21, 2026
Last updated: Jul 21, 2026
FLIQA Payments
fliqa.io Netherlands
Elevate your checkout with secure, real-time bank transfers. Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Elevate your checkout with secure, real-time bank transfers. Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Thredd
thredd.com United Kingdom
We are Thredd, formerly Global Processing Services. Thredd sits at the heart of the global payments revolution, processing billions of issuer transactions annually across 44 countries for the world’s leading fintechs, digital banks, and embedded finance providers. Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations. Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability.
We are Thredd, formerly Global Processing Services. Thredd sits at the heart of the global payments revolution, processing billions of issuer transactions annually across 44 countries for the world’s leading fintechs, digital banks, and embedded finance providers. Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations. Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability.
Aryze
aryze.io Denmark
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
Bravopayment
bravopaymentsystems.com United States
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs. Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs. Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Deem
deem.io United Arab Emirates
Welcome to Deem - where we're reimagining the world of financial services with a fresh perspective and a deep commitment to our community. At Deem, we believe that our success is intricately linked with the success of our customers. That's why we're dedicated to nurturing our community and crafting products and services that empower individuals and businesses to achieve their financial goals. Driven by a passion for innovation and a relentless pursuit of excellence, we're constantly challenging ourselves to evolve and adapt to the changing needs of our customers. Utilizing cutting-edge data analytics, we strive to deliver seamless experiences that truly enhance the lives of our customers. We offer a range of financial solutions tailored to meet your needs, including comprehensive products and services such as credit cards, loans, and corporate deposits designed for convenience and affordability.
Welcome to Deem - where we're reimagining the world of financial services with a fresh perspective and a deep commitment to our community. At Deem, we believe that our success is intricately linked with the success of our customers. That's why we're dedicated to nurturing our community and crafting products and services that empower individuals and businesses to achieve their financial goals. Driven by a passion for innovation and a relentless pursuit of excellence, we're constantly challenging ourselves to evolve and adapt to the changing needs of our customers. Utilizing cutting-edge data analytics, we strive to deliver seamless experiences that truly enhance the lives of our customers. We offer a range of financial solutions tailored to meet your needs, including comprehensive products and services such as credit cards, loans, and corporate deposits designed for convenience and affordability.
Finseta
finseta.com United Kingdom
At Finseta, we provide businesses and individuals with international payments and currency management solutions. Our Multi-Currency Accounts are backed by the Finseta Global Payments Network allowing our customers to send funds to over 165 countries in 140+ currencies.
At Finseta, we provide businesses and individuals with international payments and currency management solutions. Our Multi-Currency Accounts are backed by the Finseta Global Payments Network allowing our customers to send funds to over 165 countries in 140+ currencies.
Flyfish
flyfish.com Cyprus
At Flyfish we believe that the future of payments is frictionless. We build financial technology solutions that enable our customers to launch and scale according to their needs.
At Flyfish we believe that the future of payments is frictionless. We build financial technology solutions that enable our customers to launch and scale according to their needs.
Papaya
papaya.eu Malta
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub. Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub. Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Paymentus
paymentus.com United States
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type. Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities. Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type. Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities. Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Adumo online
adumoonline.com South Africa
Adumo Online operates as a leading payment enabler, with all the services clients need to conduct secure, cashless payment transactions in both domestic and international markets: cloud-based software, payment systems, and risk management. We have evolved through purposeful strategy execution and innovative product and platform development to become a leading e-commerce payment provider. We proudly operate as part of Adumo, South Africa’s largest independent payments processor. Behind our pioneering payment technology is a team with extensive knowledge in digital business strategy and e-commerce management, ready to help clients connect online innovation, digital transformation, and sales.
Adumo Online operates as a leading payment enabler, with all the services clients need to conduct secure, cashless payment transactions in both domestic and international markets: cloud-based software, payment systems, and risk management. We have evolved through purposeful strategy execution and innovative product and platform development to become a leading e-commerce payment provider. We proudly operate as part of Adumo, South Africa’s largest independent payments processor. Behind our pioneering payment technology is a team with extensive knowledge in digital business strategy and e-commerce management, ready to help clients connect online innovation, digital transformation, and sales.
Starling Bank
starlingbank.com United Kingdom
We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
Anypayment
anypayment.eu Latvia
Anypayment is a brand of UAB "Corporate Services" - a licensed electronic money institution in the Republic of Lithuania which provides payment solutions and services within the EEA.
Anypayment is a brand of UAB "Corporate Services" - a licensed electronic money institution in the Republic of Lithuania which provides payment solutions and services within the EEA.
Dipocket
dipocket.org United Kingdom
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK). For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android. Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK). For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android. Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
Curve
curve.com United Kingdom
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
A1payments
a1payments.com Mauritius
A1Payments is a global provider of credit card processing for eCommerce Merchants namely internet retail and malls, direct response marketing, online services and more. We are a registered ISO with the Card Associations. We provide smart and intuitive processing solutions that help reduce costs, maximize revenue and manage fraud. A1Payments offers Merchants, Acquiring Banks and Agents a PCI Compliant Gateway to process transactions in a secure environment. We offer our customers a multi-currency platform with over 40 transaction and settlement currencies and also all major card brands are supported. Whether you offer straight purchases or recurring payment options to your customers, donors, backers, or members, we offer comprehensive solutions customized to fit your unique business needs.
A1Payments is a global provider of credit card processing for eCommerce Merchants namely internet retail and malls, direct response marketing, online services and more. We are a registered ISO with the Card Associations. We provide smart and intuitive processing solutions that help reduce costs, maximize revenue and manage fraud. A1Payments offers Merchants, Acquiring Banks and Agents a PCI Compliant Gateway to process transactions in a secure environment. We offer our customers a multi-currency platform with over 40 transaction and settlement currencies and also all major card brands are supported. Whether you offer straight purchases or recurring payment options to your customers, donors, backers, or members, we offer comprehensive solutions customized to fit your unique business needs.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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