Atlas
Isabelgroup
Isabel connects and simplifies the administrative and financial processes of companies, accounting agencies and banks and ensures the smooth and reliable exchange of documents, payments and identifications and automates access to them. The products - Isabel 6 (multi-bank payment platform), Ponto (open banking), Kube (verified corporate data) and IntelliSuite (fraud monitoring) - enable seamless, secure and reliable data and money flows. Trusted by more than 50,000 companies to access a network of more than 2,000 banks, Isabel processes more than 2,300 billion euros annually and the company will celebrate its 30th anniversary in 2025.
At the heart of the Isabel brand lies a distinctive commitment to unify the banking sector, software providers and our customers to build community-powered banking solutions. This Belgian regulated company, headquartered in Brussels and acting under the supervision of the National Bank of Belgium, focuses primarily on the Benelux market.
Isabel connects and simplifies the administrative and financial processes of companies, accounting agencies and banks and ensures the smooth and reliable exchange of documents, payments and identifications and automates access to them. The products - Isabel 6 (multi-bank payment platform), Ponto (open banking), Kube (verified corporate data) and IntelliSuite (fraud monitoring) - enable seamless, secure and reliable data and money flows. Trusted by more than 50,000 companies to access a network of more than 2,000 banks, Isabel processes more than 2,300 billion euros annually and the company will celebrate its 30th anniversary in 2025.
At the heart of the Isabel brand lies a distinctive commitment to unify the banking sector, software providers and our customers to build community-powered banking solutions. This Belgian regulated company, headquartered in Brussels and acting under the supervision of the National Bank of Belgium, focuses primarily on the Benelux market.
Moneymatrix
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
Getneo
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
NLB
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
Pervesk
Pervesk UAB is a licenced Electronic Money Institution based in Lithuania and regulated by the Bank of Lithuania. Our cutting-edge FinTech solutions are readily available for you, your business, and your brand.
Pervesk UAB is a licenced Electronic Money Institution based in Lithuania and regulated by the Bank of Lithuania. Our cutting-edge FinTech solutions are readily available for you, your business, and your brand.
TF Pay
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
UPI gate
Universal Payment Integrators is a Malta-based company providing online merchants with stable and flexible solutions for Internet acquiring.
Our team consists of veterans in e-commerce with a lot of related knowledge and experience.
We render services to any type of e-commerce business: from small Internet shops to large online retail networks.
Contact us for a free consultation to find out what we can do to boost your business.
Universal Payment Integrators is a Malta-based company providing online merchants with stable and flexible solutions for Internet acquiring.
Our team consists of veterans in e-commerce with a lot of related knowledge and experience.
We render services to any type of e-commerce business: from small Internet shops to large online retail networks.
Contact us for a free consultation to find out what we can do to boost your business.
Coriunder
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Swish
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
EnsoPay
The simplest way to control payments
With EnsoPay, collecting payments is a breeze. Manage all payments through a user-friendly and intuitive dashboard. Eliminate the complexity of managing multiple projects from a centralized payment platform. Add roles to your corporate account to control different levels of data access. Empower your business with a unified API that enables smarter payment management.
The simplest way to control payments
With EnsoPay, collecting payments is a breeze. Manage all payments through a user-friendly and intuitive dashboard. Eliminate the complexity of managing multiple projects from a centralized payment platform. Add roles to your corporate account to control different levels of data access. Empower your business with a unified API that enables smarter payment management.
Kluwp
A team devoted to grow your business by offering the optimal payment options and best service
A team devoted to grow your business by offering the optimal payment options and best service
Ecobank
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Creditum
Welcome to Creditum Payment Gateway - Your trusted partner for unlocking the full potential of secure and efficient financial transactions.
At Creditum, we're passionate about helping businesses thrive by providing them with a cutting-edge payment solution. Our Payment Gateway offers a seamless, reliable, and scalable way for businesses to manage payments, ensuring a hassle-free experience for both you and your customers.
Why Creditum Payment Gateway?
Effortless Transactions: Say goodbye to payment hurdles. Our platform ensures your customers can make payments smoothly and securely, fostering trust and loyalty. Global Reach: Expand your horizons. Creditum supports international payments, helping you reach customers around the world.
Robust Security: Protect your financial data with state-of-the-art security features. Your business and your customers are in safe hands.
Easy Integration: Seamlessly connect Creditum with your existing systems.
Welcome to Creditum Payment Gateway - Your trusted partner for unlocking the full potential of secure and efficient financial transactions.
At Creditum, we're passionate about helping businesses thrive by providing them with a cutting-edge payment solution. Our Payment Gateway offers a seamless, reliable, and scalable way for businesses to manage payments, ensuring a hassle-free experience for both you and your customers.
Why Creditum Payment Gateway?
Effortless Transactions: Say goodbye to payment hurdles. Our platform ensures your customers can make payments smoothly and securely, fostering trust and loyalty. Global Reach: Expand your horizons. Creditum supports international payments, helping you reach customers around the world.
Robust Security: Protect your financial data with state-of-the-art security features. Your business and your customers are in safe hands.
Easy Integration: Seamlessly connect Creditum with your existing systems.
Concryt
The game-changing expertise in payments and banking at a place where every voice is valued and every view is respected.
The game-changing expertise in payments and banking at a place where every voice is valued and every view is respected.
Handepay
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
