Introduction
FinTech Australia is a national industry association representing Australia’s fintech ecosystem. Founded in 2015, it acts as a collective voice for fintech companies, founders, investors and ecosystem partners across the country. Its work spans policy advocacy, industry growth, events, member working groups, international engagement and support for technology-led financial services.
What is FinTech Australia and who does it represent
FinTech Australia’s member community includes fintech startups, scale-ups, established fintech companies, payment firms, digital lenders, open data providers, blockchain companies, regtech firms, neobanks, technology providers, investors and professional services partners.
The association represents the interests of fintech companies in policy discussions and helps connect the ecosystem through events, working groups, research, industry updates and advocacy. Its coverage is broad rather than payments-only, with activity across payments, open data, digital identity, lending, blockchain, consumer finance, business finance and financial infrastructure.
Mission and advocacy focus
FinTech Australia works to support the creation, development and adoption of technology in financial services. Its advocacy focuses on helping Australia remain competitive as a fintech market and ensuring that regulation supports innovation, investment, competition and better outcomes for consumers and businesses.
The association engages with government, regulators, industry partners and the wider business community. Its policy work is especially relevant where fintech companies are affected by open banking, payments regulation, digital identity, scams and fraud, licensing, consumer protection, lending rules, crypto-assets, taxation, capital access and international expansion.
Policy domains
- Fintech regulation and market development — Advocacy on Australian policy settings affecting fintech companies, founders, investors and financial technology providers.
- Payments and digital money movement — Relevance for PSPs, payment facilitators, wallets, merchant payment firms, PayTo participants, NPP-connected services and payment infrastructure providers.
- Open data and Consumer Data Right — Work connected to open banking, data portability, customer-permissioned data, API access and data-driven financial services.
- Digital identity and trust — Engagement on digital ID, onboarding, fraud prevention, customer authentication and secure access to financial services.
- Lending and neobanking — Relevance for small business lending, consumer lending, digital credit, neobanks and embedded finance models.
- Blockchain and digital assets — Ecosystem activity around crypto-assets, blockchain infrastructure, tokenisation and digital asset regulation.
- Scams, fraud and consumer protection — Advocacy around scam prevention, liability settings, platform coordination, security and user outcomes.
Geographic scope and cross-border reach
FinTech Australia primarily focuses on the Australian market and Australian regulatory settings. It is most relevant to companies operating in Australia, entering the Australian market or seeking engagement with local fintech companies, regulators, investors, banks and ecosystem partners.
The association also has international relevance through trade missions, international delegate programmes, global ecosystem relationships and events connected to Fintech Week Australia and Intersekt. Its network can be useful for fintech companies looking to build visibility in Australia or connect Australian fintech with overseas markets.
Why FinTech Australia matters for payments operators
FinTech Australia matters for PSPs, payment facilitators, acquirers, digital wallets, PayTo providers, NPP-connected services, merchant payment firms, remittance companies, embedded finance platforms and payment infrastructure providers operating in or targeting Australia. Its policy activity and working groups give payment operators a way to follow regulatory developments and contribute to industry positions.
For payment firms, the association is especially relevant where payments intersect with the Consumer Data Right, open banking, digital identity, scams and fraud, ePayments regulation, PayTo, NPP, merchant acceptance, licensing, embedded finance and consumer protection. Australia’s payments environment is changing quickly, and FinTech Australia provides a channel for ecosystem-level engagement.
The teams most likely to follow FinTech Australia include policy, legal, compliance, product, partnerships, business development, risk, fraud, marketing, investor relations, government affairs and senior leadership teams.
Who runs FinTech Australia and who are the members
FinTech Australia operates as a member-based industry association with a board, executive leadership, policy activity, working groups, member events, ecosystem partnerships and major industry convenings. Its leadership and members come from across Australia’s fintech community.
The association represents a broad fintech ecosystem rather than one narrow payment segment. Its members include early-stage startups, scaling fintech companies, established financial technology firms, investors, advisers, technology providers and other organisations supporting fintech growth.
Members and participant categories
FinTech Australia’s member network is best described by fintech vertical and ecosystem role rather than by fixed named-member examples. Its members and ecosystem participants may include several types of organisations active in Australia’s digital finance market.
| Category | Typical participants |
|---|---|
| Payment and money movement firms | PSPs, payment facilitators, wallets, PayTo providers, merchant payment firms and payment infrastructure companies |
| Open data and CDR firms | Accredited data recipients, consent platforms, API providers, data intermediaries and open banking technology companies |
| Lending and credit platforms | Small business lenders, consumer lenders, BNPL providers, credit platforms and embedded finance providers |
| Digital banking and neobanks | Neobanks, banking infrastructure providers and digital account platforms |
| Blockchain and digital asset firms | Crypto-asset companies, tokenisation providers, blockchain infrastructure firms and digital asset service providers |
| Regtech and digital identity firms | AML, KYC, fraud prevention, reporting, onboarding, identity and compliance technology providers |
| Wealthtech and insurtech firms | Digital investment platforms, advice tools, insurance technology firms and embedded insurance providers |
| Ecosystem partners | Investors, accelerators, law firms, consultancies, universities, government agencies and technology vendors |
Working groups and member activity
FinTech Australia supports policy and ecosystem activity through working groups, submissions, member events, newsletters, roundtables, industry updates and advocacy initiatives. Its working group themes include open data, blockchain, payments, digital ID, small business lending, consumer lending and neobanks.
Members can contribute to policy submissions, participate in issue-specific discussions, attend events, access ecosystem updates and build relationships with regulators, policymakers, investors and other fintech companies.
What does FinTech Australia publish and who does it influence
Policy and regulatory engagement
FinTech Australia engages with Australian governments, regulators, agencies and industry stakeholders on policy and regulatory issues affecting fintech. Its work includes consultation submissions, policy positions, industry research, member input and public commentary.
Relevant audiences include Treasury, ASIC, the Reserve Bank of Australia, AUSTRAC, ACCC, data and digital identity bodies, payments policy stakeholders, state governments, investors, banks and fintech ecosystem participants.
Publications and industry resources
FinTech Australia publishes policy submissions, industry updates, newsletters, community news, reports, research materials, event information and member resources. These materials help companies follow fintech policy, regulatory changes, market developments and ecosystem opportunities.
For PSPs and payment companies, useful themes include payments policy, open banking, CDR, scams, digital identity, PayTo, NPP, consumer protection, licensing, merchant payments, embedded finance and digital asset regulation.
Events and convenings
FinTech Australia hosts Intersekt, a major Australian fintech conference and one of the central events of Fintech Week Australia. Intersekt brings together fintech companies, hubs, accelerators, policymakers, regulators, investors, advisers and ecosystem partners for roundtables, workshops, networking and market discussion.
The association also organises member events, roundtables, workshops, briefings and international engagement opportunities throughout the year.
How to join FinTech Australia
FinTech Australia membership is relevant for fintech companies and ecosystem participants operating in or connected to Australia’s financial technology market.
Who can join
Membership is most relevant for fintech companies active in payments, open data, lending, digital identity, blockchain, regtech, neobanking, wealthtech, insurtech, embedded finance and financial infrastructure.
Service providers, investors, advisers, technology vendors and other organisations supporting Australia’s fintech ecosystem may also be relevant through membership, partnership or sponsorship routes.
FinTech Australia membership tiers and fees
FinTech Australia’s membership fees are tiered based on company size and stage of growth. The structure is designed so fintech startups and larger companies access membership benefits in proportion to their scale.
Companies should confirm current pricing, eligibility, voting rights, working group access and member benefits directly through FinTech Australia’s official membership channels before applying.
What members commit to
Members typically participate in policy discussions, working groups, events, submissions, ecosystem initiatives and knowledge-sharing. Participation may involve contributing expertise, joining consultation responses, attending member meetings and supporting the growth of Australia’s fintech sector.
FAQ
Is FinTech Australia only for startups?
No. FinTech Australia represents a broad fintech ecosystem that includes startups, scale-ups, established fintech companies and supporting organisations. Its membership structure is designed around company size and stage, so both early-stage and mature fintech businesses can participate.
Why is FinTech Australia relevant to payments companies?
FinTech Australia is relevant to payments companies because it works on payments policy, open data, digital identity, scams, PayTo, NPP and consumer protection. These areas affect PSPs, payment facilitators, wallets, merchant payment firms and payment infrastructure providers operating in Australia.
What is Intersekt?
Intersekt is FinTech Australia’s major fintech conference and a central event of Fintech Week Australia. It brings together fintech companies, regulators, policymakers, investors, hubs, accelerators and advisers for market discussion, roundtables, workshops, networking and visibility.
Does FinTech Australia work on open banking?
Yes. Open data and the Consumer Data Right are important policy areas for FinTech Australia. This is relevant to companies building customer-permissioned data services, API-enabled products, account connectivity tools and data-driven financial experiences.
Does FinTech Australia support international companies?
FinTech Australia is primarily focused on the Australian market, but its events and international engagement can be useful for companies entering Australia or building cross-border fintech partnerships.
Is FinTech Australia a payments association?
No. Payments are one of its important policy areas, but FinTech Australia represents the broader fintech ecosystem, including open data, lending, blockchain, regtech, digital identity, neobanking, wealthtech and insurtech.
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