Introduction
Asociación Fintech del Perú is a national fintech association representing Peru’s financial technology ecosystem. Founded in 2017 and based in Lima, it connects fintech companies, financial institutions, regulators, investors, technology providers and ecosystem partners. The association supports fintech development, regulatory dialogue, financial inclusion, innovation and collaboration across Peru’s digital finance market.
What is Asociación Fintech del Perú and who does it represent
Asociación Fintech del Perú, also known as Fintech Perú, represents companies and stakeholders involved in financial technology in Peru. Its ecosystem includes payment firms, lending platforms, embedded finance providers, crypto and digital asset companies, personal finance tools, insurtech firms, regtech providers, wealthtech platforms, technology companies and financial infrastructure providers.
The association acts as a bridge between fintech companies, regulators, financial institutions, investors, academia, media, service providers and other ecosystem participants. It is not a regulator, payment scheme, licensing authority or payment infrastructure operator.
Mission and advocacy focus
Asociación Fintech del Perú works to strengthen Peru’s fintech ecosystem and support the development of innovative financial services. Its role is to connect market participants, promote collaboration, support regulatory dialogue, encourage investment and help fintech companies grow in the Peruvian market.
The association’s advocacy is especially relevant where Peruvian regulation affects digital payments, embedded finance, lending, crypto-assets, open finance, financial inclusion, digital identity, cybersecurity, data, consumer protection and access to capital. Its public positioning emphasises ecosystem building, innovation, technological disruption and strategic connections.
Policy domains
- Fintech regulation and market development — Engagement on Peruvian rules and policy conditions affecting fintech companies and digital financial services.
- Digital payments and wallets — Relevance for PSPs, wallets, acquiring firms, payment processors, payment aggregators, remittance companies and merchant payment providers.
- Embedded finance and financial infrastructure — Work connected to financial services integrated into non-financial platforms, fintech-as-a-service and digital infrastructure.
- Financial inclusion — Support for fintech models that expand access to payments, credit, savings, insurance and investment tools.
- Digital lending and alternative finance — Relevance for online lenders, SME finance providers, credit platforms and crowdfunding-style models.
- Crypto-assets and digital assets — Ecosystem activity around blockchain, crypto services, digital assets and related regulatory developments.
- Cybersecurity, data and consumer trust — Engagement on secure digital finance, fraud prevention, digital identity, personal data, responsible innovation and user protection.
Geographic scope and cross-border reach
Asociación Fintech del Perú primarily focuses on Peru and the Peruvian fintech market. It is most relevant to companies operating in Peru, entering the Peruvian market or seeking engagement with Peruvian fintech companies, regulators, financial institutions, investors and ecosystem partners.
The association also has regional relevance because Peru is part of the wider Latin American fintech ecosystem. Its network and events can be useful for companies tracking regional digital finance trends, partnerships and market opportunities, but the association does not provide licensing, regulatory approval, payment scheme access or formal market-entry authorisation.
Why Asociación Fintech del Perú matters for payments operators
Asociación Fintech del Perú matters for PSPs, wallets, acquiring firms, payment processors, payment aggregators, remittance providers, embedded finance platforms and open finance providers operating in or targeting Peru. Its work helps payment operators follow regulatory developments, understand market changes and connect with Peru’s fintech ecosystem.
For payment firms, the association is especially relevant where payments intersect with wallet adoption, Yape and Plin usage, interoperable payments, merchant acceptance, remittances, financial inclusion, embedded finance, fraud prevention, cybersecurity, consumer protection and digital financial infrastructure. Peru’s payments market is evolving quickly, and fintech firms need channels for industry dialogue and ecosystem visibility.
The teams most likely to follow Asociación Fintech del Perú include policy, legal, compliance, product, partnerships, business development, risk, fraud, marketing, investor relations, government affairs and senior leadership teams. The association does not supervise payment companies, but it helps represent fintech-sector interests in Peru’s financial innovation agenda.
Who runs Asociación Fintech del Perú and who are the members
Asociación Fintech del Perú operates as a fintech association with a board, member companies, ecosystem partners, verticals, events, policy activity and market-development initiatives. Its leadership includes representatives from Peru’s fintech and innovation ecosystem.
The association represents a broad fintech ecosystem rather than one narrow payment vertical. Its network includes startups, scale-ups, established fintech companies, technology providers, financial institutions, investors, advisers and ecosystem partners.
Members and participant categories
Asociación Fintech del Perú’s network is best described by fintech vertical rather than by fixed named-member examples. Its members and ecosystem participants may include several types of companies active in Peru’s digital finance market.
| Category | Typical participants |
|---|---|
| Payment and wallet companies | PSPs, wallets, payment aggregators, acquirers, processors and merchant payment firms |
| Embedded finance providers | Companies integrating payments, credit, insurance or investment services into non-financial platforms |
| Digital lending platforms | Consumer lenders, SME finance providers, credit platforms and alternative finance companies |
| Crypto and digital asset firms | Crypto companies, blockchain infrastructure providers, exchanges and tokenisation platforms |
| Personal finance and wealthtech firms | Savings tools, financial planning platforms, investment technology and wealth management services |
| Insurtech companies | Digital insurance platforms, embedded insurance providers and insurance technology firms |
| Regtech and cybersecurity firms | AML, KYC, fraud prevention, digital identity, risk management and compliance technology providers |
| Ecosystem partners | Banks, investors, technology vendors, law firms, consultancies, universities, media and public-sector partners |
Working groups and committees
Asociación Fintech del Perú supports member collaboration through verticals, events, ecosystem initiatives, policy dialogue, educational activity and market-development programmes. Its activity may cover payments, embedded finance, lending, crypto-assets, open finance, regulation, financial inclusion, cybersecurity, digital identity, investment and fintech market development.
Members may participate in industry dialogue, regulatory discussions, networking, market studies, educational programmes, events and collaborative initiatives designed to strengthen Peru’s fintech sector.
What does Asociación Fintech del Perú publish and who does it influence
Policy and regulatory engagement
Asociación Fintech del Perú engages with Peruvian regulators, policymakers, financial authorities and ecosystem stakeholders on fintech policy and digital finance development. Relevant public-sector audiences may include the SBS, BCRP, securities-market authorities, government bodies and institutions involved in payments, financial innovation, consumer protection and digital finance.
Its influence is strongest where fintech companies need a collective voice on regulation, innovation, financial inclusion, digital payments, embedded finance, open finance, crypto-assets, lending and consumer trust. The association helps translate ecosystem needs into policy dialogue and collaboration.
Research, reports and ecosystem resources
Asociación Fintech del Perú publishes and supports market information, ecosystem updates, vertical resources, event content and educational materials. Its public activity helps explain Peru’s fintech landscape, market trends, regulatory developments and innovation priorities.
For PSPs and payment companies, useful themes include digital payments, wallet adoption, merchant acceptance, interoperable transfers, remittances, embedded finance, financial inclusion, fraud prevention, consumer behaviour and regulatory change.
Events and convenings
Asociación Fintech del Perú organises and participates in fintech events, forums, workshops, roundtables, member meetings and ecosystem initiatives. Its major convening activity includes Perú Fintech Forum, which brings together fintech companies, regulators, financial institutions, investors, technology providers and other market participants.
These events are relevant for payment operators seeking market insight, policy visibility, partnerships and connections across Peru’s fintech ecosystem.
How to join Asociación Fintech del Perú
Asociación Fintech del Perú membership is relevant for fintech companies and ecosystem participants operating in or connected to Peru’s financial technology market.
Who can join
Membership is most relevant for fintech companies active in payments, embedded finance, lending, crypto-assets, regtech, insurtech, wealthtech, digital banking, personal finance, open finance and financial infrastructure.
Financial institutions, technology providers, investors, advisers, universities, media and other organisations supporting the fintech ecosystem may also be relevant through membership, partnership or ecosystem participation routes.
Asociación Fintech del Perú membership tiers and fees
Asociación Fintech del Perú does not publish a simple universal public membership fee table. Costs, categories, benefits and participation routes may vary depending on company type, fintech vertical, size, regulatory status and level of involvement.
Companies should confirm current membership pricing directly with the association before budgeting for participation.
What members commit to
Members typically participate in ecosystem activity, policy dialogue, events, research initiatives, vertical groups, educational programmes and collaboration with other fintech stakeholders. Participation may involve sharing expertise, contributing to market-development discussions, attending events and supporting the growth of Peru’s fintech sector.
Membership does not provide regulatory authorisation, SBS approval, BCRP approval, payment scheme access, bank sponsorship, licensing support or formal market-entry approval.
FAQ
Is Asociación Fintech del Perú a regulator?
No. Asociación Fintech del Perú is not a regulator or supervisory authority. It does not issue licences, supervise financial firms or create binding rules. It is an industry association representing fintech companies and ecosystem stakeholders in Peru’s digital finance market.
Who can join Asociación Fintech del Perú?
Membership is relevant for fintech companies and ecosystem participants active in Peru. This includes payment firms, wallets, embedded finance providers, lenders, crypto companies, regtech firms, insurtech companies, wealthtech platforms, technology providers, investors and organisations supporting fintech development.
How much does Asociación Fintech del Perú membership cost?
Asociación Fintech del Perú does not publish a simple universal public membership fee table. Costs and participation benefits may vary by company type, fintech vertical, regulatory status, size and level of involvement. Companies should confirm current membership pricing directly with the association.
How many members does Asociación Fintech del Perú have?
Asociación Fintech del Perú should not be described with an unverified fixed member count. It represents a member network across Peru’s fintech ecosystem, including companies active in payments, embedded finance, lending, crypto-assets, insurtech, regtech, wealthtech and financial infrastructure.
Why does Asociación Fintech del Perú matter for PSPs?
Asociación Fintech del Perú matters for PSPs because payments are one of Peru’s most active fintech areas. PSPs may follow the association to track wallet adoption, Yape and Plin usage, interoperable payments, merchant acceptance, remittances, fraud prevention, embedded finance and regulatory discussions.
What is Perú Fintech Forum?
Perú Fintech Forum is a major ecosystem event connected to Peru’s fintech sector. It brings together fintech companies, regulators, financial institutions, investors, technology providers and other market participants to discuss digital finance, regulation, innovation, investment and the development of Peru’s fintech market.
Does Asociación Fintech del Perú operate outside Peru?
Asociación Fintech del Perú primarily focuses on Peru, but its work has Latin American relevance. Peru is part of the wider regional fintech ecosystem, and the association’s events and network may be useful for companies tracking regional partnerships, digital finance trends and market opportunities.
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