Atlas
Centrapay
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Currency-one
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.
Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.
Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.
For over 12 years, the company has been developing modern financial solutions for both individual and business clients. It was the first in Poland – and likely in Europe – to enable online currency exchange, pioneer the use of pay-by-link deposits, and launch instant euro transfers within the SEPA Instant framework as the first Polish entity.
Currencyfair
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Glintpay
Glint is reintroducing gold as money. Buy, save, spend and send any amount of gold (and other currencies) instantly at the best rates. Download our free app today and get your Glint Mastercard.
Glint is reintroducing gold as money. Buy, save, spend and send any amount of gold (and other currencies) instantly at the best rates. Download our free app today and get your Glint Mastercard.
Stonex
Connecting Clients to Markets.
StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Connecting Clients to Markets.
StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Valettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
Metropaytech
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Intergiro AB
Designing financial infrastructure for innovators and change-makers to build, adapt and thrive in our interconnected world. We offer embedded finance as well as smart business banking solutions.
Designing financial infrastructure for innovators and change-makers to build, adapt and thrive in our interconnected world. We offer embedded finance as well as smart business banking solutions.
Payments company
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs.
Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs.
Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
Monri
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
ASPay
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
