Atlas
BAC
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
Buyway
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
Blackcatcard
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
PayZen
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
I-serve
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
Financialhouse
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Efirstbank
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
Cardaq Limited
Go ahead and privilege yourself with accepting and processing transparent payments globally.
Established in October 2011, we are operating in the market for more than 12 years of experience and have excellence.
Go ahead and privilege yourself with accepting and processing transparent payments globally.
Established in October 2011, we are operating in the market for more than 12 years of experience and have excellence.
Total processing
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost.
We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost.
We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Uqpay
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
ounded in 2017, UQPay is a digital payment solution provider headquartered in Singapore with subsidiaries across Mainland China, Hong Kong, Malaysia and Indonesia. UQPay is a SWIFT member and connected to major card schemes including Visa, Mastercard, Unionpay International, JCB, American Express and Diners Club International and alternative payment providers.
We bridge the gap between traditional, siloed payment systems and the borderless transactions businesses need today.
Our cloud-based platform, powered by cutting-edge technology, is fully compliant with global regulations, empowering businesses with:
- Seamless integration: UQPay offers a complete one-stop integrated payment service with single-point access for full-scenario applications.
- One-stop platform: Manage all your international payments from a single, intuitive interface with flexible custom multi-channel payments.
Mollie
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Payments company
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs.
Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs.
Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
BOI payment
BOI Payment Acceptance (BOIPA) is an alliance between Bank of Ireland and EVO Payments International, a leading global payments processor. We provide a full range of face to face (Point of sale), mobile and online payments solutions. Our goal at BOI Payment Acceptance is to deliver innovative, cost effective payment solutions and exceptional customer service.
BOI Payment Acceptance (BOIPA) is an alliance between Bank of Ireland and EVO Payments International, a leading global payments processor. We provide a full range of face to face (Point of sale), mobile and online payments solutions. Our goal at BOI Payment Acceptance is to deliver innovative, cost effective payment solutions and exceptional customer service.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
