Atlas
Estreem
Estreem offers European banks secure, efficient, and sustainable payment solutions between merchants and customers.
Estreem is a unique payment processor (issuing and acquiring) that redefines quality, innovation, and resilience, while providing a sovereign, competitive, and easy-to-integrate payment ecosystem.
We are 400 experts dedicated to the digitalization of payments.
Estreem is a joint venture between BNP Paribas and Groupe BPCE.
POWERING PAYMENTS, EMPOWERING BANKS.
Estreem offers European banks secure, efficient, and sustainable payment solutions between merchants and customers.
Estreem is a unique payment processor (issuing and acquiring) that redefines quality, innovation, and resilience, while providing a sovereign, competitive, and easy-to-integrate payment ecosystem.
We are 400 experts dedicated to the digitalization of payments.
Estreem is a joint venture between BNP Paribas and Groupe BPCE.
POWERING PAYMENTS, EMPOWERING BANKS.
XAPO
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
American Express
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud.
**American Express: reviews**
American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles.
**American Express: competitors**
Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud.
**American Express: reviews**
American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles.
**American Express: competitors**
Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
Paylar
Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
Icepay
ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion.
Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion.
Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
WOOPPAY
Wooppay is a fin-tech company that specialises in creating complex B2B & B2C digital payment solutions for leading financial institutions and enterprises in Central Asia. Wooppay designs for highly optimised business models and applies latest technology to solve biggest problems across various industry sectors.
A digital enabler that pioneered m-commerce for more than 10M users in Kazakhstan, It is one of the fastest growing ventures in the region and has been distinguished for innovation in finance and technology by the President of the Republic of Kazakhstan.
Wooppay is a fin-tech company that specialises in creating complex B2B & B2C digital payment solutions for leading financial institutions and enterprises in Central Asia. Wooppay designs for highly optimised business models and applies latest technology to solve biggest problems across various industry sectors.
A digital enabler that pioneered m-commerce for more than 10M users in Kazakhstan, It is one of the fastest growing ventures in the region and has been distinguished for innovation in finance and technology by the President of the Republic of Kazakhstan.
Bitandpay
Bitantpay is a Swiss fintech company that accelerates the business of customers worldwide. Bitandpay's modular, flexible, and scalable technology enables leading companies to accept next-generation payments, offer all payment options, and benefit from card issuing, banking, risk, and fraud management services. By connecting businesses with customers
Bitantpay is a Swiss fintech company that accelerates the business of customers worldwide. Bitandpay's modular, flexible, and scalable technology enables leading companies to accept next-generation payments, offer all payment options, and benefit from card issuing, banking, risk, and fraud management services. By connecting businesses with customers
Payrix
Payrix from Worldpay empowers software companies to seamlessly integrate and embed payment and financial experiences into their platforms. We're focused on helping our customers outsprint the competition and become the everything platform through our expertise, transformative technologies, and a commitment to partner success.
Payrix from Worldpay is trusted by software platforms of all sizes to accept payments, manage and grow financial services. We're also intent on equipping software platforms with the ability to limit risk, reduce PCI scope, while achieving hypergrowth and loyalty. Annually, we process over 4 billion transactions for software platforms. To learn more about us, visit payrix.com.
Payrix from Worldpay empowers software companies to seamlessly integrate and embed payment and financial experiences into their platforms. We're focused on helping our customers outsprint the competition and become the everything platform through our expertise, transformative technologies, and a commitment to partner success.
Payrix from Worldpay is trusted by software platforms of all sizes to accept payments, manage and grow financial services. We're also intent on equipping software platforms with the ability to limit risk, reduce PCI scope, while achieving hypergrowth and loyalty. Annually, we process over 4 billion transactions for software platforms. To learn more about us, visit payrix.com.
Payglocal
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
PayGlocal is a global payments company that fosters cross-border business and global commerce for the Indian ecosystem.
PayGlocal has a suite of offerings to facilitate cross-border payments and solve the challenges surrounding it through three main pillars - the business, the experience and the associated risk.
Founded by finance veterans and experts, PayGlocal's understanding of merchant business, international payments, security and regulatory standards helps build impactful payment solutions.
ONEPAY
OnePay is one of the UK’s leading providers of alternative payment solutions for temporary employees who can’t open a UK bank account. Since 2007, we’ve been giving businesses and their workers the benefits of a fast, easy and efficient way to pay and receive wage payments.
OnePay accounts are available for workers who struggle to open a UK bank account. We give your workers a OnePay card and account, which means you can pay them in the same way as you would pay someone with a UK bank account.
We help some of the UK’s leading temporary recruitment agencies, seasonal agricultural farms and employers with large workforces pay their workers every single week.
OnePay is one of the UK’s leading providers of alternative payment solutions for temporary employees who can’t open a UK bank account. Since 2007, we’ve been giving businesses and their workers the benefits of a fast, easy and efficient way to pay and receive wage payments.
OnePay accounts are available for workers who struggle to open a UK bank account. We give your workers a OnePay card and account, which means you can pay them in the same way as you would pay someone with a UK bank account.
We help some of the UK’s leading temporary recruitment agencies, seasonal agricultural farms and employers with large workforces pay their workers every single week.
KPAY MERCHANT SERVICE
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
EXBASE
THE SIMPLEST WAY TO MANAGE CRYPTO ASSETS
Combining the functionality of cryptocurrency exchanges, the safety of a cryptocurrency wallet, and the simplicity of an exchanger. With Exbase, you can safely buy and sell cryptocurrency in a few clicks.
THE SIMPLEST WAY TO MANAGE CRYPTO ASSETS
Combining the functionality of cryptocurrency exchanges, the safety of a cryptocurrency wallet, and the simplicity of an exchanger. With Exbase, you can safely buy and sell cryptocurrency in a few clicks.
CoinRabbit
CoinRabbit is a crypto asset management platform focused on crypto-backed lending, wallet, exchange, yield, payments and collateral management across 400+ assets. It helps users access liquidity without selling their holdings and manage digital assets within one ecosystem.
CoinRabbit is a crypto asset management platform focused on crypto-backed lending, wallet, exchange, yield, payments and collateral management across 400+ assets. It helps users access liquidity without selling their holdings and manage digital assets within one ecosystem.
Thredd
We are Thredd, formerly Global Processing Services. Thredd sits at the heart of the global payments revolution, processing billions of issuer transactions annually across 44 countries for the world’s leading fintechs, digital banks, and embedded finance providers.
Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations.
Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability.
We are Thredd, formerly Global Processing Services. Thredd sits at the heart of the global payments revolution, processing billions of issuer transactions annually across 44 countries for the world’s leading fintechs, digital banks, and embedded finance providers.
Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations.
Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability.
OnlinePay
OnlinePay.com is a product where personalized m-wallet meets a convenient checkout solution optimized for both online and offline merchant’s needs.
OnlinePay.com was founded in 2014 in Singapore and is now growing throughout the mobile payment market worldwide with strong focus on Asia, Middle-East and Africa regions. We’re making people’s everyday payment behaviour fun and social providing easy and seamless money transfers and share options in our checkout solution. The multi-purpose mobile app makes it possible and convenient to pay for online purchases while topping up your trading or gaming account. It is a perfect application for instant shopping where users can pay or send money without revealing their card details or any sensitive information.
For partners, OnlinePay.
OnlinePay.com is a product where personalized m-wallet meets a convenient checkout solution optimized for both online and offline merchant’s needs.
OnlinePay.com was founded in 2014 in Singapore and is now growing throughout the mobile payment market worldwide with strong focus on Asia, Middle-East and Africa regions. We’re making people’s everyday payment behaviour fun and social providing easy and seamless money transfers and share options in our checkout solution. The multi-purpose mobile app makes it possible and convenient to pay for online purchases while topping up your trading or gaming account. It is a perfect application for instant shopping where users can pay or send money without revealing their card details or any sensitive information.
For partners, OnlinePay.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
