Atlas
Yotta
UK's first ethical payments platform to replace cards in consumer payments, both face-to-face and online. Naturally more sustainable for the environment and much cheaper for merchants, we are on the way to free the economy from the self-imposed 'plastic cards tax', which takes up to 10% of businesses' net margin. Merchants are saving up to 90% of processing fees with Yotta Pay. Customers make a step towards a better planet with each payment not using plastic, batteries, mains power, or paper receipts. No app download on the client side.
UK's first ethical payments platform to replace cards in consumer payments, both face-to-face and online. Naturally more sustainable for the environment and much cheaper for merchants, we are on the way to free the economy from the self-imposed 'plastic cards tax', which takes up to 10% of businesses' net margin. Merchants are saving up to 90% of processing fees with Yotta Pay. Customers make a step towards a better planet with each payment not using plastic, batteries, mains power, or paper receipts. No app download on the client side.
PAY4
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
HowPeoplePay
Payment Service Provider HowPeoplePay
HowPeoplePay.com is a Payment Service Provider (PSP), founded in 2011 by a dedicated international team of experienced payment processing professionals. As a Payment Service Provider we offer merchants online services for accepting electronic payments.
Full Payment Service
HowPeoplePay.com is a collecting Payment Service Provider. This means we take care of your full administration and the payouts of the transactions. We already have contracted all the main acquirers for you. This gives you direct access to all the main payment methods for advantageous rates.
Safe and secure
At HowPeoplePay.com, we understand that managing payments requires an extremely high degree of trust. Therefore we make sure that our system always meets the highest standards. Our payment platform is fully PCI DSS compliant and meets the highest safety requirements of Visa and MasterCard. HowPeoplePay.com is certified by Currence (iDEAL).
Payment Service Provider HowPeoplePay
HowPeoplePay.com is a Payment Service Provider (PSP), founded in 2011 by a dedicated international team of experienced payment processing professionals. As a Payment Service Provider we offer merchants online services for accepting electronic payments.
Full Payment Service
HowPeoplePay.com is a collecting Payment Service Provider. This means we take care of your full administration and the payouts of the transactions. We already have contracted all the main acquirers for you. This gives you direct access to all the main payment methods for advantageous rates.
Safe and secure
At HowPeoplePay.com, we understand that managing payments requires an extremely high degree of trust. Therefore we make sure that our system always meets the highest standards. Our payment platform is fully PCI DSS compliant and meets the highest safety requirements of Visa and MasterCard. HowPeoplePay.com is certified by Currence (iDEAL).
Vitessepsp
Vitesse is an integrated treasury and payment service provider crafted for the insurance sector. Its award-winning global payment network ensures fast and full-value payouts to claimants and has facilitated more than $10 billion across 200+ countries and currencies. With services that optimise claim funds and expedite claim payments, Vitesse has brought back hundreds of millions of claim funds to insurers' balance sheets and helped MGAs and TPAs streamline their claim funds management and disbursements to claimants.
Vitesse employs over 175+ people across its London headquarters, Europe, and the US. In May 2024, the company secured $93 million in Series C funding to accelerate its US expansion and product development.
Vitesse is an integrated treasury and payment service provider crafted for the insurance sector. Its award-winning global payment network ensures fast and full-value payouts to claimants and has facilitated more than $10 billion across 200+ countries and currencies. With services that optimise claim funds and expedite claim payments, Vitesse has brought back hundreds of millions of claim funds to insurers' balance sheets and helped MGAs and TPAs streamline their claim funds management and disbursements to claimants.
Vitesse employs over 175+ people across its London headquarters, Europe, and the US. In May 2024, the company secured $93 million in Series C funding to accelerate its US expansion and product development.
Ronghan UK
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
Qliro
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
Paylink
We build multi-award-winning digital affordability solutions for the lending, mortgage, and debt management sectors. Our software has been adopted by major UK lenders and utility providers- and assists thousands of customers every day.
We build multi-award-winning digital affordability solutions for the lending, mortgage, and debt management sectors. Our software has been adopted by major UK lenders and utility providers- and assists thousands of customers every day.
Paygreen
PayGreen is a French payment solution aimed at e-commerce. We have a simple goal: to ensure that every transaction has a positive impact on society and the environment.
PayGreen is a French payment solution aimed at e-commerce. We have a simple goal: to ensure that every transaction has a positive impact on society and the environment.
Simplepartner
Since November 2015, the SimplePay online card payment system has been available to e-commerce merchants. Through this service, online shoppers and merchants can access an expanded version of online card payments, enriched with additional services.
Developed and operated by OTP Mobil Kft., the SimplePay online card payment system offers a seamless connection and a ready-to-use, versatile platform. It includes convenience features that can positively impact both the speed of payment integration and the number of customers and transactions.
We strive to create new market opportunities, making online shopping fast, convenient, and reliable in the world of e-commerce. The success of SimplePay is evidenced by the fact that, in its first year of operation, over 2,000 merchants chose it as their online payment service provider.
Since November 2015, the SimplePay online card payment system has been available to e-commerce merchants. Through this service, online shoppers and merchants can access an expanded version of online card payments, enriched with additional services.
Developed and operated by OTP Mobil Kft., the SimplePay online card payment system offers a seamless connection and a ready-to-use, versatile platform. It includes convenience features that can positively impact both the speed of payment integration and the number of customers and transactions.
We strive to create new market opportunities, making online shopping fast, convenient, and reliable in the world of e-commerce. The success of SimplePay is evidenced by the fact that, in its first year of operation, over 2,000 merchants chose it as their online payment service provider.
Paybull
Founded at the end of 2018, PayBull is a payment and electronic money institution that provides digital wallet and payment service solutions to both individual and corporate customers, aiming to meet all their financial needs. The company is certified with the globally recognized high-security standard PCI DSS.
Founded at the end of 2018, PayBull is a payment and electronic money institution that provides digital wallet and payment service solutions to both individual and corporate customers, aiming to meet all their financial needs. The company is certified with the globally recognized high-security standard PCI DSS.
Payme
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
Xalqbank
"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.
"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.
Getchip
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
Hbmoneytransfer
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
Spendee
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
