Atlas
Netopia-payments
NETOPIA Payments: SMS, card, mobile payments. We believe in epic innovation combined with top edge technology. This is how our Utopia became NETOPIA Payments - Romania’s biggest payment player. More than 25,000 top merchants use our services: SMS, card & mobile payments.
In 2013 we proudly launched the offline and online payments vanguard: mobilPay Wallet - the most awarded payment solution in Romania, and the first Romanian tech product awarded and recognized by Silicon Valley, the first Romanian digital wallet allows users to make instant payments from the app or by scanning the QR code displayed at the cash registers or on the payment page of online stores.
NETOPIA Payments: SMS, card, mobile payments. We believe in epic innovation combined with top edge technology. This is how our Utopia became NETOPIA Payments - Romania’s biggest payment player. More than 25,000 top merchants use our services: SMS, card & mobile payments.
In 2013 we proudly launched the offline and online payments vanguard: mobilPay Wallet - the most awarded payment solution in Romania, and the first Romanian tech product awarded and recognized by Silicon Valley, the first Romanian digital wallet allows users to make instant payments from the app or by scanning the QR code displayed at the cash registers or on the payment page of online stores.
Access PaySuite
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth.
Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid.
That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth.
Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid.
That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
Lubee
Specialist in temporary rental of payment systems for events, hospitality, and retail. Available from just 1 day and, if desired, within 3 hours. 24/7 service. Lubee is certified for its services by the Dutch Payment Association and independently processes payment transactions.
Specialist in temporary rental of payment systems for events, hospitality, and retail. Available from just 1 day and, if desired, within 3 hours. 24/7 service. Lubee is certified for its services by the Dutch Payment Association and independently processes payment transactions.
Iqmoney
Our story, which began in 2018 with software development, became a company in 2019, planning activities in the payment services sector and drawing strength from the thousands of years of heritage of Anatolia. With its advanced solutions, customer-focused approach, strong infrastructure, and experienced personnel, IQ MONEY aims to be a reliable partner in the industry. We aim to become a well-known company both in Turkey and globally, achieving our growth targets in a short time. Having respect and trust comes from "making a lasting impact." With this awareness, our main goal is to contribute to making Turkey a country that exports technology and knowledge in the field of payment systems.
TCMB LICENSE – We operate as a licensed payment institution under the Law No. 6493, with our license from the Central Bank of the Republic of Turkey (TCMB).
PCI DSS CERTIFICATION – As IQ Money, we hold the PCI Data Security Standard certification.
Our story, which began in 2018 with software development, became a company in 2019, planning activities in the payment services sector and drawing strength from the thousands of years of heritage of Anatolia. With its advanced solutions, customer-focused approach, strong infrastructure, and experienced personnel, IQ MONEY aims to be a reliable partner in the industry. We aim to become a well-known company both in Turkey and globally, achieving our growth targets in a short time. Having respect and trust comes from "making a lasting impact." With this awareness, our main goal is to contribute to making Turkey a country that exports technology and knowledge in the field of payment systems.
TCMB LICENSE – We operate as a licensed payment institution under the Law No. 6493, with our license from the Central Bank of the Republic of Turkey (TCMB).
PCI DSS CERTIFICATION – As IQ Money, we hold the PCI Data Security Standard certification.
QNB Finansbank
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016.
Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012.
In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016.
Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012.
In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
Airplus
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
Spemai
Intelligence sales automation for social commerce businesses
Intelligence sales automation for social commerce businesses
SHOPEEPAY
ShopeePay is SeaMoney’s mobile wallet, which provides users with easy access to digital payment services. ShopeePay allow users to make online payments, top up their wallet, transfer and withdraw funds, and make payments offline at thousands of our merchant partner locations, offering users a seamless shopping experience.
ShopeePay is SeaMoney’s mobile wallet, which provides users with easy access to digital payment services. ShopeePay allow users to make online payments, top up their wallet, transfer and withdraw funds, and make payments offline at thousands of our merchant partner locations, offering users a seamless shopping experience.
Signetpay
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
AllPay
As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over £9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.
As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over £9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.
Paychoice
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business.
Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business.
Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Netstars
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
Moneytech Payments
More. It's what we're all about. More finance to help you grow. More expertise to make sure it happens. More inventive financial solutions to make things simpler. And more listening so we can customise, or even develop, the perfect financial solution for your business. More frees you from your day-to-day worries so you can get on with the business of growth. And we're driven by a burning desire to help you accelerate that growth.
We're Moneytech. Business Lending Simplified.
More. It's what we're all about. More finance to help you grow. More expertise to make sure it happens. More inventive financial solutions to make things simpler. And more listening so we can customise, or even develop, the perfect financial solution for your business. More frees you from your day-to-day worries so you can get on with the business of growth. And we're driven by a burning desire to help you accelerate that growth.
We're Moneytech. Business Lending Simplified.
INSOLUTIONS GLOBAL
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Youcloudpayment
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers.
Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers.
Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
