Atlas
Efirstbank
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
Kogopay
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Ifthenpay
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Monzo Bank
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Holvi
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Billplz
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
Billplz provides payment services for merchants to pay and get paid fastest, at the lowest cost possible. The services that Billplz provide are API, Billing, Payment Form, Mass Payments and Real Time Settlement. API is our core-focus, which is designed for developers to integrate Billplz online payment system seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia, Digi, JomParking and thousands more.
Seven seas finance
As a global FinTech company Seven Seas Finance provides an exclusive online banking platform for e-commerce and traders, individuals and businesses, from Europe and China. Seven Seas Finance services include Personal/Business Accounts, Local Payment Collection in EUR and GBP, SEPA EUR Payments, Cross-Border SWIFT Payments, Currency Exchange and Payment Cards. We are constantly expanding our products. Seven Seas Finance is a trademark of Seven Seas Europe Ltd. - a licensed Electronic Money Institution (License no. 22) by the Central Bank of Lithuania (Lietuvos bankas) allowing it to provide financial services in all European Union countries. Seven Seas Europe Ltd. is a part of Seven Seas Global Group, established in Hong Kong in 2017. Seven Seas Global Group Ltd. has offices in Vilnius in Lithuania, Shanghai, Guangzhou and Hong Kong in China.
As a global FinTech company Seven Seas Finance provides an exclusive online banking platform for e-commerce and traders, individuals and businesses, from Europe and China. Seven Seas Finance services include Personal/Business Accounts, Local Payment Collection in EUR and GBP, SEPA EUR Payments, Cross-Border SWIFT Payments, Currency Exchange and Payment Cards. We are constantly expanding our products. Seven Seas Finance is a trademark of Seven Seas Europe Ltd. - a licensed Electronic Money Institution (License no. 22) by the Central Bank of Lithuania (Lietuvos bankas) allowing it to provide financial services in all European Union countries. Seven Seas Europe Ltd. is a part of Seven Seas Global Group, established in Hong Kong in 2017. Seven Seas Global Group Ltd. has offices in Vilnius in Lithuania, Shanghai, Guangzhou and Hong Kong in China.
Modo
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Uqpay
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
Payment rush
Supercharge your business with the all-powerful Payment Gateway
Rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using PaymentRush developer platform means less maintenance for legacy systems and more focus on customer and product experience
Supercharge your business with the all-powerful Payment Gateway
Rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using PaymentRush developer platform means less maintenance for legacy systems and more focus on customer and product experience
WinPay
Winpay is a payment gateway service for your online business solutions. Winpay provides financial technology-based services with a complete range of online payment options to enhance your transactions and online business.
Winpay is a payment gateway service for your online business solutions. Winpay provides financial technology-based services with a complete range of online payment options to enhance your transactions and online business.
Melements
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
