Atlas
Ibanfirst
Founded in 2016, iBanFirst has quickly established itself as the leading alternative for businesses that trade and carry out international payments. iBanFirst offers a next-generation cross-border payment experience that combines a powerful platform and the support of FX experts. With iBanFirst, executives and finance teams can get direct access to currency markets, receive, send and track payments and develop tailored hedging strategies.
With more than 350 employees in 10 European countries, processing a volume of transactions worth more than €1.4 billion each month, and listed by the Financial Times as one of Europe's fastest growing companies, iBanFirst became in less than 10 years a trusted partner for SMEs across borders.
iBanFirst has the financial backing of the French public investment bank (bpiFrance), European venture capital leaders (Elaia, Xavier Niel), and the American investment fund Marlin Equity Partners (more than 8 billion dollars of capital under management).
Founded in 2016, iBanFirst has quickly established itself as the leading alternative for businesses that trade and carry out international payments. iBanFirst offers a next-generation cross-border payment experience that combines a powerful platform and the support of FX experts. With iBanFirst, executives and finance teams can get direct access to currency markets, receive, send and track payments and develop tailored hedging strategies.
With more than 350 employees in 10 European countries, processing a volume of transactions worth more than €1.4 billion each month, and listed by the Financial Times as one of Europe's fastest growing companies, iBanFirst became in less than 10 years a trusted partner for SMEs across borders.
iBanFirst has the financial backing of the French public investment bank (bpiFrance), European venture capital leaders (Elaia, Xavier Niel), and the American investment fund Marlin Equity Partners (more than 8 billion dollars of capital under management).
Mbna
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
Moneymatrix
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
MoneyGram
MoneyGram is a global leader in cross-border P2P payments and money transfers. Its consumer-centric capabilities enable family and friends to quickly and affordably send money in more than 200 countries and territories, with more than 75 countries now digitally enabled.
MoneyGram leverages its modern, mobile, and API-driven platform and collaborates with the world's leading brands to serve millions of people each year through both its walk-in business and its direct-to-consumer digital business.
With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, MoneyGram is leading the evolution of digital P2P payments.
MoneyGram is a global leader in cross-border P2P payments and money transfers. Its consumer-centric capabilities enable family and friends to quickly and affordably send money in more than 200 countries and territories, with more than 75 countries now digitally enabled.
MoneyGram leverages its modern, mobile, and API-driven platform and collaborates with the world's leading brands to serve millions of people each year through both its walk-in business and its direct-to-consumer digital business.
With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, MoneyGram is leading the evolution of digital P2P payments.
Moneytrans
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
Qonto
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Mukuru
Mukuru is one of the largest money transfer providers in Africa and a leading Next Gen Financial Services Platform that offers affordable and reliable financial services to the emerging consumer.
The foundation of our business was built by providing the continent’s migrant diaspora with safe, convenient international money transfers. From this base we have grown a wide range of products and services that take their cue from our customers’ needs and aspirations for greater financial security and a better life.
To this end, we continue to build a highly robust and resilient physical and digital financial payments infrastructure across Africa that unlocks new value-added services for our loyal customers. This includes cash transfers, Mukuru Funeral Cover, and the Mukuru Card.
Mukuru is one of the largest money transfer providers in Africa and a leading Next Gen Financial Services Platform that offers affordable and reliable financial services to the emerging consumer.
The foundation of our business was built by providing the continent’s migrant diaspora with safe, convenient international money transfers. From this base we have grown a wide range of products and services that take their cue from our customers’ needs and aspirations for greater financial security and a better life.
To this end, we continue to build a highly robust and resilient physical and digital financial payments infrastructure across Africa that unlocks new value-added services for our loyal customers. This includes cash transfers, Mukuru Funeral Cover, and the Mukuru Card.
Satispay
atispay powers payments for the people - help you send, receive and save money, whichever side of the exchange you stand.
Launched in 2015 as a European payment network, becoming an Italian unicorn in 2022 was a significant milestone for us. But what truly matters is our dedication to simplifying payments for individuals and businesses alike, making life easier for everyone. As part of our commitment, we're proud to offer innovative services like our meal vouchers, which streamline benefits for employers and promote local businesses.
Within our community of 4 million consumers and 300,000 merchants, we're more than just numbers; we're a diverse team of over 600+ talented professionals from various backgrounds, shaping the future of payments in Europe.
atispay powers payments for the people - help you send, receive and save money, whichever side of the exchange you stand.
Launched in 2015 as a European payment network, becoming an Italian unicorn in 2022 was a significant milestone for us. But what truly matters is our dedication to simplifying payments for individuals and businesses alike, making life easier for everyone. As part of our commitment, we're proud to offer innovative services like our meal vouchers, which streamline benefits for employers and promote local businesses.
Within our community of 4 million consumers and 300,000 merchants, we're more than just numbers; we're a diverse team of over 600+ talented professionals from various backgrounds, shaping the future of payments in Europe.
Aicorporation
Research and innovation keeps The ai Corporation at the forefront of the payments industry. Its fraud solutions are trusted by over 100 banks and three million merchants worldwide to protect more than twenty billion transactions a year.
The ai Corporation’s expert team of developers utilise Big data concepts to extract insight from payment data. It develops solutions that enhance opportunities and overcome challenges across credit management, marketing, pricing and inventory.
Research and innovation keeps The ai Corporation at the forefront of the payments industry. Its fraud solutions are trusted by over 100 banks and three million merchants worldwide to protect more than twenty billion transactions a year.
The ai Corporation’s expert team of developers utilise Big data concepts to extract insight from payment data. It develops solutions that enhance opportunities and overcome challenges across credit management, marketing, pricing and inventory.
TPA Group
The TPA Group is one of the leading tax advisory and auditing services companies in Central and South Eastern Europe.
The TPA Group is an independent member of Baker Tilly Europe Alliance and is thus able to provide to its clients a worldwide network of tax advisors, auditors and business consultants.
The TPA Group is one of the leading tax advisory and auditing services companies in Central and South Eastern Europe.
The TPA Group is an independent member of Baker Tilly Europe Alliance and is thus able to provide to its clients a worldwide network of tax advisors, auditors and business consultants.
Coriunder
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Tefpay
TefPay is not just a payment gateway.
It is a system of payment by credit card to suit the needs of your e-business payment and simplifies the purchasing process, increasing conversion rates of sales.
We offer different ways of integration for the payment, recurring payments, autorizations, 3D-secure, anti-fraud systems...
TefPay is not just a payment gateway.
It is a system of payment by credit card to suit the needs of your e-business payment and simplifies the purchasing process, increasing conversion rates of sales.
We offer different ways of integration for the payment, recurring payments, autorizations, 3D-secure, anti-fraud systems...
Nummuspay
Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses.
We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.
Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses.
We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.
Bige direct
Aiming to bridge the legacy banking and settlement systems with a single efficient blockchain based solution, BigeDirect ApS was created in January 2023. In February 2023 BigeDirect ApS received its Virtual Asset Service Provider (VASP) registration from the Danish FSA.
Aiming to bridge the legacy banking and settlement systems with a single efficient blockchain based solution, BigeDirect ApS was created in January 2023. In February 2023 BigeDirect ApS received its Virtual Asset Service Provider (VASP) registration from the Danish FSA.
Paythru
Paythru is a highly customisable payment gateway built specifically around the complex needs of parking and charging. The technology solves the emerging need for interoperability, multi-vendor solutions and added value experiences that will be essential to mainstream EV uptake. For example, an EV chargepoint payment may need to be split between chargepoint providers, energy companies, and parking operators. Or a charging network may want to set up payment-sharing agreements that allow its users to access other charging networks, eliminating one of the biggest concerns about EVs. Paythru can solve both by integrating multiple parties and managing bespoke split settlements. It has also developed an optional front-end interface that lets users locate, book, and pay for services, can easily be white-labelled into parking and charging apps and websites.
Paythru is a highly customisable payment gateway built specifically around the complex needs of parking and charging. The technology solves the emerging need for interoperability, multi-vendor solutions and added value experiences that will be essential to mainstream EV uptake. For example, an EV chargepoint payment may need to be split between chargepoint providers, energy companies, and parking operators. Or a charging network may want to set up payment-sharing agreements that allow its users to access other charging networks, eliminating one of the biggest concerns about EVs. Paythru can solve both by integrating multiple parties and managing bespoke split settlements. It has also developed an optional front-end interface that lets users locate, book, and pay for services, can easily be white-labelled into parking and charging apps and websites.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
