Atlas
BOI payment
BOI Payment Acceptance (BOIPA) is an alliance between Bank of Ireland and EVO Payments International, a leading global payments processor. We provide a full range of face to face (Point of sale), mobile and online payments solutions. Our goal at BOI Payment Acceptance is to deliver innovative, cost effective payment solutions and exceptional customer service.
BOI Payment Acceptance (BOIPA) is an alliance between Bank of Ireland and EVO Payments International, a leading global payments processor. We provide a full range of face to face (Point of sale), mobile and online payments solutions. Our goal at BOI Payment Acceptance is to deliver innovative, cost effective payment solutions and exceptional customer service.
Paganza
Mobile payment app. Pay all your recurring bills, send money to any contact, and also pay in stores faster with your cell phone. All from the same app. *Send money as easy as you send a WhatsApp* With Paganza you can send money to any contact. You always pay from your cell phone and your contact receives it wherever is most convenient: in Paganza, in their bank account or in Redpagos. You can also request money that is owed to you or split an account between several friends. All from your cell phone and without moving. *Pay and manage all your bills* With the new Paganza, paying all your bills from one place became even more convenient. Expense analysis. Analyze your consumption history in a simple, clear and elegant way. Name your services so they are more familiar to you. Reminders. Paganza searches for your invoices automatically and notifies you so that you don't have any pending payments. Now you can also configure them. At your times.
Mobile payment app. Pay all your recurring bills, send money to any contact, and also pay in stores faster with your cell phone. All from the same app. *Send money as easy as you send a WhatsApp* With Paganza you can send money to any contact. You always pay from your cell phone and your contact receives it wherever is most convenient: in Paganza, in their bank account or in Redpagos. You can also request money that is owed to you or split an account between several friends. All from your cell phone and without moving. *Pay and manage all your bills* With the new Paganza, paying all your bills from one place became even more convenient. Expense analysis. Analyze your consumption history in a simple, clear and elegant way. Name your services so they are more familiar to you. Reminders. Paganza searches for your invoices automatically and notifies you so that you don't have any pending payments. Now you can also configure them. At your times.
Floryn
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
Kabayan
Kabayan Capital Limited trading as Kabayan Remit was incorporated in June 2012 to help our kababayan in the UK safely send money to their loved ones in the Philippines. In 2017 Asenso Remit was incorporated in Canada to provide money transfer services to Filipinos in Canada. Asenso remit is a wholly-owned subsidiary of Kabayan Capital Ltd. UK.
Kabayan Capital Limited trading as Kabayan Remit was incorporated in June 2012 to help our kababayan in the UK safely send money to their loved ones in the Philippines. In 2017 Asenso Remit was incorporated in Canada to provide money transfer services to Filipinos in Canada. Asenso remit is a wholly-owned subsidiary of Kabayan Capital Ltd. UK.
Qonto
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Nationwide
A good way to bank.
A good way to bank.
Isabelgroup
Isabel connects and simplifies the administrative and financial processes of companies, accounting agencies and banks and ensures the smooth and reliable exchange of documents, payments and identifications and automates access to them. The products - Isabel 6 (multi-bank payment platform), Ponto (open banking), Kube (verified corporate data) and IntelliSuite (fraud monitoring) - enable seamless, secure and reliable data and money flows. Trusted by more than 50,000 companies to access a network of more than 2,000 banks, Isabel processes more than 2,300 billion euros annually and the company will celebrate its 30th anniversary in 2025.
At the heart of the Isabel brand lies a distinctive commitment to unify the banking sector, software providers and our customers to build community-powered banking solutions. This Belgian regulated company, headquartered in Brussels and acting under the supervision of the National Bank of Belgium, focuses primarily on the Benelux market.
Isabel connects and simplifies the administrative and financial processes of companies, accounting agencies and banks and ensures the smooth and reliable exchange of documents, payments and identifications and automates access to them. The products - Isabel 6 (multi-bank payment platform), Ponto (open banking), Kube (verified corporate data) and IntelliSuite (fraud monitoring) - enable seamless, secure and reliable data and money flows. Trusted by more than 50,000 companies to access a network of more than 2,000 banks, Isabel processes more than 2,300 billion euros annually and the company will celebrate its 30th anniversary in 2025.
At the heart of the Isabel brand lies a distinctive commitment to unify the banking sector, software providers and our customers to build community-powered banking solutions. This Belgian regulated company, headquartered in Brussels and acting under the supervision of the National Bank of Belgium, focuses primarily on the Benelux market.
Worldfirst
WorldFirst began in 2004 with a mission to enable truly borderless commerce with easy, fast and secure international payments. Today, we’ve empowered over a million businesses to grow in global markets. Our multi-currency World Account lets you send, receive, convert and manage payments easily and competitively across the globe – all from one platform.
WorldFirst began in 2004 with a mission to enable truly borderless commerce with easy, fast and secure international payments. Today, we’ve empowered over a million businesses to grow in global markets. Our multi-currency World Account lets you send, receive, convert and manage payments easily and competitively across the globe – all from one platform.
Exxogate
Global payments
Accept online payments globally using our complete payment solutions and provide your customers with their preferred checkout options.
Global payments
Accept online payments globally using our complete payment solutions and provide your customers with their preferred checkout options.
Fincofex
The world is changing faster than ever before. Technologies are sky rocketing, the levels of comfort are unprecedented, yet the way we store and manage our funds had not really changed.
Bounded by profits and bureaucracy – traditional banks can not keep up with the all increasing pace. Yet we can.
The world is changing faster than ever before. Technologies are sky rocketing, the levels of comfort are unprecedented, yet the way we store and manage our funds had not really changed.
Bounded by profits and bureaucracy – traditional banks can not keep up with the all increasing pace. Yet we can.
Mettle
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Shifttransfer
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
Rendimentopay
Evoluir é essencial. Por isso, a Agillitas que você conhece e confia agora é Rendimento/pay. Uma nova marca, um novo posicionamento, novas oportunidades, mas sem perder a essência. O Rendimento/pay faz parte do Grupo Rendimento, e tem como marca registrada a preservação da transparência em seus relacionamentos, oferecendo soluções de qualidade e sob medida para seus clientes e parceiros. Nossa missão é facilitar a vida das pessoas com soluções de pagamento inovadoras, ágeis e seguras. Somos pioneiros no lançamento de produtos e serviços como cartões de viagem e plataformas para o gerenciamento de cartões corporativos, comissões imobiliárias e muito mais. Sempre sob controles e processos rígidos e em acordo com o Banco Central, viabilizando uma estrutura menos burocrática, com a agilidade de uma fintech.
Evoluir é essencial. Por isso, a Agillitas que você conhece e confia agora é Rendimento/pay. Uma nova marca, um novo posicionamento, novas oportunidades, mas sem perder a essência. O Rendimento/pay faz parte do Grupo Rendimento, e tem como marca registrada a preservação da transparência em seus relacionamentos, oferecendo soluções de qualidade e sob medida para seus clientes e parceiros. Nossa missão é facilitar a vida das pessoas com soluções de pagamento inovadoras, ágeis e seguras. Somos pioneiros no lançamento de produtos e serviços como cartões de viagem e plataformas para o gerenciamento de cartões corporativos, comissões imobiliárias e muito mais. Sempre sob controles e processos rígidos e em acordo com o Banco Central, viabilizando uma estrutura menos burocrática, com a agilidade de uma fintech.
Clearhaus
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
Incomegroup
Committed to making pay work better for companies and employees. Making monthly pay into weekly payments with no additional work for payroll.
Committed to making pay work better for companies and employees. Making monthly pay into weekly payments with no additional work for payroll.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
