Atlas
Centralpay
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Cashfree
Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
Justipay
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Starling Bank
We built Britain’s first digital bank.
One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too).
We’re changing banking for good.
Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
We built Britain’s first digital bank.
One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too).
We’re changing banking for good.
Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
Modo
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
Payswix EU
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Tealit
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Terms.tech
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Akonihub
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Bankingly
Bankingly is a platform that allows all financial institutions to have their own online and mobile Banking. Through these channels, your customers will be able to operate and interact with your institution in different ways: making internal, national, and international transfers, checking balances and movements of accounts, paying local services, managing their credit cards, requesting loans, and other custom products and services. More than 100 institutions throughout Latin America and Africa trust their digital channels to us.
Bankingly is a platform that allows all financial institutions to have their own online and mobile Banking. Through these channels, your customers will be able to operate and interact with your institution in different ways: making internal, national, and international transfers, checking balances and movements of accounts, paying local services, managing their credit cards, requesting loans, and other custom products and services. More than 100 institutions throughout Latin America and Africa trust their digital channels to us.
GHL
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Uqpay
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
Blackcatcard
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Paymentus
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
