Atlas
Onafriq
As a pioneering payments company building the African payments infrastructure for the next 100 years, Onafriq connects businesses to the continent through our global payment network.
We connect over 500 million mobile money wallets, 200 million bank accounts, and 400,000 agents in Nigeria. Our omnichannel network enables domestic and cross-border disbursements and collections, card issuing and processing, agency banking, and treasury services.
By linking mobile money operators, money transfer operators, banks, fintech companies, development organisations, and online and offline merchants to each other, we create a world of financial opportunities.
Our ‘network of networks’, backed by top-notch regulation and offices across Africa and others in the UK, US, and China, sets the stage for simplified access and growth. In 2023, Onafriq was honoured as the Fintech of the Year at the African Banker Awards, a testament to our impact and innovation in the financial sector.
As a pioneering payments company building the African payments infrastructure for the next 100 years, Onafriq connects businesses to the continent through our global payment network.
We connect over 500 million mobile money wallets, 200 million bank accounts, and 400,000 agents in Nigeria. Our omnichannel network enables domestic and cross-border disbursements and collections, card issuing and processing, agency banking, and treasury services.
By linking mobile money operators, money transfer operators, banks, fintech companies, development organisations, and online and offline merchants to each other, we create a world of financial opportunities.
Our ‘network of networks’, backed by top-notch regulation and offices across Africa and others in the UK, US, and China, sets the stage for simplified access and growth. In 2023, Onafriq was honoured as the Fintech of the Year at the African Banker Awards, a testament to our impact and innovation in the financial sector.
Moca
The premier payment company in Vietnam, providing the most innovative mobile payment solution with the best customer experience. Officially licensed here since Feb 2016.
We're passionate and determined to make mobile payment an everyday reality in Vietnam. With our mobile app, you can pay in the physical stores, and online, on the taxi, and on your smartphone, all with the security and convenience far better than cash or the plastic cards.
The premier payment company in Vietnam, providing the most innovative mobile payment solution with the best customer experience. Officially licensed here since Feb 2016.
We're passionate and determined to make mobile payment an everyday reality in Vietnam. With our mobile app, you can pay in the physical stores, and online, on the taxi, and on your smartphone, all with the security and convenience far better than cash or the plastic cards.
Noveba
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Orbitremit
OrbitRemit was established to help get more bang for your buck when sending money overseas. With highly competitive exchange rates and low fees, OrbitRemit gets more of our customers money to its destination.
We are ASIA Pacific’s fastest growing online money transfer company. We’ve been providing fast and secure services since 2008, with a large proportion of our customer base being migrants sending money home to family and friends.
Our customers need to send money fast, and every dollar counts. That’s why they love our market leading technology and quick settlement time, enabling them to easily send money at the best prices.
With a quality 24/7 customer service, we're there to help at every step of the way; knowing on a personal level how important money transfer is.
OrbitRemit was established to help get more bang for your buck when sending money overseas. With highly competitive exchange rates and low fees, OrbitRemit gets more of our customers money to its destination.
We are ASIA Pacific’s fastest growing online money transfer company. We’ve been providing fast and secure services since 2008, with a large proportion of our customer base being migrants sending money home to family and friends.
Our customers need to send money fast, and every dollar counts. That’s why they love our market leading technology and quick settlement time, enabling them to easily send money at the best prices.
With a quality 24/7 customer service, we're there to help at every step of the way; knowing on a personal level how important money transfer is.
Shifttransfer
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
Steadypay
Unlock the power of embedded lending solutions to enhance your services.
Our Lending as a Service (LaaS) platform integrates seamlessly, allowing you to offer tailored credit services to small businesses and individuals.
Improve their creditworthiness, pre-assess eligibility, and provide access to credit with our advanced open banking risk engine. Battle-tested with high approval rates and low defaults, our white-label lending products are configurable, so you only plug in what you need.
Empower your customers’ financial wellbeing and take your services to the next level.
SteadyPay is authorised and regulated by the UK FCA.
Unlock the power of embedded lending solutions to enhance your services.
Our Lending as a Service (LaaS) platform integrates seamlessly, allowing you to offer tailored credit services to small businesses and individuals.
Improve their creditworthiness, pre-assess eligibility, and provide access to credit with our advanced open banking risk engine. Battle-tested with high approval rates and low defaults, our white-label lending products are configurable, so you only plug in what you need.
Empower your customers’ financial wellbeing and take your services to the next level.
SteadyPay is authorised and regulated by the UK FCA.
Unifiedpostgroup
Unifiedpost Group, we revolutionise buying and selling for businesses and governments worldwide, by digitalising financial supply chain processes in our trusted and tax compliant business network.
Our cloud-based open network promotes collaboration, digital interactions, document exchanges, payments and cash flow optimisation. It also enables us and our partners to create additional data-driven services to help organisations grow.
In our trusted network we equip every verified participant with the right tools to digitalise and automate business processes - from payments, to invoicing, to order-to-cash and procure-to-pay. Those tools range from smart mobile and web applications over software integrations all the way to fully documented APIs.
Since our founding in 2001, Unifiedpost Group has grown significantly, expanding to offices in 30+ countries, reaching 1,000,000+ SMEs and 2,500+ corporates.
Unifiedpost Group, we revolutionise buying and selling for businesses and governments worldwide, by digitalising financial supply chain processes in our trusted and tax compliant business network.
Our cloud-based open network promotes collaboration, digital interactions, document exchanges, payments and cash flow optimisation. It also enables us and our partners to create additional data-driven services to help organisations grow.
In our trusted network we equip every verified participant with the right tools to digitalise and automate business processes - from payments, to invoicing, to order-to-cash and procure-to-pay. Those tools range from smart mobile and web applications over software integrations all the way to fully documented APIs.
Since our founding in 2001, Unifiedpost Group has grown significantly, expanding to offices in 30+ countries, reaching 1,000,000+ SMEs and 2,500+ corporates.
Uphold
Founded in 2013, Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank.
Covering over 300 assets, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems.
The Uphold Mobile App features our ‘Anything-to-Anything’ interface, which enables you to fund your account, send money to friends and family abroad, or trade directly between more than 60 cryptos, national currencies and metals, using just one screen.
Our open API makes it possible for third-party developers to build sophisticated financial products on top of Uphold. Through our partners, you can earn interest on your holdings, get paid in crypto, or donate to charities using any supported currencies.
Founded in 2013, Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank.
Covering over 300 assets, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems.
The Uphold Mobile App features our ‘Anything-to-Anything’ interface, which enables you to fund your account, send money to friends and family abroad, or trade directly between more than 60 cryptos, national currencies and metals, using just one screen.
Our open API makes it possible for third-party developers to build sophisticated financial products on top of Uphold. Through our partners, you can earn interest on your holdings, get paid in crypto, or donate to charities using any supported currencies.
Vallettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
ZTL
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
Pay Momentum
At Pay Momentum, we're the driving force behind a groundbreaking payment processing revolution. Our cutting-edge technology sets new industry standards with the highest approval rates, even in the most challenging markets.
Pay Momentum is more than just a solution; it's a game-changer. We've redefined payment processing, utilizing advanced algorithms and innovative strategies to ensure seamless transactions. Our unwavering commitment to precision and reliability empowers businesses to navigate tough markets with ease, unlocking previously untapped revenue streams.
With Pay Momentum, businesses can thrive in the most demanding environments, thanks to our transformative approach to payment processing. Join us in reshaping the future of payments and achieving unparalleled success. Together, we're unlocking new horizons in finance and commerce, and Pay Momentum is leading the way.
At Pay Momentum, we're the driving force behind a groundbreaking payment processing revolution. Our cutting-edge technology sets new industry standards with the highest approval rates, even in the most challenging markets.
Pay Momentum is more than just a solution; it's a game-changer. We've redefined payment processing, utilizing advanced algorithms and innovative strategies to ensure seamless transactions. Our unwavering commitment to precision and reliability empowers businesses to navigate tough markets with ease, unlocking previously untapped revenue streams.
With Pay Momentum, businesses can thrive in the most demanding environments, thanks to our transformative approach to payment processing. Join us in reshaping the future of payments and achieving unparalleled success. Together, we're unlocking new horizons in finance and commerce, and Pay Momentum is leading the way.
Digimeth
Digital Method is a software development company specialising in payment technology. The company is located in London, United Kingdom.
Our mission is to assemble a highly qualified team to provide customers with a speedy and exciting online payment experience. Our employees constantly update their skills, work in a favourable atmosphere and get perks.
Digital Method is a software development company specialising in payment technology. The company is located in London, United Kingdom.
Our mission is to assemble a highly qualified team to provide customers with a speedy and exciting online payment experience. Our employees constantly update their skills, work in a favourable atmosphere and get perks.
PostFinance
PostFinance Ltd is one of Switzerland’s leading retail financial institutions. We are a diversified, innovation-driven financial service provider. At PostFinance, you’ll work on current and future ways of managing Switzerland’s money, helping to drive the digitization of the Swiss financial sector forward.
We offer our customers fresh solutions and smart money-related innovations. We achieve this thanks to our unique culture, which enables us to work with a pioneering spirit every day. We treat each other as equals at all times, regardless of where we are on the company hierarchy. Because working in an agile environment is fun.
PostFinance Ltd is one of Switzerland’s leading retail financial institutions. We are a diversified, innovation-driven financial service provider. At PostFinance, you’ll work on current and future ways of managing Switzerland’s money, helping to drive the digitization of the Swiss financial sector forward.
We offer our customers fresh solutions and smart money-related innovations. We achieve this thanks to our unique culture, which enables us to work with a pioneering spirit every day. We treat each other as equals at all times, regardless of where we are on the company hierarchy. Because working in an agile environment is fun.
Paytora
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Kashing
Kashing: Unattendend payments in a box. Contacless payments for vending machines, kiddies rides, photo booths, roadside retail, pool tables, car washes, laundromats. SEE IT. TAP IT. USE IT Our payment technology streamlines and secures all your payment needs so you can offer your customers the best payment choices – whether they’d prefer to pay online, over the phone or face-to-face.
Kashing: Unattendend payments in a box. Contacless payments for vending machines, kiddies rides, photo booths, roadside retail, pool tables, car washes, laundromats. SEE IT. TAP IT. USE IT Our payment technology streamlines and secures all your payment needs so you can offer your customers the best payment choices – whether they’d prefer to pay online, over the phone or face-to-face.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
