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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
Xtransfer
xtransfer.com China
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China. XTransfer partners with well-known international banks and financial institutions.
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China. XTransfer partners with well-known international banks and financial institutions.
Fibonatix
fibonatix.com United Kingdom
Being able to receive payments is the lifeline of every business. You can have the best product or service in the world, the best marketing and sales people, and loyal customers queuing up outside your store, but if they can’t pay, it’s all in vain. We are FIBONATIX – We Help Businesses Grow We provide a variety of customisable, best-in-class payment solutions for your business. But we aren’t just a service provider; we’re your partner and companion on your journey to success. No matter what struggles and challenges you might face, you can rest assured that you have the undivided attention, flexibility and personal support of a dedicated payments expert by your side at all times to steer you away from potential risks and towards certain gains. We’ve spent years helping the best and the biggest become even better and bigger, and throughout that time, we’ve made it our goal to know everything there is to know about global payments.
Being able to receive payments is the lifeline of every business. You can have the best product or service in the world, the best marketing and sales people, and loyal customers queuing up outside your store, but if they can’t pay, it’s all in vain. We are FIBONATIX – We Help Businesses Grow We provide a variety of customisable, best-in-class payment solutions for your business. But we aren’t just a service provider; we’re your partner and companion on your journey to success. No matter what struggles and challenges you might face, you can rest assured that you have the undivided attention, flexibility and personal support of a dedicated payments expert by your side at all times to steer you away from potential risks and towards certain gains. We’ve spent years helping the best and the biggest become even better and bigger, and throughout that time, we’ve made it our goal to know everything there is to know about global payments.
Monnet Payments
monnetpayments.com Peru
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
Tonder
tonder.io Mexico
Our payments infrastructure enables companies to process card payments, local payment methods, and cash payments across Latin America with a single API and one contract.
Our payments infrastructure enables companies to process card payments, local payment methods, and cash payments across Latin America with a single API and one contract.
Secupay
secupay.com Germany
secupay AG, based in Pulsnitz near Dresden, is the largest owner-managed payment institution approved by BaFin. Founded in 2000 by Hans-Peter Weber as a provider of EC terminals, the company has evolved with the ever-changing demands of the payment market into a specialist for tailored payment and loyalty solutions online, offline, and cross-channel, for brick-and-mortar retail, eCommerce, and sophisticated marketplace and platform businesses. This enables secupay to provide a seamless and secure payment experience for every sales channel—both for merchants and their customers. With its loyalty division "secucard," secupay offers customer retention solutions for both physical and online retail. Coupons, vouchers, or customer cards with customizable loyalty programs can be accepted contactlessly or through optical capture of card data at the POS via cash register, tablet, or terminal.
secupay AG, based in Pulsnitz near Dresden, is the largest owner-managed payment institution approved by BaFin. Founded in 2000 by Hans-Peter Weber as a provider of EC terminals, the company has evolved with the ever-changing demands of the payment market into a specialist for tailored payment and loyalty solutions online, offline, and cross-channel, for brick-and-mortar retail, eCommerce, and sophisticated marketplace and platform businesses. This enables secupay to provide a seamless and secure payment experience for every sales channel—both for merchants and their customers. With its loyalty division "secucard," secupay offers customer retention solutions for both physical and online retail. Coupons, vouchers, or customer cards with customizable loyalty programs can be accepted contactlessly or through optical capture of card data at the POS via cash register, tablet, or terminal.
Pay2Play
pay2play.io United States
Pay2Play is an entertainment company with a primary focus on the esports and gaming industry. Our primary mission is to provide an environment where gamers can create wagers and compete against one another inside any game. We aim to develop a platform for esport professionals and regular gamers alike to cultivate new gaming experiences and social interactions. We operate on the premise that the future of the gaming world will be built using blockchain technologies and monetized via cryptopayments.
Pay2Play is an entertainment company with a primary focus on the esports and gaming industry. Our primary mission is to provide an environment where gamers can create wagers and compete against one another inside any game. We aim to develop a platform for esport professionals and regular gamers alike to cultivate new gaming experiences and social interactions. We operate on the premise that the future of the gaming world will be built using blockchain technologies and monetized via cryptopayments.
EcoPayz
ecopayz.com United Kingdom
EcoPayz is a global payment solutions provider offering instant, safe and convenient payment services to customers and businesses across the globe. With a decade and a half of expertise, we pride ourselves on our ever evolving payment products. Our ethos is to always listen to our customers and commit to providing the best service and solutions. Since its foundation, ecoPayz has successfully provided end-to-end, account and card-based payment solutions to businesses and individuals worldwide, offering an instant, safe and fast means of moving money around the world.
EcoPayz is a global payment solutions provider offering instant, safe and convenient payment services to customers and businesses across the globe. With a decade and a half of expertise, we pride ourselves on our ever evolving payment products. Our ethos is to always listen to our customers and commit to providing the best service and solutions. Since its foundation, ecoPayz has successfully provided end-to-end, account and card-based payment solutions to businesses and individuals worldwide, offering an instant, safe and fast means of moving money around the world.
PayHub
payhubpayments.com United States
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly. Let’s build something great—together.
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly. Let’s build something great—together.
Wiserpay
wiserpay.com United Kingdom
Wiserpay is a comprehensive online payment solution provider specializing in high-risk markets. We offer advanced payment processing services worldwide, Our solutions include 24/7 technical support, fraud protection, and a dedicated acquiring team to ensure successful transactions and minimal declines. Wiserpay emphasizes swift and seamless integration, PCI DSS compliance, and secure server-to-server integrations for enhanced transaction safety. we aim to be a leading, stable payment service provider in their market.
Wiserpay is a comprehensive online payment solution provider specializing in high-risk markets. We offer advanced payment processing services worldwide, Our solutions include 24/7 technical support, fraud protection, and a dedicated acquiring team to ensure successful transactions and minimal declines. Wiserpay emphasizes swift and seamless integration, PCI DSS compliance, and secure server-to-server integrations for enhanced transaction safety. we aim to be a leading, stable payment service provider in their market.
Smartfastpay
smartfastpay.com Brazil
SmartFastPay is a Brazilian company that processes payments to national and international companies. We process payments in local currency or specific market solutions. Our mission is to simplify processes, reduce abusive fees, make the connection with merchants more flexible and offer the best support to you and your end customer. From anywhere, anytime, connecting people and companies 24 hours a day!   A SmartFastPay é uma empresa brasileira que processa pagamentos a empresas nacionais e internacionais. Processamos pagamentos em moeda local ou soluções especificas do mercado. Nossa missão é descomplicar os processos, reduzir tarifas abusivas, flexibilizar a conexão com os merchants e oferecer o melhor do suporte a você e seu cliente final. De qualquer lugar a qualquer momento, conectando pessoas e empresas 24 horas por dia!
SmartFastPay is a Brazilian company that processes payments to national and international companies. We process payments in local currency or specific market solutions. Our mission is to simplify processes, reduce abusive fees, make the connection with merchants more flexible and offer the best support to you and your end customer. From anywhere, anytime, connecting people and companies 24 hours a day!   A SmartFastPay é uma empresa brasileira que processa pagamentos a empresas nacionais e internacionais. Processamos pagamentos em moeda local ou soluções especificas do mercado. Nossa missão é descomplicar os processos, reduzir tarifas abusivas, flexibilizar a conexão com os merchants e oferecer o melhor do suporte a você e seu cliente final. De qualquer lugar a qualquer momento, conectando pessoas e empresas 24 horas por dia!
PayQuest
payquest.com.br Brazil
PIX - BRAZIL < At PayQuest, we deliver the premier cross-border mass payments platform, seamlessly connecting Brazilian consumers and businesses with global companies through PIX, a payment method created by Brazilian Central Bank, used by ≈80% of the population, which is fast, secure, scalable, private, 24/7/365, and FREE of chargebacks.
PIX - BRAZIL < At PayQuest, we deliver the premier cross-border mass payments platform, seamlessly connecting Brazilian consumers and businesses with global companies through PIX, a payment method created by Brazilian Central Bank, used by ≈80% of the population, which is fast, secure, scalable, private, 24/7/365, and FREE of chargebacks.
Paysafe
paysafe.com United Kingdom
Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.
Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.
Elavon
elavon.com United States
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively. Elavon: reviews Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience. Elavon: competitors Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively. Elavon: reviews Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience. Elavon: competitors Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Oldmoney
oldmoney.group Kazakhstan
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions. We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions. We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Gatewaypay
gatewaypay.io United Kingdom
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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