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Financial Inclusion Services
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80 companies
Jun 15, 2026
Last updated: Jun 15, 2026
Reem
United Arab Emirates
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors. Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors. Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
GMO Payment Gateway
gmo-pg.com Japan
We provide comprehensive payment-related services and financial services to merchants such as online shops, the National Tax Agency, and public institutions like the Tokyo Metropolitan Government.
We provide comprehensive payment-related services and financial services to merchants such as online shops, the National Tax Agency, and public institutions like the Tokyo Metropolitan Government.
Hokodo
hokodo.co France
At Hokodo, we are modernising the way businesses buy from each other by making it easier and safer to sell to business customers! Our “Trade credit as a service” technology empowers B2B merchants to offer credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms through a frictionless checkout experience. Over 30% of B2B trade takes place on credit terms, with trade credit representing the largest source of business financing in advanced economies. Yet current processes for offering trade credit are outdated and not fit for the digital age. Hokodo’s digital platform solves these issues by offering merchants a powerful set of solutions to manage trade credit and scale with confidence. Merchants that integrate with Hokodo see on average a 40% increase in revenues. Gone are the days of paper-based trading account applications, manual credit decisions and cumbersome sales journeys.
At Hokodo, we are modernising the way businesses buy from each other by making it easier and safer to sell to business customers! Our “Trade credit as a service” technology empowers B2B merchants to offer credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms through a frictionless checkout experience. Over 30% of B2B trade takes place on credit terms, with trade credit representing the largest source of business financing in advanced economies. Yet current processes for offering trade credit are outdated and not fit for the digital age. Hokodo’s digital platform solves these issues by offering merchants a powerful set of solutions to manage trade credit and scale with confidence. Merchants that integrate with Hokodo see on average a 40% increase in revenues. Gone are the days of paper-based trading account applications, manual credit decisions and cumbersome sales journeys.
Phi Commerce Private
payphi.com India
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing. Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments. Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing. Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments. Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Absa Group
absa.africa South Africa
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
TYCHE PAYMENT
tychepayment.com India
Tyche automates the split and transfer of payments to different accounts as per region, business units, sellers or service providers with no compliance issues. We help you to navigate the complexities of payment schedules, payment methods
Tyche automates the split and transfer of payments to different accounts as per region, business units, sellers or service providers with no compliance issues. We help you to navigate the complexities of payment schedules, payment methods
Vitessepsp
vitessepsp.com United Kingdom
Vitesse is an integrated treasury and payment service provider crafted for the insurance sector. Its award-winning global payment network ensures fast and full-value payouts to claimants and has facilitated more than $10 billion across 200+ countries and currencies. With services that optimise claim funds and expedite claim payments, Vitesse has brought back hundreds of millions of claim funds to insurers' balance sheets and helped MGAs and TPAs streamline their claim funds management and disbursements to claimants. Vitesse employs over 175+ people across its London headquarters, Europe, and the US. In May 2024, the company secured $93 million in Series C funding to accelerate its US expansion and product development.
Vitesse is an integrated treasury and payment service provider crafted for the insurance sector. Its award-winning global payment network ensures fast and full-value payouts to claimants and has facilitated more than $10 billion across 200+ countries and currencies. With services that optimise claim funds and expedite claim payments, Vitesse has brought back hundreds of millions of claim funds to insurers' balance sheets and helped MGAs and TPAs streamline their claim funds management and disbursements to claimants. Vitesse employs over 175+ people across its London headquarters, Europe, and the US. In May 2024, the company secured $93 million in Series C funding to accelerate its US expansion and product development.
Managepay
info.mpay.my Malaysia
ManagePay Systems Bhd (MPay) is an investment holding company. The group’s operating segment is classified into two: Fintech Services and Non-Fintech services. Fintech services segment is involved in POS terminal services, third party acquiring, payment services, e-money and Mastercard card issuing, alternative financing business outsourcing services, and loyalty management services. Non-fintech services segment is involved in the software and digital security, information communications, e-commerce, and technology services. Payment services is the major contributor to the group’s total turnover and revenue.
ManagePay Systems Bhd (MPay) is an investment holding company. The group’s operating segment is classified into two: Fintech Services and Non-Fintech services. Fintech services segment is involved in POS terminal services, third party acquiring, payment services, e-money and Mastercard card issuing, alternative financing business outsourcing services, and loyalty management services. Non-fintech services segment is involved in the software and digital security, information communications, e-commerce, and technology services. Payment services is the major contributor to the group’s total turnover and revenue.
Todo Pago
todopago.hn Honduras
Digitaliza tu negocio con nuestras soluciones: ° Link de Pago ° POS ° Tienda en Línea ° Botón de Pagos ° Catalogo Virtual ° Código QR ° Tap to Pay ° Sistema de Facturación ° Cargos Recurrentes
Digitaliza tu negocio con nuestras soluciones: ° Link de Pago ° POS ° Tienda en Línea ° Botón de Pagos ° Catalogo Virtual ° Código QR ° Tap to Pay ° Sistema de Facturación ° Cargos Recurrentes
PostFinance
postfinance.ch Switzerland
PostFinance Ltd is one of Switzerland’s leading retail financial institutions. We are a diversified, innovation-driven financial service provider. At PostFinance, you’ll work on current and future ways of managing Switzerland’s money, helping to drive the digitization of the Swiss financial sector forward. We offer our customers fresh solutions and smart money-related innovations. We achieve this thanks to our unique culture, which enables us to work with a pioneering spirit every day. We treat each other as equals at all times, regardless of where we are on the company hierarchy. Because working in an agile environment is fun.
PostFinance Ltd is one of Switzerland’s leading retail financial institutions. We are a diversified, innovation-driven financial service provider. At PostFinance, you’ll work on current and future ways of managing Switzerland’s money, helping to drive the digitization of the Swiss financial sector forward. We offer our customers fresh solutions and smart money-related innovations. We achieve this thanks to our unique culture, which enables us to work with a pioneering spirit every day. We treat each other as equals at all times, regardless of where we are on the company hierarchy. Because working in an agile environment is fun.
Straumur
straumur.is Iceland
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
WaveCrest
Gibraltar
WaveCrest provides award-winning digital payment solutions to corporations and governments. Programs include business payouts, employee, student and taxpayer disbursements, mobile wallets, prepaid cards, lottery payments, pre-defined and custom offerings. WaveCrest Holdings Limited in Europe is a regulated e-money issuer and a principal member of Mastercard. WaveCrest Payment Services of the Americas, Inc. is a FinCEN-registered prepaid access provider, and an issuer of Discover Network prepaid cards.
WaveCrest provides award-winning digital payment solutions to corporations and governments. Programs include business payouts, employee, student and taxpayer disbursements, mobile wallets, prepaid cards, lottery payments, pre-defined and custom offerings. WaveCrest Holdings Limited in Europe is a regulated e-money issuer and a principal member of Mastercard. WaveCrest Payment Services of the Americas, Inc. is a FinCEN-registered prepaid access provider, and an issuer of Discover Network prepaid cards.
Pindirect
pindirect.nl Netherlands
PinDirect is the joint label of Cyber & Mason Acquisitie B.V. and Cyber & Mason Exploitatie B.V. Since 2006, PinDirect has been the payment service specialist for SMEs. We provide complete payment solutions for card and credit card transactions. We are located in the center of the country, in 'Het Gymnasium' in Amersfoort. PinDirect is your all-in-one service provider for payment solutions. We not only supply the payment terminals, but also handle transaction processing and service. For any questions, you can contact one point of contact: PinDirect. Other agreements with banks, providers, or other suppliers are a thing of the past with the PinDirect Pin Packages.
PinDirect is the joint label of Cyber & Mason Acquisitie B.V. and Cyber & Mason Exploitatie B.V. Since 2006, PinDirect has been the payment service specialist for SMEs. We provide complete payment solutions for card and credit card transactions. We are located in the center of the country, in 'Het Gymnasium' in Amersfoort. PinDirect is your all-in-one service provider for payment solutions. We not only supply the payment terminals, but also handle transaction processing and service. For any questions, you can contact one point of contact: PinDirect. Other agreements with banks, providers, or other suppliers are a thing of the past with the PinDirect Pin Packages.
PAYMILL
paymill.com Germany
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors. PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies. PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc. Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015. No monthly costs - you pay only for successful transactions, no re-direction or iFrames, easy technical solution, beautiful REST API Subscriptions and recurring payments
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors. PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies. PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc. Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015. No monthly costs - you pay only for successful transactions, no re-direction or iFrames, easy technical solution, beautiful REST API Subscriptions and recurring payments
Cranepi
cranepi.com United States
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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