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Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Espertopay
espertopay.com China
Your payments in one place From checking accounts to savings, credit cards, and more, personal finances can be tricky. EspertoPay's mission is to make it simple to manage everything from one place. While high risk payment processing can be more complex and expensive than traditional payment processing, We enable businesses in high risk industries to safely accept payments and operate within the boundaries of legal and regulatory frameworks.
Your payments in one place From checking accounts to savings, credit cards, and more, personal finances can be tricky. EspertoPay's mission is to make it simple to manage everything from one place. While high risk payment processing can be more complex and expensive than traditional payment processing, We enable businesses in high risk industries to safely accept payments and operate within the boundaries of legal and regulatory frameworks.
FlashPay
flashpay.money Indonesia
We are a dynamic and international team with headquarter in Bangkok. FlashPay is a Fintech company of Flash group with Thailand payment licenses issued by BOT. We aim to enable the digital transformation for merchants in Thailand on the basis of premier payment system. With advance technology, FlashPay offers stable and secure technology. Contact us 24 hours and 7 days a week for the best customer service. FlashPay builds an ecosystem of digital platforms and offers personalized solution for different user respectively, and will further expand the scope of our service according to industry needs.
We are a dynamic and international team with headquarter in Bangkok. FlashPay is a Fintech company of Flash group with Thailand payment licenses issued by BOT. We aim to enable the digital transformation for merchants in Thailand on the basis of premier payment system. With advance technology, FlashPay offers stable and secure technology. Contact us 24 hours and 7 days a week for the best customer service. FlashPay builds an ecosystem of digital platforms and offers personalized solution for different user respectively, and will further expand the scope of our service according to industry needs.
Ikajo
ikajo.com Netherlands
International Payment Service Provider with subsidiaries in Europe, Asia and Latin America. We span the globe with over 200 direct integrated acquiring solutions on all continents. We support a wide range of debit cards, credit cards, bank2bank, e-wallets and mobile payment solutions.
International Payment Service Provider with subsidiaries in Europe, Asia and Latin America. We span the globe with over 200 direct integrated acquiring solutions on all continents. We support a wide range of debit cards, credit cards, bank2bank, e-wallets and mobile payment solutions.
Fondy
fondy.ua United Kingdom
Fondy simplifies online payment processing in an affordable way. Our end-to-end solutions enable entrepreneurs, merchants, e-commerce, marketplaces and businesses to accept online payments globally, in 150 currencies, through a simple API integration. With our options, businesses can start accepting online payments through websites, apps and social media platforms and offer customers a wide range of local payment methods including, bank transfers, debit and credit cards and e-wallets, such as Apple and Google Pay. Sellers can offer their customers a seamless online payment experience using our checkout page or white label solution on their website, or redirect their customers to the Fondy platform to proceed with their payments.
Fondy simplifies online payment processing in an affordable way. Our end-to-end solutions enable entrepreneurs, merchants, e-commerce, marketplaces and businesses to accept online payments globally, in 150 currencies, through a simple API integration. With our options, businesses can start accepting online payments through websites, apps and social media platforms and offer customers a wide range of local payment methods including, bank transfers, debit and credit cards and e-wallets, such as Apple and Google Pay. Sellers can offer their customers a seamless online payment experience using our checkout page or white label solution on their website, or redirect their customers to the Fondy platform to proceed with their payments.
PayHub
payhubpayments.com United States
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly. Let’s build something great—together.
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly. Let’s build something great—together.
OpenPayd
openpayd.com Malta
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
Tilopay
tilopay.com Costa Rica
We provide payment orchestration and processing for Central America and the Caribbean.
We provide payment orchestration and processing for Central America and the Caribbean.
Hipay
hipay.mn Mongolia
‘’Hipay’’ LLC was established on the 20th of April, 2018 with a mission to lead the Mongolian E-commerce, comprehensive payment system. We are implementing the Mongolian first-ever payment gateway service based on the latest technology which complied with international standards. We provide flexible payment gateway software with highly competitive rates to local E-commerce business providers.
‘’Hipay’’ LLC was established on the 20th of April, 2018 with a mission to lead the Mongolian E-commerce, comprehensive payment system. We are implementing the Mongolian first-ever payment gateway service based on the latest technology which complied with international standards. We provide flexible payment gateway software with highly competitive rates to local E-commerce business providers.
Nicepay
nicepay.co.id Indonesia
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business. NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions. The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business. NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions. The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
Elavon
elavon.com United States
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively. Elavon: reviews Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience. Elavon: competitors Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively. Elavon: reviews Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience. Elavon: competitors Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Midtrans
midtrans.com Indonesia
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business. Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS. For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business. Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS. For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
Monnet Payments
monnetpayments.com Peru
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
Fintoc
fintoc.com Chile
Fintoc is a robust platform for managing all your payments in real time — both in cash, with access to over 13,000 collection points, and via bank transfers, through a direct connection to SPEI.
Fintoc is a robust platform for managing all your payments in real time — both in cash, with access to over 13,000 collection points, and via bank transfers, through a direct connection to SPEI.
Razorpay
razorpay.com India
Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money. #OutgrowOrdinary We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money. #OutgrowOrdinary We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Esfero
esfero.io Brazil
Receive payments online and manage your sales with the best payment providers in Latin America. Meet the needs of your audience and increase customer satisfaction. Our payment solutions provide an optimized experience and are adaptable to the constan
Receive payments online and manage your sales with the best payment providers in Latin America. Meet the needs of your audience and increase customer satisfaction. Our payment solutions provide an optimized experience and are adaptable to the constan
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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