Atlas
Centralpay
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Akode
AKÖde Elektronik Para ve Ödeme Hizmetleri A.Ş. (“AKÖde”) is a 100% subsidiary of Akbank and operates as an e-money company. It has the license to provide payment services and issue electronic money in accordance with Law No. 6493. AKÖde’s first product and brand, Tosla, was launched in September 2019 as an app that rewards users when making payments. Tosla allows users to meet their financial needs easily and quickly, without the need to be a bank customer, inviting everyone into its advantageous world.
Since 2022, AKÖde has also been providing payment service solutions for businesses, SMEs, and corporate firms. With Tosla İşim, business owners can start receiving payments on the same day through a completely digital application; they can grow their businesses with a single integration and without transaction fees. Whether your business is large or small, Tosla İşim payment solutions are here to support you.
AKÖde Elektronik Para ve Ödeme Hizmetleri A.Ş. (“AKÖde”) is a 100% subsidiary of Akbank and operates as an e-money company. It has the license to provide payment services and issue electronic money in accordance with Law No. 6493. AKÖde’s first product and brand, Tosla, was launched in September 2019 as an app that rewards users when making payments. Tosla allows users to meet their financial needs easily and quickly, without the need to be a bank customer, inviting everyone into its advantageous world.
Since 2022, AKÖde has also been providing payment service solutions for businesses, SMEs, and corporate firms. With Tosla İşim, business owners can start receiving payments on the same day through a completely digital application; they can grow their businesses with a single integration and without transaction fees. Whether your business is large or small, Tosla İşim payment solutions are here to support you.
YeePay
YeePay is a leading payment service providers. We provides total payment solutions for the enterprise, integrating multiple payment channels including online, mobile and offline in the frontend, and streamlining settlement processes in the backend. YeePay's key advantage is customized solutions and value-added services for industry verticals including airline and travel, new retail, Internet finance, administration and education, cross-border etc.
YeePay is a leading payment service providers. We provides total payment solutions for the enterprise, integrating multiple payment channels including online, mobile and offline in the frontend, and streamlining settlement processes in the backend. YeePay's key advantage is customized solutions and value-added services for industry verticals including airline and travel, new retail, Internet finance, administration and education, cross-border etc.
Payhere
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
IPAYLINKS LIMITED
Headquartered in Shanghai, iPayLinks is a leading FinTech company in China delivering one stop cross-border payment solutions including online acquiring, marketplace payout, billing & settlement, customized solutions, covering China, the United States, Europe, Southeast Asia, Middle East, Russia, India, Japan, South Korea and continue to expand. Transactions can be processed in 130 currencies and settled in 12 currencies, with PCI DSS Level 1 highly certified and real-time fraud monitored. To solve complex pain points and empower the new opportunities for business, iPayLinks specializes in key industries including travel, retail, e-commerce marketplace, game and virtual goods.
During the past 4 years, iPayLinks has received several rounds of funds from prominent investors including Tencent, Legend Capital, Phoenix Fortune, Kairous Capital, and Vision+ Capital.
Headquartered in Shanghai, iPayLinks is a leading FinTech company in China delivering one stop cross-border payment solutions including online acquiring, marketplace payout, billing & settlement, customized solutions, covering China, the United States, Europe, Southeast Asia, Middle East, Russia, India, Japan, South Korea and continue to expand. Transactions can be processed in 130 currencies and settled in 12 currencies, with PCI DSS Level 1 highly certified and real-time fraud monitored. To solve complex pain points and empower the new opportunities for business, iPayLinks specializes in key industries including travel, retail, e-commerce marketplace, game and virtual goods.
During the past 4 years, iPayLinks has received several rounds of funds from prominent investors including Tencent, Legend Capital, Phoenix Fortune, Kairous Capital, and Vision+ Capital.
Paxful
Paxful is a leading peer-to-peer platform that enables users to buy and sell bitcoins using over 350 payment methods, connecting 10 million users globally. The platform offers a diverse range of options, allowing businesses and individuals to make transactions using their preferred payment methods, whether it's bank transfers, e-wallets, or gift cards. With its intuitive trading platform, Paxful makes it easy to navigate the world of cryptocurrency, empowering users to explore new ways to engage in bitcoin trading. This flexibility and accessibility make Paxful an attractive option for those looking to enter or expand their presence in the crypto market.
Paxful: reviews
Paxful is highly regarded for its extensive range of payment methods, making it easy for users to buy and sell bitcoins in a way that suits their preferences.
Paxful: competitors
Alternatives to Braintree include Binance, Noones and Bybit.
Paxful is a leading peer-to-peer platform that enables users to buy and sell bitcoins using over 350 payment methods, connecting 10 million users globally. The platform offers a diverse range of options, allowing businesses and individuals to make transactions using their preferred payment methods, whether it's bank transfers, e-wallets, or gift cards. With its intuitive trading platform, Paxful makes it easy to navigate the world of cryptocurrency, empowering users to explore new ways to engage in bitcoin trading. This flexibility and accessibility make Paxful an attractive option for those looking to enter or expand their presence in the crypto market.
Paxful: reviews
Paxful is highly regarded for its extensive range of payment methods, making it easy for users to buy and sell bitcoins in a way that suits their preferences.
Paxful: competitors
Alternatives to Braintree include Binance, Noones and Bybit.
Flutterwave
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes.
Flutterwave: reviews
Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes.
Flutterwave: competitors
Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes.
Flutterwave: reviews
Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes.
Flutterwave: competitors
Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
Amnis
Global banking should be accessible for SMEs.
That is why amnis was built.
Over 4,000 businesses trust amnis to streamline their international banking.
With amnis, you benefit from:
✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections.
✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees.
✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU.
✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service.
✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Global banking should be accessible for SMEs.
That is why amnis was built.
Over 4,000 businesses trust amnis to streamline their international banking.
With amnis, you benefit from:
✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections.
✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees.
✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU.
✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service.
✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Buyway
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
Credissimo
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Fintonic
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the largest aggregation of bank accounts in Spain. With a track record of over a decade, an active user base of more than half a million, and over 600 million euros in managed loans, we are at the forefront of financial technology.
As the first fintech in Spain authorized for payment procedures and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform.
Fintonic is entering an ambitious new stage, and we have a new vision: to become the ultimate standard for credit scoring and the leading challenger in consumer financing, driven by superior technology and leadership in data usage.
Valettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
Monext
MONEXT is a major player in the payment industry in France and Europe. We support over 150 financial institutions and 8,000 merchants with innovative services that cover the entire payment chain, in line with regulatory developments. We develop increasingly secure solutions that anticipate new uses, helping our clients grow: omnichannel payments, financial flow optimization, credit, card processing, fraud prevention... everywhere and on all devices.
MONEXT is a major player in the payment industry in France and Europe. We support over 150 financial institutions and 8,000 merchants with innovative services that cover the entire payment chain, in line with regulatory developments. We develop increasingly secure solutions that anticipate new uses, helping our clients grow: omnichannel payments, financial flow optimization, credit, card processing, fraud prevention... everywhere and on all devices.
ZooPay
Zoopay was created in 2013, as a niche FinTech provider for the Travel Industry. The company is part of the Currency Solutions Group, which is a leading independent FX and international payments company. Zoopay was created with the belief that we could use technology and payment partners to provide a solution to alleviate the problem travel companies have when trying to manage multi-currency transactions, and make multiple payments. By offering an automated, state of the art technology, we take away the complexity of managing thousands of transactions on a daily basis.
Zoopay was created in 2013, as a niche FinTech provider for the Travel Industry. The company is part of the Currency Solutions Group, which is a leading independent FX and international payments company. Zoopay was created with the belief that we could use technology and payment partners to provide a solution to alleviate the problem travel companies have when trying to manage multi-currency transactions, and make multiple payments. By offering an automated, state of the art technology, we take away the complexity of managing thousands of transactions on a daily basis.
RocketGate
RocketGate is an innovative, technologically savvy e-commerce gateway. Online merchants use our fault-tolerant and reliable payment processing platform to sell products and services to their customers all over the world.
Merchants with subscription type products and services maximize profits by utilizing RocketGate’s easy to use, flexible, and highly configurable recurring billing options to actively grow their revenue stream. RocketGate’s merchants make well informed business decisions by utilizing reports with key performance indicators for sales, approval ratios, decline reasons cross-referenced by affiliates, countries, sites, products, prices, accounts and many more.
Our solid engineering team is comprised of individuals with experience developing mission critical applications, including the communications infrastructure for NASA's Deep Space Network. Yes, it is rocket science!
RocketGate is an innovative, technologically savvy e-commerce gateway. Online merchants use our fault-tolerant and reliable payment processing platform to sell products and services to their customers all over the world.
Merchants with subscription type products and services maximize profits by utilizing RocketGate’s easy to use, flexible, and highly configurable recurring billing options to actively grow their revenue stream. RocketGate’s merchants make well informed business decisions by utilizing reports with key performance indicators for sales, approval ratios, decline reasons cross-referenced by affiliates, countries, sites, products, prices, accounts and many more.
Our solid engineering team is comprised of individuals with experience developing mission critical applications, including the communications infrastructure for NASA's Deep Space Network. Yes, it is rocket science!
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
